• Report: #750752

Complaint Review: JPMorgan Chase & Co.

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  • Submitted: Fri, July 08, 2011
  • Updated: Mon, December 23, 2013

  • Reported By: Stockton Business Review — Stockton California USA
JPMorgan Chase & Co.
270 Park Avenue, Manhattan, New York City, US Stockton, California United States of America

JPMorgan Chase & Co. JP Morgan Chase is now charging former WAMU customers a $10 service fee for "Free Checking" Stockton, California

*UPDATE Employee: Incorrect Statement

*Consumer Comment: Stockton Business Review,

*Consumer Comment: Stockton Business Review,

*Consumer Comment: Stockton Business Review,

*Consumer Comment: CHASE SUCKS POEM...

*Consumer Comment: EXPOSE CHASE BANK POEM...

*Consumer Comment: CHASE SUCKS POEM...

*Consumer Comment: EXPOSE CHASE BANK POEM...

*Consumer Comment: CHASE SUCKS POEM...

*Consumer Comment: EXPOSE CHASE BANK POEM

*Consumer Comment: CHASE SUCKS POEM

*Consumer Comment: STOCKTON BUSINESS REVIEW, DID YOU KNOW THAT....

*Consumer Comment: Depends on your defintion of a ripoff

*Consumer Comment: STOCKTON BUSINESS REVIEW, DID YOU KNOW THAT JP MORGAN CHASE HAS $11 BILLION IN 'SECRET LIFE INSURANCE POLICIES' ON ITS EMPLOYEES.......

*Consumer Comment: No longer free

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Without any notification, Today, I found out that my free checking service is not free but is still called free. Apparently they added fine print to their free checking and began charging former wamu customers $10 to $15 for the free checking service. If your an individual and you do not have at least $500 direct deposited in to your account every month & if your account drops below $1500 you will be charged a $10 service fee. Business accounts must have $5000 in their accounts at all times as well or a $15 service fee is charged. Both must also use their DEBT card at least 5 times!

Oh boy.. These rich ceo's are so obsessed with money they'll do whatever it takes to gain record profits! its just a game to them! I've happily been with Wamu & now JP Morgan Chase for 10 years and I'm certaintely switching! I dont even recall being notified about this new change! Yea whatever $10 isn't a lot but I'm recently unemployed & was shocked to see this fee! I always deposit every dollar I have, barely over a thousand each month. [continued below]....
..... Whatever I dont even feel like arguing with them, there's a credit union in my area that has multiple branches around the county! Ill be switching to their free checking! 

This report was posted on Ripoff Report on 07/08/2011 04:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/JPMorgan-Chase-Co/Stockton-California-/JPMorgan-Chase-Co-JP-Morgan-Chase-is-now-charging-former-WAMU-customers-a-10-servic-750752. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 15Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Incorrect Statement

AUTHOR: sphnx87 - (United States of America)

Its in the paperwork when an Employee is onboarded that Chase purchases life insurance policies FBO Chase as well as the Employee
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#2 Consumer Comment

Stockton Business Review,

AUTHOR: Karl - (USA)

If you stay at this site and type in- MOB SONG 24, and go to Ripoff Report #269041 you can read the following quote that starts paragraph four in 'Consumer Comment #3', entitled "Blame it on a Lawyer".

QUOTE: "A Harvard Business Professor said that EXPOSURE is a corporation's WORST FEAR!" - August 21, 2007.

I believe that exposing JP Morgan Chase here at Ripoff Report was a great idea. You can spread your Ripoff Report all over the worldwide web at sites like Twitter and Facebook in order for others to read it. Just tell everyone to go to Ripoff Report and type in 750752.

Happy New Year to you and your family!
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#3 Consumer Comment

Stockton Business Review,

AUTHOR: Karl - (USA)

Feel free to 'Google' this- RON PAUL'S BROTHER ON FEDERAL RESERVE SYSTEM, and watch that short video on the web for important information about who really controls our country.

Then 'Google' this- WHO OWNS THE FED, and go to the site with the five charts. Pay attention to the fact that J.P. Morgan Co. is listed in 'Chart 1'.

Finally, make sure to 'Google' this- WHO OWNS THE FED BANK, WHO CONTROLS WHO VIDEO, and watch it on the web. The charts being displayed at the beginning of this video are the same as the ones listed above where J.P. Morgan Co. is listed in 'Chart 1'.

Are you now beginning to understand that the banking cartel is ultimately in control of the U.S. Government and Wall Street? That is precisely why the banks can get away with doing just about whatever they want in order to make profits, wouldn't you now agree?

Happy Holidays!
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#4 Consumer Comment

Stockton Business Review,

AUTHOR: Karl - (USA)

Did you cancel your account with Chase and open up an account at a credit union?
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#5 Consumer Comment

CHASE SUCKS POEM...

AUTHOR: Karl - (USA)

is available in the consumer comments section at this Ripoff Report.

***MAINSTREAM MEDIA ALERT: Make sure to type in the following at this site and read the Ripoff Reports from people all over America for important information-

FOX
NBC
CBS
ABC


Thank You

WELCOME TO THE MAINSTREAM MEDIA IN AMERICA- WE'RE BEING CONTROLLED BY A CARTEL OF BANKERS WHO ALSO CONTROL WALL STREET, THE U.S. GOVERNMENT, THE U.S. MILITARY, AND MOST IMPORTANTLY; THE MINDS OF ALMOST EVERYONE LIVING IN THE USA
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#6 Consumer Comment

EXPOSE CHASE BANK POEM...

AUTHOR: Karl - (USA)

is available in the consumer comments section at this Ripoff Report.

Thank You

***NATIONWIDE MORTGAGE ALERT: Make sure to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
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#7 Consumer Comment

CHASE SUCKS POEM...

AUTHOR: Karl - (USA)

is available in the consumer comments section at this Ripoff Report.

Thank You

WELCOME TO JP MORGAN CHASE- WE'RE PART OF THE FEDERAL RESERVE AND WE CAN DO WHATEVER WE WANT BEACAUSE WE CONTROL THE U.S. GOVERNMENT, WALL STREET, THE MAINSTREAM MEDIA, AND MUCH OF THE LEGAL SYSTEM IN AMERICA
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#8 Consumer Comment

EXPOSE CHASE BANK POEM...

AUTHOR: Karl - (USA)

is available in the consumer comments section at this Ripoff Report.

Anyone can 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts to see that J.P. Morgan is listed in 'Chart 1'.

Thank You

WELCOME TO JP MORGAN CHASE- WE CAN DO WHATEVER WE WANT BECAUSE WE'RE PART OF THE FEDERAL RESERVE
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#9 Consumer Comment

CHASE SUCKS POEM...

AUTHOR: Karl - (USA)

is available in the consumer comments section at this Ripoff Report.

Thank You

***NATIONWIDE MORTGAGE ALERT: Make sure to type in all of the following at this site and read the Ripoff Reports for important information if you have a mortgage in the USA-

GMAC
MERRILL LYNCH
COUNTRYWIDE
LITTON LOAN
BANK OF AMERICA
WELLS FARGO
INDYMAC
ONE WEST BANK
MORGAN STANLEY
JP MORGAN
GOLDMAN SACHS
HAMP
MORTGAGE MODIFICATION
MORTGAGE
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#10 Consumer Comment

EXPOSE CHASE BANK POEM

AUTHOR: Karl - (USA)

EXPOSE CHASE BANK POEM

Expose Chase bank
Chase really sucks
Some drive cars
Others drive trucks
Expose Chase bank
It's part of the Fed
Tell Brenda and Tommy
Text Suzy and Ted
This poem is over
Skype Wendy and Frank
Spread the word on the web
Expose Chase bank!

End.

Anyone can 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts to see that J.P. Morgan Co. is listed in 'Chart 1'.

Don't forget to type in 411913 at this site and read Ripoff Report #411913. Chase bank was one of the banks named in that Ripoff Report for taking out 'secret life insurance policies' on its current and former employees. Chase bank has $11 Billion in these policies, according to information available on the web.

Anyone can 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and read the related articles on the web for proof.

Thank You

WELCOME TO CHASE- WE'RE PART OF THE ORGANIZED CRIME SYNDICATE THAT CONTROLS THE U.S. GOVERNMENT AND THE GOVERNMENTS OF EUROPE, AND IT'S ONE OF THE MANY REASONS THAT THINGS REALLY "SUCK" IN AMERICA AND IN EUROPE 


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#11 Consumer Comment

CHASE SUCKS POEM

AUTHOR: Karl - (USA)

CHASE SUCKS POEM

Chase really sucks
It's part of the Fed
Call Billy and Tanya
Text Wendy and Ted
Chase really sucks
Their stock has gone down
They're hurting consumers
That's why so many frown
This poem is over
Shout from your cars and your trucks
Most bankers are mobsters
JP Morgan Chase sucks!

End.

Anyone can 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts to see that J.P. Morgan Co. is listed in 'Chart 1'.

Then type in 411913 at this site and read Ripoff Report #411913 in order to learn that JP Morgan Chase is one of the many banks in America that has taken out 'secret life insurance policies' on its employees. (JP Morgan Chase has $11 Billion in these policies, according to information available on the web.)

Thank You

"Knowledge is power."

POWER TO THE PEOPLE
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#12 Consumer Comment

STOCKTON BUSINESS REVIEW, DID YOU KNOW THAT....

AUTHOR: Karl - (USA)

JP Morgan, Goldman Sachs, and Morgan Stanley, were three of the banks named in a 60 Minutes segment for 'speculating' the price of oil in 2008?

You can 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web.

Speculating, or better put- 'manipulating' the price of oil caused gasoline prices to go over $4 a gallon in the USA in 2008, and gasoline recently went over $4 a gallon in many areas in the USA again in 2011, right? That could certainly be considered a Ripoff, correct?

Taking out 'secret life insurance policies' on its current and former employees could be considered a Ripoff, wouldn't you agree?

It appears that the BIG banks need to RIPOFF as many innocent and unsuspecting people in the USA and around the world as possible in order to make PROFITS, right?

Don't forget to 'Google' this- MUNGER: CUT BANKING SECTOR 80%, and watch that video on the web.

Good luck to you.

WELCOME TO THE PUBLICLY HELD BANKS IN AMERICA- ONE BIG LIE
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#13 Consumer Comment

Depends on your defintion of a ripoff

AUTHOR: Steven - (U.S.A.)

Let's see if I offer you something and then put a bunch of loopholes in it so that I would benefit the most from something and then put in something saying I reserve the right to change it at will and with little or no warning would you think I was ripping you off??

Look at it this way. Banks offer free checking and then set a gauntlet of qualifications that you must meet in order to keep this FREE checking account.

Rule 1 - You must keep a minimum of 250 dollars in the account at all times. This is easy for some folks that have plenty of income and don't live from check to check. The majority of the people that a FREE checking account appeals to may not meet this qualification.

Rule 2 - You can only write up to 5 checks in a month (some places have it as little as 3). Why open a checking account if you are not going to write checks on it. Once again they give you literally a hundred checks and then say just watch what you write them for.

Rule 3 - You MUST use direct deposit. If you don't have direct deposit you don't qualify.

Rule 4 - You must use your DEBIT card at least 5 times. Actually this is kind of funny because some banks used to limit the DEBIT card usage at one time. What if you don't really like using the DEBIT card. There are some people that just don't trust them or don't know how to use them properly.

Rule 5 - When you order checks you must pay for them. Some banks are pretty good they actually let you order them for free depending on your age or how much money you maintain in your account.

Investigate closing your accounts and moving them to a credit union. Depending on your account balance though you may not want to make it a threat.

Look at it this way. You are causing more harm by transferring or paying off your loan from a bank you do not want to do business with. Your checking account is a liability to them and your credit card or other loan is an asset.
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#14 Consumer Comment

STOCKTON BUSINESS REVIEW, DID YOU KNOW THAT JP MORGAN CHASE HAS $11 BILLION IN 'SECRET LIFE INSURANCE POLICIES' ON ITS EMPLOYEES.......

AUTHOR: Karl - (USA)

and "death sweeps" are being performed to determine if any of them died?

Just stay at this site and type in 411913 and read Ripoff Report #411913 for more information.

Then 'Google' this- BANK EXECUTIVES PROFITING ON THE DEATH OF EMPLOYEES, and you'll be able to read that JP Morgan Chase has $11 Billion in these policies, okay?

P.S. It appears that JP Morgan is part of the Federal Reserve, according to information available on the web. Just 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts and you'll see that JP Morgan is listed in 'Chart 1'.

Have a nice weekend!
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#15 Consumer Comment

No longer free

AUTHOR: coast - (USA)

That is not a rip off.
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