- Report: #373158
Complaint Review: Key Bank
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| Key Bank 3300 E. 1st Ave,
Denver, Colorado U.S.A. |
|
Key Bank Stealing from customers by using flexible date and time standards Denver Colorado
*Consumer Comment: No, I do get the point...
*Consumer Comment: Yes..But..
*Consumer Comment: This is a true report
*Consumer Comment: Account must be overdrafted...
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Keybank sux
Denver, Colorado
U.S.A.
This report was posted on Ripoff Report on 09/15/2008 04:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/Key-Bank/Denver-Colorado-80206/Key-Bank-Stealing-from-customers-by-using-flexible-date-and-time-standards-Denver-Colorado-373158. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
No, I do get the point...
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Wednesday, March 11, 2009
I actually do get the point and I stand by my prior post. One must wait for the funds to become available before using them.
From the original post:
"Key bank uses flexible time stamps based on east coast time to accept deposits, thereby collecting huge overdraft fees."
Firstly, using east coast time does not cause overdraft fees. It certainly hasn't generated any overdraft fees for me.
I'll bet you a Klondike bar that this person made a deposit after the cutoff time and didn't realize that this deposit would have been considered part of the next business day's transactions. He or she then went off and spent money before the funds were available.
BUT if you have an account with them you agreed to abide by their terms. This includes their cut-off times. Just because you don't like the rules, does not mean that you can spend the money before it is actually posted to your account. If you spend the money and overdraft that IS your fault and you will be charged Overdraft fees.
If you don't like it you are free to take your money to a bank that has later cut-off times.
#3 Consumer Comment
This is a true report
AUTHOR: Scorned Consumer - (U.S.A.)
SUBMITTED: Tuesday, March 10, 2009
#4 Consumer Comment
Account must be overdrafted...
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Monday, September 15, 2008
