• Report: #360488

Complaint Review: Jefferson Capitol Ststems LLC First North American National Bank

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  • Submitted: Thu, August 07, 2008
  • Updated: Thu, August 07, 2008

  • Reported By:Amarillo Texas
Jefferson Capitol Ststems LLC First North American National Bank
7 Penn Plaza New York, New York U.S.A.

Jefferson Capitol Ststems LLC First North American National Bank another innocent person charged with credit card bill that is NOT hers New York New York

*Consumer Comment: Advise.....

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I received a letter from the Law Offices of Mitchell N. Kay, P.C. stating that they are trying to collect $2460.15 for a credit card that I haave NEVER owned. They have an old address and an old last name on this account. Also the phone number used to get the card on the application is one I have NEVER known or been a part off. The SS# used is mine. That is the scary part.

I have never heard of this bank to begin with. The only credit card I have ever owned I paid in full and cancelled the card over 12 years ago.

I have filed a police report concerning this matter with my local police and I am hoping they can clear up this mess with a good detective on the case.

Sandee
Amarillo, Texas
U.S.A.

This report was posted on Ripoff Report on 08/07/2008 04:03 PM and is a permanent record located here: http://www.ripoffreport.com/r/Jefferson-Capitol-Ststems-LLC-First-North-American-National-Bank/New-York-New-York-10001/Jefferson-Capitol-Ststems-LLC-First-North-American-National-Bank-another-innocent-person-c-360488. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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#1 Consumer Comment

Advise.....

AUTHOR: John - (U.S.A.)

Send them a letter via Certified Mail + Return Receipt stating:

Per the Fair Debt Collection Practices Act, I am requesting:

- written validation of this alleged debt and that said alleged debt is within the statute of limitations
- Cease all verbal communications with me about this alleged debt.

Read up on the Fair Debt Collection Practices Act and understand your rights:

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act
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