• Report: #213543

Complaint Review: Ken Hughes

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  • Submitted: Sat, September 30, 2006
  • Updated: Sun, October 01, 2006

  • Reported By:Marysville Kansas
Ken Hughes
223 Jackson Blvd Chicago, Illinois U.S.A.

Ken Hughes Collect debt from a dead man! Ripoff Chicago Illinois

*Consumer Suggestion: Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

*Consumer Suggestion: Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

*Consumer Suggestion: Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

*Consumer Suggestion: Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

*Consumer Suggestion: Collecting from a Dead Man

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My son who was 31 has been dead for 8 years. He never lived at this phone number. They will not quit calling.

You cannot collect a debt that the statue of limitations has run out on and I think being dead 8 years says the statue of limitations is long over.

The pain of having your son dead is great. Being harrassed by a collection agency to collect a debt from a dead man is beyond reason.

Jerry
Marysville, Kansas
U.S.A.

This report was posted on Ripoff Report on 09/30/2006 12:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Ken-Hughes/Chicago-Illinois-60606/Ken-Hughes-Collect-debt-from-a-dead-man-Ripoff-Chicago-Illinois-213543. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

AUTHOR: Steve - (U.S.A.)

Jerry,

First, I'm sorry you have to relive the pain of losing your son. I know how painful that is. And, you have no legal obligation to discuss anything with them or pay your dead son's debt.

Merchants Credit Guide Co are primarily JUNK DEBT BUYERS. They buy mostly VERY old, UNCOLLECTABLE, out of stat debt. If your son has been dead for 8 years, that means this alleged debt is 10-12 years old! They only buy debts that are at least 3-4 years old, after several other agencies have failed collections and given up.

You simply need to send a CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send this by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records.

They will go away.
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#2 Consumer Suggestion

Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

AUTHOR: Steve - (U.S.A.)

Jerry,

First, I'm sorry you have to relive the pain of losing your son. I know how painful that is. And, you have no legal obligation to discuss anything with them or pay your dead son's debt.

Merchants Credit Guide Co are primarily JUNK DEBT BUYERS. They buy mostly VERY old, UNCOLLECTABLE, out of stat debt. If your son has been dead for 8 years, that means this alleged debt is 10-12 years old! They only buy debts that are at least 3-4 years old, after several other agencies have failed collections and given up.

You simply need to send a CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send this by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records.

They will go away.
Respond to this report!
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#3 Consumer Suggestion

Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

AUTHOR: Steve - (U.S.A.)

Jerry,

First, I'm sorry you have to relive the pain of losing your son. I know how painful that is. And, you have no legal obligation to discuss anything with them or pay your dead son's debt.

Merchants Credit Guide Co are primarily JUNK DEBT BUYERS. They buy mostly VERY old, UNCOLLECTABLE, out of stat debt. If your son has been dead for 8 years, that means this alleged debt is 10-12 years old! They only buy debts that are at least 3-4 years old, after several other agencies have failed collections and given up.

You simply need to send a CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send this by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records.

They will go away.
Respond to this report!
What's this?

#4 Consumer Suggestion

Jerry, this just shows how old the debts are that Merchants Credit Guide Co buys!

AUTHOR: Steve - (U.S.A.)

Jerry,

First, I'm sorry you have to relive the pain of losing your son. I know how painful that is. And, you have no legal obligation to discuss anything with them or pay your dead son's debt.

Merchants Credit Guide Co are primarily JUNK DEBT BUYERS. They buy mostly VERY old, UNCOLLECTABLE, out of stat debt. If your son has been dead for 8 years, that means this alleged debt is 10-12 years old! They only buy debts that are at least 3-4 years old, after several other agencies have failed collections and given up.

You simply need to send a CEASE COMMUNICATIONS request as per your rights under the FDCPA. Send this by certified mail, return reciept requested. Put the certified# on the letter itself and keep a copy for your records.

They will go away.
Respond to this report!
What's this?

#5 Consumer Suggestion

Collecting from a Dead Man

AUTHOR: Don - (U.S.A.)

First, they can attempt collections on an account once the statute of limitations has expired. Once the SOL has expired, it means that a collector has no legal recourse to get the payment. I am assuming your son was also in Kansas, so the statue of limitations would have expired. However, if he was in Ohio, or Rhode Island, the account may not be past the SOL.

Secondly, and this may be a stupid question. Have you told Ken Hughes that your son has passed away? Collection agencies do not know that information until they are told. Once they are told this, they are usually going to do a public records search. If nothing comes up in a public record search, they may ask for a copy of the death certificate. Obviously, they are just trying to get proof that they made a bad investment. Unfournately, the accounts do not list whether the person is alive or not (at least in my office).
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