• Report: #1023310

Complaint Review: Jc's Credit Repair

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  • Submitted: Mon, March 04, 2013
  • Updated: Mon, March 04, 2013

  • Reported By: Jackie — Dallas Texas United States of America
Jc's Credit Repair
2300 Southwest Frwy Houston, Texas United States of America

Jc's Credit Repair Started back i n 10/12-haven't had any results on my credit as of 3/13. Houston, Texas

*Author of original report: Rebuttal

*REBUTTAL Owner of company: a good company

*REBUTTAL Owner of company: How Credit Repair Companies Work

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1Author 0Consumer 2Employee/Owner

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I signed on with this company October, 2012. They told me I would see results in less than 2 months. It is now, March 2013 with no results or communication. I had referred this company to my co-workers. I have instructed them not to send him any money. This is a rip-off!

This report was posted on Ripoff Report on 03/04/2013 01:26 PM and is a permanent record located here: http://www.ripoffreport.com/r/Jcs-Credit-Repair/Houston-Texas-77009/Jcs-Credit-Repair-Started-back-i-n-1012-havent-had-any-results-on-my-credit-as-of-313-1023310. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 0Consumer 2Employee/Owner
Updates & Rebuttals

#1 Author of original report

Rebuttal

AUTHOR: Jackie - ()

My credit score did not go from 400 to 700. That is a flat out and out lie. He sent me a copy of my Transunion report and it stated that my credit score was 453. He told me he would work on all 3 reports, which he has not done. He wants an apology if it's done, but nothing has changed.
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#2 REBUTTAL Owner of company

a good company

AUTHOR: jc credit - ()

This is a situation where I did everything to please the customer and she still was not satisfied,Her credit score went from a 400 to a 720 in 3months so I do not know what she wants.
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#3 REBUTTAL Owner of company

How Credit Repair Companies Work

AUTHOR: IamGood - (USA)

They dont correct your credit by fixing inconsistancies on your bureau.  They work by disputing items that on on the bureau that are older, in the hopes that the reporting creditor will not have the supporting documentation, and then the Credit Bureau will drop that report.

Your negative credit showing was probably very recent, and all the creditors probably had all supporting paperwork, so you will have to keep it on there for 7 years.

Now, here lies the real issue.  The Credit Repair Company did what they told you they were going to do, they tried to remove the negative credit from your bureau,  You authorized them to do so.

The real question is, "Who is the real crook here?"  I say it is you, because you are trying to use trickery to remove a valid negative credit report from your credit file.

The best way to repair your credit is to stop paying late, and on those bills that have been reported, start paying them on time, or if they were charged off, contact them and pay the bills.

In about 7 years your credit will be fixed, and you may find someone that will trust you again.

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