• Report: #177451

Complaint Review: John Beck Free And Clear Real Estate Seminar Aka Mentoring Of America Aka PMI Aka Freedomfulfillment

  • Submitted: Tue, February 21, 2006
  • Updated: Sun, May 29, 2011

  • Reported By:Vine Grove Kentucky
John Beck Free And Clear Real Estate Seminar Aka Mentoring Of America Aka PMI Aka Freedomfulfillment
Van Nuys CA, American Fork, UT 84003 Van Nuys, California United States of America

John Beck Free And Clear Real Estate Seminar Aka Mentoring Of America Aka PMI Aka Freedomfulfillment ripoff, deception, scam, will not take ownership of problems Van Nuys California

*Consumer Suggestion: PMI Is A Scam!

*Consumer Suggestion: You Are Fool Of Crap Joe. Your rebuttal is meaningless Joe! PMI is a scam operation and it's not just a matter of opinion.

*UPDATE Employee: PMI Response

*Author of original report: Resolution?

*Author of original report: after the dust settles

*Consumer Suggestion: Response To Jeffrey

*Author of original report: They got my message

*Consumer Suggestion: From The Fraudulent Law Offices Of Bennett And Deloney.

*Author of original report: UPDATE

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In November 2005 I saw an exciting infomercial on television promising lucrative earnings, the way out of Corporate America, be your own boss, make millions, etc. I called the number and ordered the basic $59.89 package. Please note that this dispute does not concern this specific purchase, I'm just trying to paint a picture for you. Three weeks later I finally received the package containing poorly constructed books full of vague and outdated information. I decided that the program was a joke and was upset that I wasted my money in the first place. I give the product no further thought and I continue to do my thing happily. Then, months later it gets really interesting!

On January 26, 2006 I received a phonecall from a gentleman named Andy Davis. Mr. Davis explained to me that he is calling on behalf of the John Beck Free and Clear real estate seminar.

Since I ordered the program they figured that I would be an excellent prospect for this seminar. Mr. Davis explained that the John Beck program is trying to find a select few coachable people to become "success stories" to use on their next infomercial that they are shooting this summer. Because I was interested in the prospect of being my own boss I wanted to learn more about this opportunity. Realizing that the basic program was a disaster I thought that with some real help I might just make something of it after all. After about 30 minutes of talking with Mr. Davis he told me that he thinks I have what it takes to participate in the program and he wanted me to speak with the Director of the program, Chris Rumleski.

It was then that I spoke with Mr. Rumleski who explained that I will realize a lucrative income using the John Beck program. The investment needed to begin the program was dependant on the individual. They suggested an investment of $15,000.00 to $25,000.00 and when I protested they suggested I start with a $4,000.00 to $8,000.00 investment. I agreed to a low risk option and they said that would be perfect.

Mr. Rumleski then started questioning me regarding the condition of my credit. I told him that I had good credit and he asked me if I had credit cards with enough available credit lines to cover the $5,410.00 cost for me to enter the program. I was told that the entry fee covers any and all fees associated with the program, that it was an all inclusive fee. I told him that I might have the cards and I took some time to locate them. My concern at this time was that I was unemployed and the credit cards had a fairly high APR against the balances. Mr. Rumleski simply suggested that I since I had good credit that I should easily acquire a new credit card that carries a 0% interest rate. He then said that he did not want me to maintain balances on cards that carry an active APR, that he didn't want me to pay any additional money to participate in this program, that the idea is to beat the system and use YOUR money (credit card company) to make money. I felt that Mr. Rumleski was sincere and had my best interests in mind. I was told to expect a call from a coach who would help me with the program.

The following week I received a package in the mail from the John Beck seminar program. This package contained more poorly written printed materials and absolutely no information regarding the substance of this program. At this point I could not understand how this program worked and was completely reliant on the guidance of the professional coach. In these materials was a document entitled: Enrollment Confirmation. This is my receipt of the purchase and itemizes the products and services and their prices. I was encouraged to quickly sign and return this document. Because I felt so uncomfortable with the program I did not.

February 1, 2006 at 9:00 am I was contacted by Shawn Farr. In this call I was told that I would be contacted by Tax Advantage who is a sister company who offers tax advice for John Beck customers for an additional fee. I was also encouraged to visit several websites and to purchase memberships that would grant me access to additional information. I also received a box later that day via Fed Ex containing tax software and other unknown supplies for the program. I never opened the box and I decided that I wanted out of the program.

I was feeling very uncomfortable about the program and that I wanted to get out and recover my investment. When I called back to with my concerns, Mr. Rumleski he was very reassuring and insisted that I'd get my money back. He was incredibly charasmatic, believable and had the ability to sway my frustration and confusion to confidence in the program. Before I hung up the phone with him I clearly and deliberatly asked him if I go ahead and try the program for a little while that if I still felt uncomfortable with it that I could quit and get a refund and he said that was indeed an option. I remember specifically thanking him for the peace of mind he afforded me and went on my way. However it did not take long for the anger and frustration to return when it occurred to me that the $5,410.00 that I invested was not all inclusive to all of the products and services necessary to become the success story that the John Beck Program so desires! This was confusing to me, it seemed like they still wanted more money.

On February 7, 2006 I took the unopened box of supplies and typed up a letter (a copy of which is provided) which I sent in care of Chris Rumleski. No reply was received through traditional mail, e-mail or telephone regarding the letter. Since the materials were not refused and they did not come back to my doorstep I was under the assumption that they were accepted at the 752 East 1180 South, Suite 200, American Fork, UT 84003 return address to which I sent.

I waited patiently for the package and letter to be received to await a response from Mr. Rumleski.

On February 15, 2006 I became upset and impatient. I called back to Chris Rumleski determined to finalize my relationship with the John Beck Program. He said that he was sorry that I felt that way and gave me the direct line to the customer service department. The young woman I spoke with in customer service was of no help to me whatsoever. She told me that the program was non-refundable. When I explained to her the conversation I had with Chris Rumleski regarding the opportunity to opt out of the program for a full refund she said that I would have to take that up with him.

I immediately called Chris Rumleski back and explained to him that I got no help from Customer Service. He then told me that it was the coaching staff that would be able to refund my money from the program and he gave me the direct line to that department. After a brief conversation with the secretary I was informed that the coaching staff had no control over account maintenance.

As you can see the coaching staff was a dead end. I immediately called Mr. Rumleski again to explain to him the dead end that I have found myself in. He then told me that the only people who could help me was the Customer Service department. So it was aparent to me that he deliberatly set me on a wild goose chase to find help that I am never ment to find. I begged and pleaded with Mr. Rumleski that I needed him to contact Customer Service on my behalf since he was in a notable position, aware of my needs, and seemed outwardly interested in helping me out.

Before I got off the phone with him he told me that he has send an email out to Customer Service requesting assistance in this matter, that he is looking into it personally. He then reassured me that the Customer Service department is typically very fast at responding to requests and that he would indeed speak to someone on my behalf and notify me when progress is made. Today's date is February 21, 2006 and I have yet to receive any notification from the John Beck Program.

Feeling very despirate I did call Customer Service one more time and spoke with a young woman. I explained to her that I have not been getting any help from any staff in finalizing my relationship with the John Beck program. I mentioned to her that my joining the program initially was contingent on having a 0% interest rate card to transfer to (which I failed to have acquired at this time). Once I had mentioned this she told me that she would locate my recorded conversation when I signed up for the program and that if she heard a mention of my not having a satisfactory credit card, and that it would present a disagreeable situation, that she could help me then.

When she tried to get off the phone with me to locate the audio recording I insisted that I would simply hold until she found it. She agreed and stated that she and I would listen to it together once she found it. Several minutes pass and she beeps back in and tells me she is having trouble finding it and that she would call me back as soon as she finds it. I made sure that she had my phone number so that she could contact me right away. I expected a phone call later that day but nearly a week later I still have had no phonecalls from the John Beck Program.

In summation not only was I over promised and under delivered, I was mislead to believe that the $5,410.00 provided all of the investment into the program that I needed to become a prized "success story" but the product and customer service has been far from adequate at any price.

I feel that I have been fed sugar coated lies, misleading and false information. My experience with the John Beck program has been nothing short of dispairing and hopeless. I was not delivered the cooperation of a morally and ethically sound business with the customer's best interest in mind. If the company is indeed as lucratively successful as they claim, my $5,410.00 investment would be easily refunded no questions asked.

Having exhausted all of my diplomatic options to obtain a deserved refund I have filed disputes with each of the credit card companies that I financed the program through. I have also done some investigating into the John Beck experience for others and have uncovered an elaborate scam!

As it turns out I am not alone in my situation as I have read cases where consumers have lost five figures in "investment" money into the program and that those fighting the company aremet without sympathy and are forced as I am to resort to filing disputes with their respective credit card companies. I am only thankful that most credit card companies will stand and fight for fair treatment of their clients and help put a stop to unfair business practices.

Ripoffreport.com is riddled with cases against Professional Marketing International who not only works John Beck prospects but many other popular infomercial clients as well. After reading the disasters of other victims of this scam I am more motivated than ever to escape. No company that uses deception as a marketing strategy deserves a dime of anyone's hard earned money. ---------------------------------------- Unfortunately I was participating in this program for nearly a month before I realized that something was fishy and I did a search on "John Beck" on Yahoo! and BAM!!! Scam, con artist, deception, etc. were all words I found describing this mockery of a business. I feel so foolish but I am not alone.

Reid, I have read more of your rebuttals than I can count! You are the man! lol. While I hate to see others in pain and frustration it does my heart good to see that others are pissed off as well and are doing something about it. Without your motivation and inspiration I might not have chosen to fight the good fight.

I thought I was going to take the loss of my $5,410.00 investment into the seminar / mentoring program but after reading the victories of others who have won their disputes I was inspired to at least try.

These are the materials I have prepared for my disputes. I have not sent any of these yet as I am perfecting my case. I would like all of you who would like to share your opinion to browse this list of items and tell me what you think about my case so far. What else do I need to do?

Along with my statement above I am submitting to my credit card companies a copy of a dated and signed written request of refund and relationship finalization, a copy of the "success stories" supplement, a copy of the unsigned enrollment confirmation, three independent third party reviews / critiques of the program (all of which are negative), and several pages from ripoffreport.com which chronicle other customers' experience with the program. I have also contacted a legitimate real estate agent who is willing to review the materials I have received and write a letter explaining that the program is incapable of yielding claimed results.

I have to admit that I'm very confident in my dispute thus far but am willing to find how to improve it.

What ever became of the collection agency and the prospect of a court date and threats of ruining credit? Just how big is this can of worms?

Thank you all for the support and motivation to fight! Good luck to you all.

Jeffrey Vine Grove, Kentucky
U.S.A.

This report was posted on Ripoff Report on 02/21/2006 11:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/John-Beck-Free-And-Clear-Real-Estate-Seminar-Aka-Mentoring-Of-America-Aka-PMI-Aka-Freedomfulfillment/Van-Nuys-California-91406/John-Beck-Free-And-Clear-Real-Estate-Seminar-Aka-Mentoring-Of-America-Aka-PMI-Aka-Freedomf-177451. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

PMI Is A Scam!

AUTHOR: Reid - (U.S.A.)

Hey there retarded Joe,



I have a novel idea. Why don't you leave the address of your place of employment? If what you're peddling is truly a legitimate program you should have absolutely no problem doing so.



I know for a fact that what I do for a living is 100% legit and therfore, I wouldn't hesitate for a second to post the location of my workplace here.



A contact phone number is not enough. People should be able to pay you a visit when they receive problems with the fraudulent services you sell them. I long for the day when you rip off the wrong person and he pays you a visit.

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#2 Consumer Suggestion

You Are Fool Of Crap Joe. Your rebuttal is meaningless Joe! PMI is a scam operation and it's not just a matter of opinion.

AUTHOR: Reid - (U.S.A.)

Hey there Everyone,



I hope that this rebuttal finds you in good spirits and health.



JOE: Jeffrey - PMI has no record of a Jeffrey in Vine Grove, KY. PMI does not have or has had any employees by the names Andy Davis, Chris Rumleski or Shawn Farr. We have referred clients with tax needs to the Tax Club, but PMI does not own in any way the Tax Club. PMI is in no way, shape or form associated with Freedom Fulfillment or Mentoring Group of America. If you have complaints on them, contact the Utah State Attorney General to get their help.



REID: Your rebuttal is meaningless Joe! PMI is a scam operation and it's not just a matter of opinion. How do we know this for certain Joe? PMI has never acknowledged and proven a single rip off report or rebuttal to the contrary. Any legitimate business would have done so a long time ago.



There is absolutely no such thing as legitimate "wealth building" courses being offered to total strangers for less than the earning potential claimed possible. This is a FACT Joe!



Anyone who claims otherwise is full of crap. If there were such programs Joe, why are you an "employee" of PMI as opposed to successfully implementing PMI's "wealth building" secrets yourself?



Why have you finally decided to post a rebuttal after two years Joe? You still have absolutely nothing to prove the many reports and rebuttals regarding PMI to the contrary. You have absolutely nothing just as you did over two years ago.



If PMI is a legitimate company and is conducting business accordingly, they'd have absolutely no problem coming forward in the public eye to resolve these complaints would they Joe? Oh, and by the way, it was the John Beck Mentoring Institute and not PMI which scammed me.



JOE: Reid - The only Reid we have record of in Hawaii enrolled on a Tuesday, quit the following Thursday before any fulfillment had occurred due to "needing money to fix a broken car" or something to that affect.



REID: Bull$h!t! I have a brand new Ferrari which does not give me any problems. Don't believe me Joe? Well it's the same as anyone and everyone who reads your retarded rebuttal not believing you. You are nothing but a pathelogical liar who has fooled himself into believing the $h!t he's shoveling as being genuine.



JOE: He was credited less than a week and five days later. We have not heard from him since, of course other than his ramblings here. I hope your car is fixed.



REID: How long ago was this Joe? Why have you finally decided to post a rebuttal on this board after two years? Stop wasting your time Joe. Everyone knows it's because less and less people are falling for your garbage and it's begining to irritate you.



I am exposing your scam and you know it. You are afraid of one of your victims stumbling accross this website someday, reading the facts which I present and coming to your place of business and inflicting serious bodily injury upon you.



That's my objection Joe, by posting the truth regarding your lies, deceit, fraud, etc, etc. I want you to become a target for a violent encounter. You are a scumbag Joe who greatly deserves to get punished for stripping innocent people of their hard working money.



JOE: People - Be careful what you read. And get your ducks in a row before you leave harmful statements on these highly unregulated or unsubstantiated message boards.



REID: People - Don't believe Joe. He's a fool. A con man and nothing else. PMI is a scam and he knows it.



JOE: I am Joe from the scam capitol of the world....Out!



REID: LOL.... Do you drive a Ferrari like me Joe?



Until next time take care Everyone cause I care, Aloha from Hawaii and God Bless.
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#3 UPDATE Employee

PMI Response

AUTHOR: Joe - (U.S.A.)

Jeffrey - PMI has no record of a Jeffrey in Vine Grove, KY. PMI does not have or has had any employees by the names Andy Davis, Chris Rumleski or Shawn Farr. We have referred clients with tax needs to the Tax Club, but PMI does not own in any way the Tax Club. PMI is in no way, shape or form associated with Freedom Fulfillment or Mentoring Group of America. If you have complaints on them, contact the Utah State Attorney General to get their help.



Reid - The only Reid we have record of in Hawaii enrolled on a Tuesday, quit the following Thursday before any fulfillment had occurred due to "needing money to fix a broken car" or something to that affect. He was credited less than a week and five days later. We have not heard from him since, of course other than his ramblings here. I hope your car is fixed.



People - Be careful what you read. And get your ducks in a row before you leave harmful statements on these highly unregulated or unsubstantiated message boards.



I am Joe....Out!
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#4 Author of original report

Resolution?

AUTHOR: Jeffrey - (U.S.A.)

On 3/6/2006 the John Beck Mentoring Institute sent a letter to the Better Business Bureau of Utah as follows:



----------------------------

March 6, 2006



The Better Business Bureau

5673 South Redwood Rd. #22

Salt Lake City, UT. 84123



To Whom It May Concern:



I received your letter on March 6, 2006, regarding Jeffrey Gatzke (Complaint #22023167). We have been instructed by our legal counsel to provide both you and him the pertinent facts concerning the Complainant's initial transaction with Mentoring of America, LLC. and/or information concerning Complainant's activities with our mentoring staff, if any.



The complainant has been refunded in the amount of $5,410.00. Proof of refund enclosed.



Should you require any additional factual information, please advise.



Sincerely,





Henry Brazil

Mentoring of America, LLC

Customer Service Manager



-------------------------



This letter also included three of the four credit card refunds. I initially did not accept the terms of this settlement because one of my cards was not evidently refunded. Later that day I received a message from that credit card company stating that my funds have been recovered. I have also recorded a message from Customer Service representative, Casey that the refund has been completed. I also received a letter from Individualized BankCard Services,



------------------------

March 08, 2006



Account No.: XXXX XXXX XXXX 0956



Dear Jeffrey L GXXXXXXXXX,



You recently inquired about the $59.89 charge(s) from John Beck.



A review of your account indicates that the merchant has issued credit, which appears on your March monthly statement. We have also issued credit for any related finance charges or fees.



At Individualized BankCard Services, our Cutstomers depend on us for the highest levels of Customer satisfaction and we are committed to providing the superior service you deserve and expect.



We value your business and look forward to serving you in the future.



Sincerely,



Angela Handy



Customer Satisfaction department





P.S. Visit www.ibsnetaccess.com to enjoy secure online access to your account at any time, from anywhere in the world. With Individualized BankCard Services Net Access, you can review recent transactions, change your address, schedule a payment electronically, and more. Log into www.ibsnetaccess.com to take advantage of this free service today.



-------------------



I have also received confirmation from 3 of my 4 cards in writing that funds have been returned, the 4th card was verified after speaking with a representative at Visa.



In summation I am thankful that everything SEEMS to be put back as it should. I am almost certain to hear from the EPN collections agency. In the event that EPN does contact me regarding a collection for the John Beck / Mentoring of America, LLC entity I will proudly present all documentation stating that they have willingly and rightfully refunded all monies associated with the debt.



I was not counting on getting back the money used to purhase the infomercial program, that was an added bonus!



I hope that someone reads my tale and can learn from it. Either stay clear of the John Beck scam or fight your way OUT!!!

IT CAN BE DONE!



I have had so much stress associated with this fight, it is exhausting! Stay on top of them every chance you get and never let up. In the meantime I will be watching the posts on here and offer any help that I can. As always I will keep everyone posted on what happens from this point forward, I do not think that I am in the clear just yet.
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#5 Author of original report

after the dust settles

AUTHOR: Jeffrey - (U.S.A.)

Last night before I went to bed I took the advice of another victim of the Mentoring of America scam and filed a complete and thorough report against Mentoring of America, LLC. with the FBI at:



http://www.ic3.gov/



Today I received the overnight expedited documentation that Angie sent yesterday. The documents arrived via Fed Ex from 752 East 1180 South, Suite 200, American Fork, UT 84003



I will not be opening this package until I am in the presence of an attourney. Isn't it funny how over a month after getting involved with this company and unfriendly correspondence that they now send any kind of documentation? I am of the opinion that because these documents are so grossly tardy, regardless of what they say should not apply to my relationship with Mentoring of America, LLC. It's like trying to hold someone accountable to terms and conditions that are constructed subsequent to the original agreement.



I agree that I verbally granted access for Mentoring of America, LLC. to bill my credit cards, I agree that there is a 3 day refund policy (which doesn't work for several who attempted to invoke it anyway), I also agreed to work with a coach to help reach measurable goals. I further agreed to deal with a knowledgeable and helpful staff who is dedicated to professional and timely customer service.



I do not agree with the shady business practices lacking morals, ethics, and accountability, getting the run-a-round by the poorly networked, rude, and unhelpful staff, never receiving terms and conditions of contract in writing, and being held responsible for that contract although they have never once received my signature on such a document. There is no receipt showing products and services rendered and their associated costs with my signature in accepting the terms of the sale.



I refuse to participate in a program that encourages people to benefit from those who are struggling in these harsh economic times. I do not wish to propogate the idea that the rich get richer while the poor get poorer by taking advantage of another person (or family) misfortune. Not only that, but I refuse to acknowledge the validity of a company that has a notorious reputation for scamming honest people who are trying to improve their own financial situation rather than that of a crooked company.



I honestly can not fathom how these Start Up Specialists, Coaches, and Customer Service personnell can wake up in the morning and look themselves in the mirror and respect the person they see. The services that they aggressively push are not nearly worth the thousands of dollars that they charge. It is unfortunate that so many realize this only after they have tried it, become unsatisfied, and researched the company enough to realize that they have been mislead and conned.



I have also taken all materials that I have related to the mentoring program (welcome kit) to be reviewed by a legitimate real estate agent with Century 21. I hope to obtain a letter on Century 21 letterhead stating that the program could not yield the vast fortune in record time that the advertisements claim. She is also recommending some attourneys that might be able to help me although I do not have their contact info yet but hope to by Monday, February 6, 2006.



Even after the dust settles and the smoke clears in my own situation, I will not be finished fighting the good fight. I promise to make other people aware of the trechery that is John Beck. I would like to see who would be interested in forming a web group to keep all of us unified and communicating and hopefully rallying enough support to launch a class action lawsuit for mental anguish, finance charges, lost wages, etc.



Perhaps we can set up a not for profit organizational status and dedicate ourselves to exposing the truth in our local communities and then the nation. If we can band together and cause a big enough stirr, we can not be ignored! There is strenght in numbers and God knows we have enough to make it happen.
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#6 Consumer Suggestion

Response To Jeffrey

AUTHOR: Reid - (U.S.A.)

Hey there Jeffrey,



I hope that this rebuttal finds you in good spirits and health.



JEFFREY: Why do I feel like I can't trust these people? lol, rhetorical question!



REID: That's because John Beck's "mentoring" program and ALL the other so called "mentoring" programs like his are nothing but con jobs... and it's not just a matter of my opinion.



Ask yorself these questions and you will be convinced beyond any doubt, that what I'm saying is absolute proof for such a bold assertion.



1. Why are there far more unacknowledged, and unresolved complaints regarding this scam than there are substantiated and proven "success stories?" Scam!



2. What would John Beck have to gain by "mentoring" total strangers to success for less than the "earning potential" claimed possible? Scam!



3. $10,000.00-$15,000.00 a month for whatever "available credit" one has on his or her credit card? Scam!



4. Why hasn't a single person come forward to furnish proof contrary to the hundreds of rip off reports and rebuttals regarding this fraudulent company? Scam!



5. Why does the fraudulent John Beck Mentoring Institute lose credit card dispute after credit card dispute? Scam!



6. Why do these inbreeds continue to use the same unenforceable and non-binding contract which have loss them dispute after dispute, as opposed to revamping it? Scam!



7. Why does the fraudulent John Beck Mentoring Institute hide behind a P.O. Box? Scam!



8. Why hasn't inbreed Beck updated his Infomercial for over 3 years? Scam! No new "success stories" yet?



JEFFREY: Reid, thank you for your words of inspiration. It was you who helped me build the backbone to stand up and fight this trechery. To realize you have been taken and then to come forward and admit it takes a lot of courage. Reid, I am certain you have helped many others like myself, hundreds if not thousands who have not posted a rebuttal but only read what you and others here had to say. Your efforts are not going unnoticed! Keep up the good work and feel free to leave any ideas or suggestions.



Also I wanted to ask you how your case has been going? Is it resolved completely? What is your status in these proceedings?



REID: I've won a favorable decision and received a charge back a while ago and have not looked back since.



The fraudulent Law Offices of Bennett and Deloney sent me a letter attempting to collect on this now non-existent and unsubstantiated debt to no avail.



Bennett and Deloney are the two clown attornies that were involved in the bounced check scam a while back.



JEFFREY: I will keep a tracking of what's happening for me on here for all to see. Best wishes and regards,



REID: Don't worry about a thing Jeffrey. John Beck's program is a scam and it's not just heresay. There is absolutely no way that John Beck's program can be legit to a few after having been proven fraudulent by so many. A program is either legit or fraudulent. There's no two ways about it.



Until next time, take care Jeffrey cause I care, Aloha from Hawaii and God Bless.
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#7 Author of original report

They got my message

AUTHOR: Jeffrey - (U.S.A.)

I received a phone call today from Angie who is a supervisor for the customer service department. We talked for about a half hour about how I verbally agreed to a contract that could only be cancelled in the first three days (but after reading several rebuttals in ripoffreport.com I've found that to not be necessarily possible anyway).



My argument with Angie was that I really have no interest in the program, that I have other more important and fulfilling things to do with my time as well as the fact that I never received written terms and conditions of any contract. As far as I can tell the only thing I've done is verbally agree to have my credit cards billed. I wanted to see the 3 day's grace and related information in writing. Of course that stuff never appeared though.



After demanding a refund several times over and being denied every time, "getting a refund is not an option" Angie insisted that I continue the program, that I would at least earn back my investment within 3 months. Realizing of course that the likelihood of me continuing the program is about as good as them refunding my investment, I told her that is not something I'm interested in.



Their whole case is based on them keeping their end of the bargain that they will coach me until I am successful and I am chosing to not participate.



Ten minutes after hanging up the phone I got another call from Angie. This time she said she will send everything in writing (one full month AFTER starting) and she will re-assign me to a new coach who is even more knowledgeable. My response was to send anything she wanted to and to have a nice day.



In the event that they try to write a letter that is dated on or about the day I enrolled into the program, any letters I receive from here on out will be opened in the presence of myself, an attourney, and third party witnesses. Why do I feel like I can't trust these people? lol, rhetorical question!



Reid, thank you for your words of inspiration. It was you who helped me build the backbone to stand up and fight this trechery. To realize you have been taken and then to come forward and admit it takes a lot of courage. Reid, I am certain you have helped many others like myself, hundreds if not thousands who have not posted a rebuttal but only read what you and others here had to say. Your efforts are not going unnoticed! Keep up the good work and feel free to leave any ideas or suggestions.



Also I wanted to ask you how your case has been going? Is it resolved completely? What is your status in these proceedings?



I will keep a tracking of what's happening for me on here for all to see. Best wishes and regards,
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#8 Consumer Suggestion

From The Fraudulent Law Offices Of Bennett And Deloney.

AUTHOR: Reid - (U.S.A.)

Hey there Jeffrey,



I hope that this rebuttal finds you in good spirits and health.



If you should ever receive a letter from the Law Offices of Bennett and Deloney, send them a hand written letter demanding them to substantiate their claim that a debt truly does exist. They absolutely can't.



Once a company is unable to substantiate a billing in a dispute and the tranaction has been reversed in favor of the scam victim, there remains no "debt" to be collected.



Bennett and Deloney are crooked attornies engaging in fraudulent collection practices. These two maggots have been ripping people off for some time now. Don't be intimidated by these clowns.



Until next time, take care Jeffrey cause I care, Aloha from Hawaii and God Bless.

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UPDATE

AUTHOR: Jeffrey - (U.S.A.)

I have filed 2 complaints with the Better Business Bureau in Utah, I am sure nothing will come of it but it felt good to do so. I also filed a suspicious activity report with my state police department, an investigation may begin! I have found the real mailing address to the Mentoring of America, LLC group:



Mentoring of America

14183 Minuteman Dr

Suite #201

Draper, UT 84020



(801) 553-8200



I called the number there and it simply goes to a voicemail recording by John Alexander who never says who the company is (in typical John Beck fashion) and then says "if you know your parties extension, please dial it now or if you would like to speak with a start-up specialist press 0 now." The only good that call did was to verify the address.



If you want to do additional research, check this out:



http://www.whitepages.com/5116/search/ReverseAddress?housenumber=14183&street=Minuteman+Drive&city_zip=Draper&state_id=UT&metro_area=1



You have to pay for this research but if someone out there buys it please make it available to all of us!



I also sent out this letter to 4 different addresses associated with the Mentoring of America, LLC company. Today I will be sending it to the address listed above.



--------------------------------------------------



To who it may concern:



As of today I have exercised my right of Cancellation By Purchaser under Kentucky law statutes 367.819 under the following sections: (1, 3, 4, and 6). Supporting my case are multiple violations of statute 367.816. Please refer to accompanying documentation provided for clarification.



According to my credit card statements, billing of my credit cards took place on 1-31-2006 in the following amounts:



$1,000.00 Card Number Ending: 8676. Printed Name: Jeffrey L Gatzke



$2,410.00 Card Number Ending: 0956. Printed Name: Jeffrey L Gatzke



$600.00 Card Number Ending: 6682. Printed Name: Jeffrey L Gatzke



$1,400.00 Card Number Ending: 5323. Printed Name: Jeffrey L Gatzke



I am to assume that our contract became valid on the night of the telephone solicitation that took place on 1-26-2006 whereby no written terms and conditions of



contract were supplied any correspondence received by the John Beck Seminars / Mentoring Of America LLC entity and all associated subsidiaries. As such the John Beck Seminars / Mentoring of America, LLC is in direct violation of Kentucky Consumer Statute 367.716 sections (1, 2.a, 2.c, 2.e, 2.f, and most notably 2.h).



Satisfaction of my cancellation will be met when the principle amount of $5,410.00 combined with the cost to return tax advantage software pack $23.02 and any accumulated finance charges associated with the $5,410.00 amount.



Failure to comply within timelines prescribed by Kentucky law set forth will result in prosecution for the above terms as well as maximum punitive damages and court costs to the full extent of the law. Attempts to send my case to the EPN collections agency after I win my dispute with my credit card companies and/or hostile correspondence from the law offices of Bennett & Deloney will be met with aggressive resistance.



All correspondence from the John Beck Seminars / Mentoring of America, LLC and associated subsidiaries thereof regarding my case must henceforth be submitted in writing to my mailing address for consideration.





Regards,





I am wasting no time jumping in there with both guns blazing. I will fight this scam to the end! Never give up, we will crush them in the end.
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