- Report: #451022
Report - Rebuttal - Arbitrate
Complaint Review: JP Chase Home Finance
JP Chase Home FinanceJP Chase Bank , WAMU Tempe, Arizona U.S.A.
JPMorgan Chase Bank Home Finance Tempe, AZ Chase Bank home loan??? who to blame, the Mortgage Consultant, the Loan Processor or the underwriters Tempe Arizona
*Author of original report: UPDATE ..
*Consumer Comment: Emelita
*Author of original report: The mortggae consultant and the loan processor at Chase Bank are still working on my loan as they said
*Author of original report: To Flynrider of Phoenix Arizona U.S.A.
*Consumer Comment: I can see why they questioned it.
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The co-borrowers is, my son, a Postal Mail Handler, who do not live with me, my reason, he only stay with my relatives because of the gas raise but all the mail goes to my house and he still live with me. Second reason is my bankcruptcy in 2002 which is already gone but they still mentioned that WAMU has a serious derogatory credit on mortgage loan. They knew about all of this but the Mortgage Consulatant still approved my loan as he said that my credit score and my son is way up high. Then he transfered all the papers to the Loan processor who asked for more assets and I gave my three more bank accounts and all my life insurance which is worth more than half a million. Then when all is in order she gave it to the underwiters who decline it because of the live in situation and the more than 7 years bankcruptcy. I have read al lot on your website about the Chase Bank especially the $750 application fee Rip off by Chase BAnk. Is the Chase BAnk only wants to get some money from borrowers from this application fee. Do they want to loose all their good reputaion because of this fee. The reason for my loan decline is questionable: the Chase BAnk underwiters supposed to see to it if the loan will be paid every month, if the owner will live in that property for a long period of time and if the borrowers has a good job.
Mountlake Terrace, Seattle, Washington
This report was posted on Ripoff Report on 05/12/2009 09:54 AM and is a permanent record located here: http://www.ripoffreport.com/r/JP-Chase-Home-Finance/Tempe-Arizona-85281-3640/JPMorgan-Chase-Bank-Home-Finance-Tempe-AZ-Chase-Bank-home-loan-who-to-blame-the-Mortg-451022. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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