• Report: #984675

Complaint Review: Koy Chiu

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  • Submitted: Wed, December 19, 2012
  • Updated: Wed, May 07, 2014

  • Reported By: Contact the FBI or Attorney General to File Arrest Warrant — Fort Mill South Carolina USA
Koy Chiu
2015 Ayrsley Town Boulevard Charlotte, North Carolina United States of America

Koy Chiu Community Mortgage Assistance Program and its principal, Koy Chiu, Koy Chiu WGIV Scam Call FBI And Attorney General Immediately. Charlotte, North Carolina

*General Comment: Pleads poverty and praises the lord buy Roy Cooper, NC Attorney General knows this lady well. He personally filed suit against her in 2012.

*REBUTTAL Individual responds: This Person Has Never been a customer and just read a report

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Estimates show The Community Mortgage Assistance Program has an annual revenue of $56,000.

If you have been scammed by Koy Chiu or KOY CHIU's Home based workshops or credit repair scams please contact the FBI and Attorney General of North Carolina or what ever state she may be. She consistantly Lies on her radio show.

 These people prey on those people who are having hard times - they are parasites and should be shut down

After attending her workshops along with a federal investigator the Lawsuits have been filed.

*Community Mortgage Assistance Program and its principal, Koy Chiu, charge consumers as much as $1,500 in advance and claim to have a 98 percent success rate in saving people's homes. But consumers who pay the fee get little or no real help working out a loan modification. Chiu falsely promotes the company as a "faith-based organization" on gospel radio and in written materials to target religious homeowners and make the company seem trustworthy. [continued below]....
.....*

Drives a 2001 Mercedes-Benz S-Class- 

Charlotte foreclosure-help firms sued by attorney general-

With these suits, filed Friday in Wake County court, the attorney generals office has now sued 16 such companies doing business in the state. In general, the companies tell people who are struggling to pay their mortgages that they will help them negotiate with their lender for a fee, touting high success rates.But they often do little to help, the attorney generals office says. And in North Carolina, its illegal to collect money upfront for foreclosure or loan modification help.These schemes promise to help save your home but instead drive you closer to foreclosure, Attorney General Roy Cooper said in a statement. Victims lose precious money that could pay their mortgage, and critical time that could be spent negotiating real loan modifications.According to the lawsuit, Community Mortgage Assistance Program advertised itself as a faith-based organization that will negotiate with a lender to stave off foreclosure or reduce mortgage payments. It said the company had a 98 percent success rate.The company collected a fee upfront, generally $1,500, the lawsuit states, and often later misled customers that they were handling everything.Reached by phone Monday, company principal Koy Chiu said she was unaware of any issues with her firm.We have never had any problems, she said. We definitely dont have any lawsuits or any problems with the attorney generals office.The lawsuit filed by the attorney generals office states that Chiu had already been sent two cease and desist letters, and that Chiu responded to one of them.The other company, Lender Exchange, operated similarly, according to the lawsuit, often charging the equivalent of one months mortgage payment for its services.Company principal Tanya Wilson said she was unaware of any problems with the attorney generals office, as well, and that the company had been dissolved. Another man, Kenneth McCurd, is named in the suit as well.





This report was posted on Ripoff Report on 12/19/2012 07:49 PM and is a permanent record located here: http://www.ripoffreport.com/r/Koy-Chiu/Charlotte-North-Carolina-28273/Koy-Chiu-Community-Mortgage-Assistance-Program-and-its-principal-Koy-Chiu-Koy-Chiu-WGIV-984675. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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#1 General Comment

Pleads poverty and praises the lord buy Roy Cooper, NC Attorney General knows this lady well. He personally filed suit against her in 2012.

AUTHOR: Mike - ()

OK, Mrs Poverty. Saw that garage door open today (first time ever) and lo and behold- A beautiful Toyota Fore-Runner and an Escalade sit quietly ensconced in your hidded lair. By the way, you WERE charged with mortgage fraud and charging people for credit repair assistance and almost never delivered on your promises. You received a $4000 fine and will be liable for over $30,000 in financial restitution if you do not strightly follow your court-imposed guidelines. Deal with those facts. I'd be glad to copy and paste the many newspaper articles regarding this shyster, if she so wishes, just so we know where the truth is.

This is hilarious:

'Reached by phone Monday, company principal Koy Chiu said she was unaware of any issues with her firm.We have never had any problems, she said. We definitely dont have any lawsuits or any problems with the attorney generals office.The lawsuit filed by the attorney generals office states that Chiu had already been sent two cease and desist letters, and that Chiu responded to one of them.'

 

If anyone disputes this I will immediately release copies of all newspaper articles regarding this fraud and post them here. It's important we know the truth aout this person and keep these offenses fresh in the minds of the Charlotte public.

 

Thanks,

 

Mike 

 

 

 

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#2 REBUTTAL Individual responds

This Person Has Never been a customer and just read a report

AUTHOR: Wrongfully Accussed - ()

 

The poor individual who posted this on this site must truly be in need of mental help I have never done Credit repair. I have help many people since 2008 and I challenge you to find another complaint besides the one I am working out due to a Misunderstanding with the Attorney General’s office. A person of no integrity would run away and not cooperate to resolve any issues that may arise. The individual that posted this report has NEVER had the pleasure of my undivided assistance.

I feel sorry for this person if you read carefully the person who posted this alleged statement NEVER states they themselves were wronged  in anyway. And if they were I definitely challenge them to provide proof of any wrong doing to them.

Why they were allowed to post this is beyond me. I do not drive a 2001 Mercedes Benz S-Class and even if I did that would make the car 12 years old. So I really must be a Baller lol. I have no clue what Federal Investigators this individual is referring to,  I never was a subject of investigation by the Federal Government (FBI) maybe this person should be a subject of investigation for tell so many lies. I am a license Certified Housing Counselor for the State of North Carolina Parasites do not spend money to do the right thing and get licensed and are not able to obtain them either.

Everything else in this posting was cut and pasted from the compliant to the AGs office found online and as previously stated I am honestly working with them to resolve this matter and still keep my ability to continue  doing business in the state of North Carolina since I have not 1 previous complaint since 2008. In closing I would like to say I am a person of love and integrity I would never internally harm anyone the individual must be a miserable soul and I sincerely pray for them. I NEVER had any business AT ALL with the author of this post and this is purely unfounded. Please provide the reader with proof of any wrong doing inflicted upon you author.

If you have any further question feel free to call 704-278-8000. Be Blessed!

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