• Report: #463492

Complaint Review: J.P. Morgan Chase

  • Submitted: Sun, June 21, 2009
  • Updated: Sun, June 21, 2009

  • Reported By:Mission Texas
J.P. Morgan Chase
P.o. Box 260180 Baton Rouge,, Louisiana U.S.A.

J.P. Morgan Chase Overdraft Fee's excessive Baton Rouge, Louisiana

*Consumer Comment: Chase Overdraft causes hardship to Americans trying to pay bills

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I have had repeated overdraft fee's through chase bank, and have tried everything to stop it. I tried using my debit card as just debit only so that I could track my funds directly, yet the charges showed up one day and the balance changed on another. I also have overdraft protection, but they charged me for $35.00 overdraft, and $35.00 return fee! Plainly an ongoing consumer scam. They have taken me for well over $6500.00 in the 2.5 years Ive had my account. Further more I have direct deposit, and the funds seem to go into my account hours too late. This has to stop! Anyone got any idea's? (((email redacted)))

Cbell5557
Mission, Texas
U.S.A.

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This report was posted on Ripoff Report on 06/21/2009 05:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/JP-Morgan-Chase/Baton-Rouge-Louisiana-70826/JP-Morgan-Chase-Overdraft-Fees-excessive-Baton-Rouge-Louisiana-463492. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Chase Overdraft causes hardship to Americans trying to pay bills

AUTHOR: Aj1980 - (U.S.A.)

I don't have much money and I live check to check and Chase is ripping people off during these hard times! perfect example I took out $20 last weekend, I purchased off the dollar menu at McDonalds (3 times) and KFC once, just during the week
However, I forgot about another bill that hit and threw me over a little. So, Chase applied the $20 withdraw from last week and my other bill that was for about $20

They re-adjusted my purchases so my McDonald transactions and KFC was $35 each. so now I have 140 dollars in overdraft fees instead of one $35 charge. Something needs to be done. now one of my bill won't be paid next payday thanks to chase! I will be going to a new bank.
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