Back in October 2001, I was relocating with a new job and applied for a credit card with my bank, Wells Fargo. They disapproved my application due to a bankruptcy in 1995 despite the fact I was making over $44,000 per year income. I gave Wells Fargo my "mother-in-laws" phone to contact me at. No one else knew that I was there. Several days after the disapproval, I received a call from JT Card Service at my mother-in-laws house telling me that I was approved for the credit card with a limit of $2,500, plus I would receive a $100.00 Gas Card after they deducted the processing fee of $174.90 from my account...which they did. They told me that the card would arrive within 4 to 6 weeks. I asked them how they knew I was at that number and location and was told that the information was provided to them by my bank.
Needless to say, after returning from training in several different states the card never arrived. The company stated they were having problems with getting the cards produced due to the volume. Weeks turned into months. Excuse after excuse after excuse after excuse.
Within a month an a half, unauthorized withdrawals starting coming out of my account for some company which calls themselves Household Protection Plus. I never agreed or signed up for such insurance.
I called JT Cards Services back and told me that they would no longer deal with the situation because all they were doing was making phone calls for a company named First Lenders Insurance Service, Inc. I contacted First Lenders and they told me that they were the ones providing the "customer service" for JT Card Services.
After visiting their website http://www-first-lenders.com and contacting an individual named Jerri Sarvadi, they are not only the people who created the credit card fraud, but were also "Household Protection Plus".
It has now been 6 months and the services which I "supposedly" purchased were never provided by any of these people. This is clearly theft, invasion of privacy, and surely breaks the privacy information acts with the information being provided by the banks, card companies, etc.
I intend to take this as far as I have to and as long as it takes to put these thieves out of business and retrieve my money as well as everyone else who was ripped off by First Lenders Insurance Service, Inc., 13400 Sutton Park Drive South, Suite 1203, Jacksonville, FL 32224-5270, phone number 1-904-223-2120, FAX: 904-223-2157 and JT Card Services, Address Unknown, phone number, 1-877-876-7890. And I will surely sue Wells Fargo also if I can prove that they were in fact responsible for providing my personal information to these people.
I also intend on filing for privacy damages, unauthorized information exchange, etc. If you have any other information which may be useful in my case. Please post your Consumer Comments to this by clikcking on the REBUTTAL box below.
After visiting this website http://www.badbusinessbureau.com.,it is painfully obvious that a lot of people were taken for a ride.
Omaha, Nebraska Click here to read other Rip-off Reports on Wells Fargo Bank Click here to read other Rip-off Reports on First Choice Card Services aka JT Card Services,LLC aka EC Network Processing Center aka Tri Century Bank aka Tri Century Card Program *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip Off Reports on Household Protection