On May 07, 2012 my doorbell rings. A young man inquired as to my identity. A quick assessment of the visitor gave me all I needed to know how to answer him. He was a process server from Bringhurst Process Services. I am a 100% disabled Vietnam Era Veteran living in a senior's community and I live alone. I am alone because my wife divorced me from another state in 2008 and remarried.
Before abandoning a very nice home we had closed on just 5 months previously, she spent a few months going through the motions necessary to buy a home, such as the myriad of documents that must be filled out and signed. I have 27 copies of those forms and they are all filled out but not one of them has my signature on it. The day we closed was the first time I really knew all the details - stupid? Yep! A man really in love with his wife? Yep!
On may 07 of 2012 I also first learned that my name had been signed again, and again, only this time on credit card applications. [continued below]....
..... Just the information on the summons was enough to tell me that I was about to be sued for the second time by these same bottom feeders known as Johnson Mark LLC. The first time I jumped through all the hoops, presented proof that whatever signature they had - but never produced on an original application - was not mine. There's more. I have lived solely on SSDI since 2008 and I even showed them bank records proving that my only income was one they could not touch and they still pursued it until the day I stood in a court room with a there-to-fore promised roll of toilet paper for all the tears they would shed when I laid Section 207 of the Social Security Act (42 U.S.C. 407) on them. I really didn't think I would hear from them again.
That was the last of that case but on May 07 I'm reading Johnson Mark LLC as Attorney's for Plaintiff again. This time I was certain I not only had them by the short hairs I really rubbed it in as to how surprised I was that they had completely forgotten the toilet paper. There's more. This time they completely relocated my residence to Farmington, Davis County, Utah. I've never lived anywhere close to there. I waited the requisite 13 days to allow them to file while I compiled a truly great looking legal document to nail them with a violation of 15 U.S.C. ?? 1692-1692p of the Fair Debt Collection Practices Act. I likely had recourse against the process server as well.
Feeling pretty good that I had unfortunately been a fraud victim but in the process been handed a rare opportunity to stick it to one of top of the line bottom feeders with enough internet complaint pages to keep one busy just reading it all for a day or so including the BBB who has refused them accreditation showing 42 complaints in the last 3 years, all on unfair debt collection practices, http://www.bbb.org/utah/business-reviews/attorneys-and-lawyers/johnson-mark-in-draper-ut-22009090 I waited to hear from the court with a ruling on my complaint. I never got a reply of any kind from the court. I did get a letter from Johnson Mark LLC dated 03 July 2012 that was in fact a 3 in 1 punch all in the same envelope. Instead of answering to the declared FDCPA violation I got what I really should have expected from criminals all wrapped up neatly in nice suits and shaving the edges of established law from the get-go.
Page one, a CERTIFICATE OF SERVICE. Page two, a REQUEST TO SUBMIT FOR DECISION - in a Judicial District I have never lived in, or near, and page three, an ORDER FOR CHANGE OF VENUE. Wow! If you are a low life blood sucker and proud of it you have to be impressed. All this while Johnson Mark LLC knows who I am, that I am still 100% disabled, still living 100% on my SS income that they cannot touch even one penny of and now I'm spending a lot of the time I'm in my home 24/7/365 dragging a 50 foot oxygen canula around and visited one after another of the many websites eager to hear my story in great detail because I'm done with it, period!
The stress, the stress related illness factors, my PTSD classes at the VA are enough to persuade me to let the two of them do their thing! The two of them being the bottom feeders and this MIDLAND FUNDING LLC outfit who is not the original debtor but part and parcel to this whole scam and owner of a contract I never signed. They don't even get a roll of toilet paper this time. They will get a JUDGEMENT against me for defaulting on a contractual agreement I never knew existed and they will run head-long into Section 207 of the Social Security Act (42 U.S.C. 407) and I will be right here with long since destroyed credit and a direct deposited once a month small amount of the money fund I've been paying into since I was 15 years old. Now I am old, living completely alone, and the only bills I have are my utility bills and rent, which when all paid every month I may have from 3 to15 dollars left over, and that is before food or gas for my 13 year old very dependable American made car that is not worth their time to attach. The whole thing all summed up is best said in Latin. "Qui Est, Quid Est" (Wiki Latin) "It is what it is".