- Report: #743138
Complaint Review: Juniper Bank
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Juniper Bank PO Box 8804 Wilmington, DE 19899-8804
Internet United States of America |
|
Juniper Bank nka Barclays Bank Delaware Annual Fee added to 'NO-FEE' credit card without provication - added '1% Cash Back' on future purchases Internet
*Consumer Comment: seriously
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
If you have a credit card w/ Juniper Bank - you better pay it off quickly and close it out!!
Juniper Bank, nka Barclay's Bank Delaware sent a notice dated 6-8-2011. I will now be charged an annual fee on my 'NO FEE' credit card based on a new review of my credit report.
Then, in an attempt to sucker the idiots - the same notice states that I will receive an incredible '1% Cash Back' on future purchases.
This comes after I phoned to negotiate a lower interest rate based on other rates from my other credit card companies.
I did not authorize a review of my credit report, nor did I request an increased line of credit.
Payments are always early and more than the minimum due, if not in-full. My credit report has not changed over 6 years - it's exactly the same.
There needs to be a class action lawsuit against these greedy credit card companies who gouge the customers in good standing. I thought they had to have permission to run someone's credit report. Regardless, it's the same as it was when they issued me the card in the 1st place - over 5 years ago. This is rediculous.
I called customer service to dispute this notice and expressed my disgust with their greediness. They tried to tell me what a great deal the '1% Cash Back' would be.
"SO - you charge me $49.00 a year to get 1% Cash Back on an account you already charge me TOO MUCH INTEREST ON IN THE 1ST PLACE!"
I spoke to 2 different customer service reps and ended up closing up the account. I do not need Juniper Bank - there are other credit card companies available and quite frankly - cash is king. Screw them. All these banks are rich to begin with-with all the bail-outs. People like me who pay their bills are the ones punished for those who don't. - I'm not paying their debts too.
Juniper Bank, nka Barclay's Bank Delaware sent a notice dated 6-8-2011. I will now be charged an annual fee on my 'NO FEE' credit card based on a new review of my credit report.
Then, in an attempt to sucker the idiots - the same notice states that I will receive an incredible '1% Cash Back' on future purchases.
This comes after I phoned to negotiate a lower interest rate based on other rates from my other credit card companies.
I did not authorize a review of my credit report, nor did I request an increased line of credit.
Payments are always early and more than the minimum due, if not in-full. My credit report has not changed over 6 years - it's exactly the same.
There needs to be a class action lawsuit against these greedy credit card companies who gouge the customers in good standing. I thought they had to have permission to run someone's credit report. Regardless, it's the same as it was when they issued me the card in the 1st place - over 5 years ago. This is rediculous.
I called customer service to dispute this notice and expressed my disgust with their greediness. They tried to tell me what a great deal the '1% Cash Back' would be.
"SO - you charge me $49.00 a year to get 1% Cash Back on an account you already charge me TOO MUCH INTEREST ON IN THE 1ST PLACE!"
I spoke to 2 different customer service reps and ended up closing up the account. I do not need Juniper Bank - there are other credit card companies available and quite frankly - cash is king. Screw them. All these banks are rich to begin with-with all the bail-outs. People like me who pay their bills are the ones punished for those who don't. - I'm not paying their debts too.
This report was posted on Ripoff Report on 06/20/2011 04:16 PM and is a permanent record located here: http://www.ripoffreport.com/r/Juniper-Bank/internet/Juniper-Bank-nka-Barclays-Bank-Delaware-Annual-Fee-added-to-NO-FEE-credit-card-without-p-743138. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Juniper Bank
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips#1 Consumer Comment
seriously
AUTHOR: bubbles8308 - (United States of America)
SUBMITTED: Thursday, April 05, 2012
You did not authorize a review of your credit report, this is the problem, first all when you signed that contract in the first place you gave them the right to run credit checks periodically. They don't have to ask your permission every time. If you are going to have a credit card maybe you should know exactly how it works, too many people have credit cards and have no idea exactly what they are agreeing to..but i do know that the letter you are talking about was an opt out letter, they notify you beforehand and if you wish, you can close the acct and move on to a new creditor.. Cash is king why even have a credit card???
Respond to this report!
What's this? 
