- Report: #743138
Report - Rebuttal - Arbitrate
Complaint Review: Juniper Bank
Juniper BankPO Box 8804 Wilmington, DE 19899-8804 Internet United States of America
Juniper Bank nka Barclays Bank Delaware Annual Fee added to 'NO-FEE' credit card without provication - added '1% Cash Back' on future purchases Internet
*Consumer Comment: seriously
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Juniper Bank, nka Barclay's Bank Delaware sent a notice dated 6-8-2011. I will now be charged an annual fee on my 'NO FEE' credit card based on a new review of my credit report.
Then, in an attempt to sucker the idiots - the same notice states that I will receive an incredible '1% Cash Back' on future purchases.
This comes after I phoned to negotiate a lower interest rate based on other rates from my other credit card companies.
I did not authorize a review of my credit report, nor did I request an increased line of credit.
Payments are always early and more than the minimum due, if not in-full. My credit report has not changed over 6 years - it's exactly the same.
There needs to be a class action lawsuit against these greedy credit card companies who gouge the customers in good standing. I thought they had to have permission to run someone's credit report. Regardless, it's the same as it was when they issued me the card in the 1st place - over 5 years ago. This is rediculous.
I called customer service to dispute this notice and expressed my disgust with their greediness. They tried to tell me what a great deal the '1% Cash Back' would be.
"SO - you charge me $49.00 a year to get 1% Cash Back on an account you already charge me TOO MUCH INTEREST ON IN THE 1ST PLACE!"
I spoke to 2 different customer service reps and ended up closing up the account. I do not need Juniper Bank - there are other credit card companies available and quite frankly - cash is king. Screw them. All these banks are rich to begin with-with all the bail-outs. People like me who pay their bills are the ones punished for those who don't. - I'm not paying their debts too.
This report was posted on Ripoff Report on 06/20/2011 04:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/Juniper-Bank/internet/Juniper-Bank-nka-Barclays-Bank-Delaware-Annual-Fee-added-to-NO-FEE-credit-card-without-p-743138. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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