• Report: #932142

Complaint Review: Johnson Riddle & Mark LLC

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  • Submitted: Fri, August 24, 2012
  • Updated: Fri, August 24, 2012

  • Reported By: DAC2005 — SLC Utah United States of America
Johnson Riddle & Mark LLC
11778 S Election Rd draper, Utah United States of America

Johnson Riddle & Mark LLC False account and charges collectin for Capital One draper, Utah

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In 2001 I had a Capital One low limit credit card. It was for emergencies.  I had the card for 2 years and consolidated under an account with GoldenWest Credit union. THe account was closed and paid off by the Credit Union.

 I received a visit from a Jersey Shore clone two months ago delivering a court summons from Johnson Mark LLc. It was after hours on a Friday night and left a message inquiring if they had the right person. The account number information was missing on the form. Tuesday came and I had not heard back. I spoke to a very curt woman claiming they have delivered documentation two years ago to my place of residence and it was signed for by me..

I have lived there 17 years and have the same phone number since i moved there. Ihave never received any documentation of this or phone calls. I was told I could settle ASAP if I paid in full for 1900.00 cash. I told the woman that I dont have a Capitol One Card and it was paid in full.  I asked for information since I have a monitoring service on my credit with my mortgage. THere is nothing on it. I was told i had to go to court or pay. I said I needed written documentation of the account number and why they have this account. SHe said they would send it but plan to be in court.

I received a letter in the mail stating the account has been verified by the client and the charges are correct. No account information no contact information. I pulled my paperwork on my old card, and went to my credit union to get the loan documentation and payoff verification in case. I also provided a copy of my credit report. I went in person to their offices which isnt too far from where I live. Not a professional office at all. THe employees all looked like recovering addicts, jittery and harsh. They wanted to keep the documentation.

I did not want to give it to a clerk. I wanted to give it to a lawyer. I found out none of the people are lawyers. So I gave the paperwork copies to a woman saying she was handling my file. She said they would look at this and get back to me in the coming days. No calls. I called that Friday to inquire. I was told the information I provided was for a different account than the one they are pursuing. I said ive only had one account with capitol one and this is it.  Once again i was told they would look further into it.

I received a phone call requesting a call back. I called and I was advised i needed to pay on the debt or i had to appear in court. Ive contacted an attorney and they are working with me. I found out that when they say the client agrees to a settlement, the client is Johnson Mark! THey have already paid for the account for next to nothing and my account is an electronic file with account info, date opened/closed, collections, ssn, address and almost nothing else. No real way to prove it is mine OR me to prove it isnt my account. They are crooks.

This report was posted on Ripoff Report on 08/24/2012 01:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/Johnson-Riddle-Mark-LLC/draper-Utah-84020/Johnson-Riddle-Mark-LLC-False-account-and-charges-collectin-for-Capital-One-draper-Uta-932142. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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