• Report: #1029251

Complaint Review: Jefferson Capital Stystems

  • Submitted: Thu, November 20, 2008
  • Updated: Sun, February 01, 2009

  • Reported By:janesville Wisconsin
Jefferson Capital Stystems
16 McLeland Rd. Saint Cloud, Minnesota U.S.A.

Jefferson Capital Stystems I got an alert on Equifax that a new account had been opened in my name. I looked a my credit report and it said that I was in collecions from Jefferson Capital Sytems for $1642.00. I have no idea what this is about and so I went on google to ind their phone # and it looks like other people have been getting ripped off by this company. What should I do? Saint Cloud Minnesota

*Consumer Suggestion: BBB will help. FTC and AG will help.. This company is terrible.... FTC says so...sued them and won.

*Consumer Comment: FORGET THE BBB - THEY WON'T HELP

*Consumer Suggestion: BBB?

*Consumer Comment: File a claim with the Better Business Bureau

*Consumer Comment: File a claim with the Better Business Bureau

*Consumer Comment: File a claim with the Better Business Bureau

*Consumer Comment: File a claim with the Better Business Bureau

*Consumer Comment: This is one of the worst third party collection agencies!

*Consumer Suggestion: What to do

*Consumer Suggestion: What to do

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I was alerted to a new account opened in my name. I looked at my credit report and it said that Jefferson Capitol Systems had put me in collection for $1642.00. I have no idea what this is for. I do have a few other things is was behind on but have been catching up. I don't recall nor does it show on my report that I owe That amount. I looked on Google to find the phone number for this co. and it looked like a lot of other people were getting ripped off by this company too. What should I do?

Gina
janesville, Wisconsin
U.S.A.

This report was posted on Ripoff Report on 11/20/2008 10:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/Jefferson-Capital-Stystems/Saint-Cloud-Minnesota-56303/Jefferson-Capital-Stystems-I-got-an-alert-on-Equifax-that-a-new-account-had-been-opened-in-1029251. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

BBB will help. FTC and AG will help.. This company is terrible.... FTC says so...sued them and won.

AUTHOR: Wyoguy - (U.S.A.)

We dispute validated this company and they ignored us 3 times over a 120 day period. The letters were dated and sent certified registered mail with return receipt. The final and 4th letter was an intent to sue letter, followed by a delivered claim court summons to their address. They deleted from his Equifax CRA today. Still waiting on the others. We are still sueing though. Numerous FCRA and FDCPA violations for $5000 on an alleged $849 debt. Don't let these companies think that they can win. We are currently going federal for an additional $10,000 from this company. Collection companies think that they can insert without validating and by violation consumer protection laws enforced by the FTC, business laws enfoced by the BBB and the attorney generals of both states (MN and WY) and the United States Supreme Court ruling to protect consumers against predatory collection and consumer protection. I have made it a career path (secondarily) to make money off of collection companies to finance our future. They try it with us, so now we answer back. I am working with a "team" of bulldog attorneys now to bankrupt another collection agency and shut their business dorrs for good. Let me know if you would like assistance. :-)

FTC Sued Compucredit that runs Jefferson Capital LLC and took them for millions just last year. happy to share the web link via email if desired. DO NOT ACCEPT this offer. They cannot erase a debt if paid by law. I trust the FTC when they say...consumers stay away from Jefferson Capital LLC.
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#2 Consumer Comment

FORGET THE BBB - THEY WON'T HELP

AUTHOR: Laurie - (U.S.A.)

READ THE INFO right here on the ROR HOMEPAGE about why you cannot trust the BBB to resolve any issues with a company - granted you do have to scroll down to the "Featured Reports" to see it but it is there and has been for quite sometime now- but here is the link

http://www.ripoffreport.com/reports/0/001/ripoff0001343.htm
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#3 Consumer Suggestion

BBB?

AUTHOR: D K - (U.S.A.)

What people don't seem to realize is that all filing with the BBB does is put a bad mark on the company's record. You have no legal recourse through the BBB
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#4 Consumer Comment

File a claim with the Better Business Bureau

AUTHOR: James - (U.S.A.)

I also had a problem with Jefferson Capital Systems about a debt that had been paid over 5 years ago. I contacted them several times and they were no help at all. I then filed claims against them with the Better Business Bureau (www.bbb.org) and the Federal Trades Commission (www.ftc.gov).
A few weeks later I recieved a letter from Jefferson Capital informing me that they had recieved the complaint I made against them through the Better Business Bureau and while acknowledging no wrongdoing on their own part stated that they were terminating all collection action, terminating my file, and informing all the credit agencies to remove any negative comments they had left on my credit reports.
This company is an absolute rip off and will do anything they can to take advantage of you. Your only option is to take action. They will not respond to anything except filing claims against them and the threat of lawsuits. Once they recieve that they are very quick to resolve any of your issues.
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#5 Consumer Comment

File a claim with the Better Business Bureau

AUTHOR: James - (U.S.A.)

I also had a problem with Jefferson Capital Systems about a debt that had been paid over 5 years ago. I contacted them several times and they were no help at all. I then filed claims against them with the Better Business Bureau (www.bbb.org) and the Federal Trades Commission (www.ftc.gov).
A few weeks later I recieved a letter from Jefferson Capital informing me that they had recieved the complaint I made against them through the Better Business Bureau and while acknowledging no wrongdoing on their own part stated that they were terminating all collection action, terminating my file, and informing all the credit agencies to remove any negative comments they had left on my credit reports.
This company is an absolute rip off and will do anything they can to take advantage of you. Your only option is to take action. They will not respond to anything except filing claims against them and the threat of lawsuits. Once they recieve that they are very quick to resolve any of your issues.
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#6 Consumer Comment

File a claim with the Better Business Bureau

AUTHOR: James - (U.S.A.)

I also had a problem with Jefferson Capital Systems about a debt that had been paid over 5 years ago. I contacted them several times and they were no help at all. I then filed claims against them with the Better Business Bureau (www.bbb.org) and the Federal Trades Commission (www.ftc.gov).
A few weeks later I recieved a letter from Jefferson Capital informing me that they had recieved the complaint I made against them through the Better Business Bureau and while acknowledging no wrongdoing on their own part stated that they were terminating all collection action, terminating my file, and informing all the credit agencies to remove any negative comments they had left on my credit reports.
This company is an absolute rip off and will do anything they can to take advantage of you. Your only option is to take action. They will not respond to anything except filing claims against them and the threat of lawsuits. Once they recieve that they are very quick to resolve any of your issues.
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#7 Consumer Comment

File a claim with the Better Business Bureau

AUTHOR: James - (U.S.A.)

I also had a problem with Jefferson Capital Systems about a debt that had been paid over 5 years ago. I contacted them several times and they were no help at all. I then filed claims against them with the Better Business Bureau (www.bbb.org) and the Federal Trades Commission (www.ftc.gov).
A few weeks later I recieved a letter from Jefferson Capital informing me that they had recieved the complaint I made against them through the Better Business Bureau and while acknowledging no wrongdoing on their own part stated that they were terminating all collection action, terminating my file, and informing all the credit agencies to remove any negative comments they had left on my credit reports.
This company is an absolute rip off and will do anything they can to take advantage of you. Your only option is to take action. They will not respond to anything except filing claims against them and the threat of lawsuits. Once they recieve that they are very quick to resolve any of your issues.
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#8 Consumer Comment

This is one of the worst third party collection agencies!

AUTHOR: Stacey - (U.S.A.)

go to www.budhibbs.com for more information
You cannot make deals with these scum suckers
Get informed and fight back
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#9 Consumer Suggestion

What to do

AUTHOR: Frederick - (U.S.A.)

Yes, i signed up with them to pay off a payday loan place that i owed years ago.

I paid $140.00. Once i made the arrangments, they reported to all 3 credit companies.

I've launched an investigation with all 3 credit reporting agencies.

Experian has removed them from my report and equifax and transunion are investigating it also and i hope they take them off of those.

also, if you use online banking, view and print your statements and copies of checks that were made out to them. i'm waiting on the credit card so i can see what's owed on it even though it has a small limit and i going to cut up the card.
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#10 Consumer Suggestion

What to do

AUTHOR: Frederick - (U.S.A.)

Yes, i signed up with them to pay off a payday loan place that i owed years ago.

I paid $140.00. Once i made the arrangments, they reported to all 3 credit companies.

I've launched an investigation with all 3 credit reporting agencies.

Experian has removed them from my report and equifax and transunion are investigating it also and i hope they take them off of those.

also, if you use online banking, view and print your statements and copies of checks that were made out to them. i'm waiting on the credit card so i can see what's owed on it even though it has a small limit and i going to cut up the card.
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