• Report: #422832

Complaint Review: Jim Walter Homes/Mid State Homes

  • Submitted: Wed, February 11, 2009
  • Updated: Wed, February 13, 2013

  • Reported By:Porter Texas
Jim Walter Homes/Mid State Homes
Boyscout Tampa, Florida U.S.A.

Jim Walter Homes/Mid State Homes I am Sick and Tired of being Harrassed! Houston Texas

*General Comment: Ripp off by Walter Mortgage

*Consumer Suggestion: call my attorney

*Author of original report: Susan

*Consumer Comment: I am confused

*Consumer Comment: Nana of Texas

*Consumer Comment: Nana of Texas

*Consumer Comment: Nana of Texas

*Consumer Comment: Nana of Texas

*Consumer Comment: Sick and Tired

*Author of original report: You must be one of them

*Consumer Comment: If there are laws against what they did, then take them to court.

*Author of original report: You missed it!

*Consumer Comment: It is sad

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Let me first say that I was one of the lucky ones to have a home built in decent condition. It did take longer that expected, however, we were young and excited about owning our own home; so we dealt with the delays. After reading all of the reports of poorly built homes by JWH, I feel a little comforted but not much.

We had our home built in 1993. I guess because the market was not so bad we lucked out with a decent builder. There were a few problems but not many. We really did not have any problems until about 5 years ago when we decided to rent the home out to some friends. It has been down hill ever since.

First, our payments have been late a few times due to crossing in the mail or not seeing the renters due to vactions, but we usually get them before the 30 day marker. We have been yelled at, accused of being thieves and even had JWH employee's show up at the rental house and give information to our renters, scarring them into thinking they would foreclose.

In 2007 we were in a car wreck, lost the truck, spent a week in the hospital with my 14 yr old daughter and a shattered femur, my 17 year old ran away (teens) and my mom died. This is all in one year mind you and we were late several times on the house note but always paid it through Western Union. Did any of this seem to concern Mr. Wendell Dixon or Chuck Esloon? Not at all, instead the harrassment got worse. So bad we had to get an Attorney.

Our Attorney has spoke with them several times and has instructed them via mail not to contact us;however, they are relentless. Well I am just sick and tired. We owe around 15K on this home and that is it. We have been told by a good friend that worked in the Houston office for several years that they harrass people out of thier homes. She said they foreclose on property that can be resold at their advantage.

We have been told by a Mr. Lorry Mckearnen "not to make another payment on the home." Like that will work? He has also told us "just let it go, you can't afford it." No wonder JWH is closing their doors. I have a hard time believing that any company can continue business with ethics like this.

From what I understand, JWH will not be building homes, however they may be using a different name. If you have been harrassed and you know that you are current or have made arrangements to pay and have this in writing, do not continue to speak to them. Call a lawyer, I have a great one if you are unsure of who to call. Just contact me and I will give you her number.

It is sad that people are losing their homes or having to endure such relentless torture just because these men mentioned above are on a power trip. I have read horror stories on this website and I am honestly disgusted. PLEASE do not back down from these monsters! Reply to this report and lets get started on ridding the world of crooks like these!

Sick and Tired
Porter, Texas
U.S.A.

This report was posted on Ripoff Report on 02/11/2009 08:16 AM and is a permanent record located here: http://www.ripoffreport.com/r/Jim-Walter-HomesMid-State-Homes/Tampa-Florida-33631-3601/Jim-Walter-HomesMid-State-Homes-I-am-Sick-and-Tired-of-being-Harrassed-Houston-Texas-422832. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 General Comment

Ripp off by Walter Mortgage

AUTHOR: unknown - (United States of America)

Please email information I have the same problem. Thank you 
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#2 Consumer Suggestion

call my attorney

AUTHOR: HOLTON HOME - (U.S.A.)

I have found that no matter what state they have built homes in most of them are crappy and built badly i have only been in mine 8 months and it has never been completely finished they have leveled it 3 times and theres 2 pages of work that still needs to done to this house my payments are made but that does not mean i have not had a ton of grief i have and i have heard all the subs racist comments and the plumber nailed my son s girlfriend while he was in kuwait and i had 2 sets of framers and 2 sets of painters the electric is messed up the air conditoner is already going out my floors are sagging the steps all need to be redone the stairs going to my second floor have to be replaced i have warped doors and it pours the rain in my back door my mother in law fell down the steps and zach got ticked off and said she should be more careful and didnt even take care of her doctors bill and that is a mild rundown of what we have been through and then united built bought that location after it closed and they hired the same liars and cons and i am making it my goal to let buyers beware those three are the biggest snakes in the business norine is famous for never having an answer lon is car salesman material who sold mobile homes before this and zach is a suck up yes man that says what he wants you to hear and then blames everyone else for your house being built badly i will be happy to have them in court
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#3 Author of original report

Susan

AUTHOR: Sick And Tired - (U.S.A.)

The mortgage company is JWH/Mid State. I did have my home built by JWH and there were some problems with the home, I was blest to not have some of the problems others have had; however, I have had 5 years of being bullied by this company and I have done nothing wrong. I wanted to let people know that this is not a good company all the way around. Have you read anything else on this site? Not only have they built crappy houses but they bully people.

So what is your confusion? I am justified with my complaints. Do you have any?
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#4 Consumer Comment

I am confused

AUTHOR: Susan - (U.S.A.)

Sick and Tired,

You say you built your home in 1993 and have been happy with it and the builder.

Did you mean this complaint to be about your mortgage company?
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#5 Consumer Comment

Nana of Texas

AUTHOR: Sick And Tired - (U.S.A.)

Please send me your email. I will forward my Lawyer's name and number. I have started due process so anything that is left to be said will be said by my lawyer. PLEASE send me your email. If we can stop this kind of harrassment, we have done the world a justice. Reply soon to this so I can send you info.
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#6 Consumer Comment

Nana of Texas

AUTHOR: Sick And Tired - (U.S.A.)

Please send me your email. I will forward my Lawyer's name and number. I have started due process so anything that is left to be said will be said by my lawyer. PLEASE send me your email. If we can stop this kind of harrassment, we have done the world a justice. Reply soon to this so I can send you info.
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#7 Consumer Comment

Nana of Texas

AUTHOR: Sick And Tired - (U.S.A.)

Please send me your email. I will forward my Lawyer's name and number. I have started due process so anything that is left to be said will be said by my lawyer. PLEASE send me your email. If we can stop this kind of harrassment, we have done the world a justice. Reply soon to this so I can send you info.
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#8 Consumer Comment

Nana of Texas

AUTHOR: Sick And Tired - (U.S.A.)

Please send me your email. I will forward my Lawyer's name and number. I have started due process so anything that is left to be said will be said by my lawyer. PLEASE send me your email. If we can stop this kind of harrassment, we have done the world a justice. Reply soon to this so I can send you info.
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#9 Consumer Comment

Sick and Tired

AUTHOR: Nana In Texas - (U.S.A.)

This is for the gentleman, Sick and Tired....I do understand about Mr. Dickson, actually I have to call him at 2 pm today. I also understand about the harrassment, we endure it as well.
I would love tolhear from you personally and maybe talk to you if at all possible. I agree with everything you have had to say. Is there any way we can contact one another? If so please let me know.
Sincerely,
Nana of Texas
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#10 Author of original report

You must be one of them

AUTHOR: Sick And Tired - (U.S.A.)

I have started due process, and the laws that they have broken have been of the fair debt collections act. I have no issue with people just doing there job, but when you start harrassing people just because you can, that is not only illegal but unethical and dirty. You must be one of them. Which, hey, if you want to take the side of, and be named as, ruthless, hateful and unethical be my guest. Laws should be obeyed by all. I have paid my bills, did I have financial issues for a while, who has not. Seems to me with the market the way it is, JWH would be nicer and work with people so they can collect instead breaking laws to get what they want.

Whatever, they are closing the doors on for them and as far as I am concerned that is a good thing. Hope your job is not one in question. Then again, if you handle business this way, I hope it is.
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#11 Consumer Comment

If there are laws against what they did, then take them to court.

AUTHOR: Inspector - (U.S.A.)

You would not have a case, it is your word against theirs. People on the telephone are often rude when they think you owe them money. Either way, this is not a rip off.
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#12 Author of original report

You missed it!

AUTHOR: Sick And Tired - (U.S.A.)

Inspector,

You miss the whole point. I did not have a problem with them calling me, I had a problem with the means by which they chose to use. Screaming and accusing people of being thieves and liars is not a way to conduct business. I beleive there are laws against all of the things I complained about. I pay my bills and I have learned to keep up with my records. Maybe as a mortgage company, JWH should do the same and not make false accusations!

What is sad is the loss of integrity in this company! Is that not what they claim to have?
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#13 Consumer Comment

It is sad

AUTHOR: Inspector - (U.S.A.)

Sad that people don't get it...when you owe money, you must pay your bills. The banks and mortgage companies are a buisness not a charity.

Everyone has problems with family, by the way, renting still makes you responsible for the mortgage payment, but many still pay on time. If you cannot except that maybe you should not borrow money.
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