• Report: #286878

Complaint Review: Kramer & Frank Lawfirm

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  • Submitted: Mon, November 26, 2007
  • Updated: Tue, July 15, 2008

  • Reported By:Stilwell Kansas
Kramer & Frank Lawfirm
1125 Grand Ave, Ste 600, Kansas City, Missouri U.S.A.

Kramer & Frank Lawfirm And Asset Acceptance And GE Moneybank Charging unfair and outrageous finance charges and suing for them K.C., MO 64106Kansas City Missouri

*Consumer Suggestion: Kramer Goons

*Consumer Suggestion: Kramer Goons

*Consumer Suggestion: Kramer Goons

*Consumer Suggestion: Kramer Goons

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In 2005 I entered into an agreement similar to a same as cash type arrangement with GE Moneybank. Actually it was FActory Direct Furniture but GE Moneybank is who they use for credit. The min. monthly payments were to be $216.00. Each month I paid $316.00 a $100.00 more than the miniumum payment. My final payment was due 2/10/05. I have a copy of GE Moneybank's statement that shows them applying my payment 2/8/05 in the amount of $6,095.00. In March I received a statement from GE Moneybank that the payment was short $216.00 and they tacked on $973.88 as finance charges. I immediately researched the problem and determined that my bank cancelled the final $216.00 for reasons I have never determined. I beleive that at the time when they recieved my request for the $6,095.00 they assumed that I no longer needed the $216.00. I immediately sent GE Moneybank the $216.00 with a letter apologizing for the error and the check cleared my bank on 3/5/05.
It is obvious my intent was to pay the account off in full by the 2/10/05 due date. My remaining payment cleared their bank in less than 30 days from the original due and in the normal course of business that constitutes a timely manner.
I have provided all this proof to GE Money Bank, Asset Acceptance, and Kramer and Frank. They are suing me for $1,347.89. There are more than 20 pages of complaints on GE Moneybank and Asset Acceptance and few for Kramer and Frank.
I want them to stop harrassing people. This is unfair and unjust treatment of me as a person and a creditor. My proof is in my payments and 227.15 of the FDIC Consumer Protection which states that is an unfair act when charges are accessed on payments made within an applicable grace period.

Susan XXXXXXX
Stilwell, Kansas
U.S.A.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 11/26/2007 03:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/Kramer-Frank-Lawfirm/Kansas-City-Missouri-64106/Kramer-Frank-Lawfirm-And-Asset-Acceptance-And-GE-Moneybank-Charging-unfair-and-outrageou-286878. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Kramer Goons

AUTHOR: Wildandfree - (U.S.A.)

Look on www.naca.net to find a lawyer near you.
also www.buddhibbs.com for more informative information

I had gotten a letter from Kramer demanded a validation of the original debt and name of original creditor so I could validate the true amount owed.
Got sent to Gamanche & Myers who got a certified letter asking for the same and telling them I would file suit if they got a judgement without me having my say in court! Not to mention telling Jay Nixon!
Respond to this report!
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#2 Consumer Suggestion

Kramer Goons

AUTHOR: Wildandfree - (U.S.A.)

Look on www.naca.net to find a lawyer near you.
also www.buddhibbs.com for more informative information

I had gotten a letter from Kramer demanded a validation of the original debt and name of original creditor so I could validate the true amount owed.
Got sent to Gamanche & Myers who got a certified letter asking for the same and telling them I would file suit if they got a judgement without me having my say in court! Not to mention telling Jay Nixon!
Respond to this report!
What's this?

#3 Consumer Suggestion

Kramer Goons

AUTHOR: Wildandfree - (U.S.A.)

Look on www.naca.net to find a lawyer near you.
also www.buddhibbs.com for more informative information

I had gotten a letter from Kramer demanded a validation of the original debt and name of original creditor so I could validate the true amount owed.
Got sent to Gamanche & Myers who got a certified letter asking for the same and telling them I would file suit if they got a judgement without me having my say in court! Not to mention telling Jay Nixon!
Respond to this report!
What's this?

#4 Consumer Suggestion

Kramer Goons

AUTHOR: Wildandfree - (U.S.A.)

Look on www.naca.net to find a lawyer near you.
also www.buddhibbs.com for more informative information

I had gotten a letter from Kramer demanded a validation of the original debt and name of original creditor so I could validate the true amount owed.
Got sent to Gamanche & Myers who got a certified letter asking for the same and telling them I would file suit if they got a judgement without me having my say in court! Not to mention telling Jay Nixon!
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
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Also a victim?
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Repair Your Reputation!
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