This is the letter I sent to the company -- I have copied and pasted it and it as it explains all!! I am soo disappointed and hope for a resolution soon.
To Whom This May Concern,
Sept 12, 2007
you company sent me a offer with the statement at the top saying "Jefferson Capital Systems, LLC" stating that My origional Creditor: Sprint Pcs was sent to Debt Recovery Solutions which then placed with you for collection. You offered me the Emblem Fresh Start Solution Program. You said the balance will be transferred to a new Emblem account. It will be monitored by Jefferson Capitol until I pay the $100 off to receive my credit card. I have made all my payments and received no information on my card last month at all. In is now the beginning of a new month and still nothing in the mail.
In addition a negative has been placed on my credit report by jefferson capitol and for what reason-- according to your offer in the origional letter I didnt do anyting wrong and wast late on anything? I have paid on time each month-- as a matter of fact you only required me to pay $20 until the $100 was paid off but I even paid $25 to be one step ahead of the game. In addition when you call after hours you get referred to a very questionable website with no real actual info on it-- http://www.freshstartsolutions.com/ ? I have googled you on the internet and found many negative responses. I really would like to come to some kindof solution to my problem. I only did this to help my credit score and now you have hurt it more.
Please take the negative off all three credit providers as it shouldnt be there in the first place. In addition - what is going on with this credit card that was supposed to come after the $100 was paid? I AM NOT SEEING THE FRESH START IN ALL THIS? I hope to hear from someone promptly. I am 32 and cant even rent a apartment due to my credit ratings.
I have given a change of address well ahead of time..
san diego, California