- Report: #714318
Report - Rebuttal - Arbitrate
Complaint Review: JP Morgan Chase Bank Visa
JP Morgan Chase Bank VisaBase line and Dobson rd Mesa, Arizona United States of America
JP Morgan Chase Bank Visa Made a simple mistake, then covered it up. End result was an increase from promotional 2.99 percent loan on 15.5 K to 28.8 percent. Mesa, Arizona
*Author of original report: Rip off by Chase bank Visa....thx., Jim.../Ron
*Consumer Comment: Doesn't Work That Way Ron
*Author of original report: lots of really smart people that just do not know the real world
*Consumer Comment: Need to learn the difference between a "loan" and a "credit card"
*Consumer Comment: It appears
*Consumer Comment: IT APPEARS THAT JP MORGAN CHASE IS PART OF AN "ORGANIZED CRIME SYNDICATE"......
*Consumer Comment: It appears
*Consumer Suggestion: at LEAST 1837 REPORTS FILED, and COUNTING!
*Consumer Comment: You were already in financial trouble. Wasn't just the rate on that card.
*Consumer Comment: Hmmmmm.....
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idea was to consolidate all my bills to a low fixed percentage rate. Then when I received my new first payment statement, they had the percentage rate set at 18.8 percent, not the stated 2.99 %.
They never would admit the rip off, end result I ended up in bankrupsy court and lost my home, dogs and my life. Now I am wondering if they received a credit or moneys back from the government claiming I ripped them off, which I did not. They are the worst kind of criminals, they appear to be friends of the people but actually are black hearted thieves.
The second problem with them, was when my dear wife expired I asked them for an equity loan to help me maintain my home expenses. I owed somewhere around 160K and the home was evaluated by the Chase bank at 325 K. They carried the mortage on the home. They told me with the passing of my wife along with her income, that I no longer qualified for a loan as I did not make enough money to do so. I had been retired for many years and was on a fixed income.
The reality of this situation, was that they actually forced me into Bankrupsy. If they had of allowed me to use my triple AAA credit rating, get the 50K to help me maintain and pay for my wifes burial expenses and to get my head above the water level, I would still have my home and would have been able to have the time to work things out.
Their error, cover up and lies along with mismangement cost me dearly. They should be hung out to dry.
This report was posted on Ripoff Report on 04/05/2011 06:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/JP-Morgan-Chase-Bank-Visa/Mesa-Arizona-85210/JP-Morgan-Chase-Bank-Visa-Made-a-simple-mistake-then-covered-it-up-End-result-was-an-i-714318. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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