• Report: #466343

Complaint Review: Juniper - Barclays Bank

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  • Submitted: Tue, June 30, 2009
  • Updated: Tue, June 30, 2009

  • Reported By:Houston Texas
Juniper - Barclays Bank
PO Box 8802, Wilmington, Delaware U.S.A.

Juniper Card - Barclays Bank Bait and Switch interest rate and credit limit Wilmington Delaware

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I received an offer from Juniper - Barclays Bank for a credit card with 2.5% interest rate and a credit limit of $2500. I've paid down my other credit cards and wanted to reduce the number of credit cards to 2 or three for easier management. Juniper sounded like a great offer.

After receiving the card, I didn't use it for several weeks, then began using it for business travel. I was out of town and found the card was declined so used another card. When I returned home I called Juniper and they said I was over my credit limit and that my interest rate went up to 19%. I went online to check the credit limit and it was listed as $2500 and I had a balance of $728. I called Juniper back and they insisted that my credit limit was only $700 and when I checked it again, they were right. They had changed it after my first call. The operator said I would be receiving notice in the mail in a few days.

I now receive calls daily from Barclays asking me to pay off the account which I will do today.

Richard
Houston, Texas
U.S.A.

This report was posted on Ripoff Report on 06/30/2009 09:43 AM and is a permanent record located here: http://www.ripoffreport.com/r/Juniper-Barclays-Bank/Wilmington-Delaware-19899-8802/Juniper-Card-Barclays-Bank-Bait-and-Switch-interest-rate-and-credit-limit-Wilmington-De-466343. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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