• Report: #309693

Complaint Review: Juniper Bank - Attorney Cohen

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  • Submitted: Sun, February 17, 2008
  • Updated: Fri, April 18, 2008

  • Reported By:atlantic beach Florida
Juniper Bank - Attorney Cohen
Miami, Florida U.S.A.
  • Phone: 305-341-3545
  • Web:
  • Category: Banks

Juniper Bank - Attorney Cohen froze my bank account Miami Florida

*Consumer Suggestion: Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

*Consumer Suggestion: Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

*Consumer Suggestion: Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

*Consumer Suggestion: Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

*Consumer Comment: I'm sure Cohen can answer these questions for you.

*Consumer Suggestion: Well

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Last friday 2/15/08 my wife informed me that her bank account was frozen due to a judgment against me by Juniper Bank. I have never heard of Juniper Bank before. The bank gave her a phone number of Juniper's attorney 305-341-3545 Cohen. He wanted to know how much money was in the account and called her a liar etc.

My wife recently added me to her account for simplicity. I have never heard of Juniper Bank and never was contacted regarding an account. I was never notified that a lawsuit was filed against me.

Does anyone in the world have the answers to these questions?
How can I be sued and a judgement placed against me and I am the last to find out.

How can a judge allow a company to sue and individual with no notice?

How do I get access to my account again so I can pay my bills?

Why did Wachovia bank freeze the account with no written evidence only a name and phone number of the attorney?

I am fairly sure this is a scam and that Cohen is probably not a real lawyer considering how rude and unprofessional he was with my wife. How do I find out who this criminal is?

I see why people go crazy and start shooting things up! I am not going to but I feel like I am being treated like a terrorist and feel powerless to do anything. Does anyone have any idea what to do. Please help!

Jay
atlantic beach, Florida
U.S.A.

This report was posted on Ripoff Report on 02/17/2008 07:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/Juniper-Bank-Attorney-Cohen/Miami-Florida/Juniper-Bank-Attorney-Cohen-froze-my-bank-account-Miami-Florida-309693. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

AUTHOR: Collections Paralegal - (U.S.A.)

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot
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#2 Consumer Suggestion

Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

AUTHOR: Collections Paralegal - (U.S.A.)

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot
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#3 Consumer Suggestion

Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

AUTHOR: Collections Paralegal - (U.S.A.)

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot
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#4 Consumer Suggestion

Don't Be Hoodwinked by the Cohen's of the Debt Recovery World

AUTHOR: Collections Paralegal - (U.S.A.)

Hi Jay --

What exactly is the debt you owe? If you are clear on that and are certain that this punk Cohen actually filed a lawsuit, find out the case number and what county he filed it in.

If I were you I would call his office back (from a pay phone), pretend to be cooperative and indicate you would like to send in your payment. Then ask for the case number of the "lawsuit" and what county and judicial district it was filed in. Tell the person you want to put that information on your check to make sure it is paid toward the "judgment" they have against you. Get the name of the attorney who filed the lawsuit and an address to his "law office" so you can mail in your payment. (Obviously you are not going to send a payment - this is an information gathering call)

Once you get all of this information, go online to the state bar where his office is located to see if he has actually has a license in that state. People cannot just pretend to be lawyers, they call it fraud. I worked for lawyers who did debt recovery. I guarantee you the lawyers are not the ones hustling the people on the phone for money. You are hearing from their collection goons.

Courts just don't grant judgments against people and rubber stamp bank levies without adequate proof of service. There is a process to a lawsuit. Basically a complaint is filed, you are served (if not personally, they must mail you a copy), you provide a response usually within 30 days (if not, a hearing date is set for entry of default) (you are notified again of hearing date) a determination is made, if default, they submit their judgment, (you are supposed to be sent another notice), entry of judgment occurs (you are supposed to be sent notice of entry of judgment), then and only then, can they start levying your bank account or any other monetary asset you have to satisfy their judgment.

Hope this helps. All the best to you,

Dot
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#5 Consumer Comment

I'm sure Cohen can answer these questions for you.

AUTHOR: Chloe - (U.S.A.)

According to the Florida bar website:

Noam Jay Cohen
Member in Good Standing Eligible to practice in Florida

(address / phone / email is available by doing a quick search on the Florida bar website)

Wachovia -- like all banks -- has to comply with garnishment requests. They have no choice than to freeze your account(s) the minute they are served. Usually, the only information that appears, besides the hefty service charge, is a name of an attorney and a phone number. Have you called Cohen? If you're confused about why Juniper has a judgment against you, attorney Cohen should have all the information to supply you with.

According to his website:

irm Profile: The Law Offices of NOAM J. COHEN, P.A. , is a fully insured and bonded commercial litigation and collections law firm licensed in the State of Florida and concentrates its practice in the areas of commercial and retail collections throughout the state.

Practice Areas: Consumer Debt Collection Law Including:
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#6 Consumer Suggestion

Well

AUTHOR: Julie - (U.S.A.)

In order to determine if this guy is legit, you should contact your state's bar association and they can tell you rather quickly if this guy is an attorney or not. If not, you need to file a report with them because he could be practicing law without a license and he can get in huge trouble for that.

Additionally, most likely they did some form of publication to serve you. Attorneys do this all the time and if the judgment could otherwise be legit, you can get it overturned for failure to properly serve you (in most states), because they have to make a good faith effort before they publish and here they clearly did not.
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