• Report: #149303

Complaint Review: LENAHAN LAW OFFICE - BUD HIBBS - BUDHIBBS.COM

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  • Submitted: Mon, July 11, 2005
  • Updated: Mon, June 27, 2011

  • Reported By:Stoneham, Maine
LENAHAN LAW OFFICE - BUD HIBBS - BUDHIBBS.COM
610 JOHN GLEN AMHERST, New York U.S.A.

LENAHAN LAW OFFICE - BUD HIBBS - BUDHIBBS.COM CONSUMER ADVOCATE DOESNT KNOW WHAT HE IS TALKING ABOUT, RIPOFF! AMHERST New York

*General Comment: FRANK NOT TELLING THE TRUTH

*Consumer Comment: Budhibbs. com and collection agencies

*Consumer Suggestion: Why DID YOU NOT FOLLOW UP ON THE COLLECTION AGENCY

*Consumer Suggestion: Lenahan Law Office - Bud Hibbs

*Consumer Comment: Not so sure about Bud Hibbs

*Consumer Comment: Not so sure about Bud Hibbs

*Consumer Comment: Not so sure about Bud Hibbs

*Consumer Comment: come on people

*Consumer Suggestion: 3rd Party debt Collectors wrong Bud Hipps RIGHT!!

*Consumer Comment: Still don't get it, do you?

*Consumer Comment: Why not just pay your bills

*Consumer Comment: budhibbs.com

*Consumer Comment: budhibbs.com

*Consumer Comment: budhibbs.com

*Consumer Comment: budhibbs.com

*Consumer Comment: Bud Hibbs

*Consumer Suggestion: Bud Hibbs provides a valuable service to people who have no other options

*Consumer Suggestion: Bud Hibbs is amazing

*Consumer Comment: Frank needs to comprehend the english language

*Consumer Comment: Frank needs to comprehend the english language

*Consumer Comment: Frank needs to comprehend the english language

*Consumer Comment: Frank needs to comprehend the english language

*Consumer Comment: Shut them down Tammy

*Consumer Comment: Watch what you say Frank!

*Consumer Comment: It's plain to see . . .

*UPDATE EX-employee responds: TAMMY- ARE YOU A DEBTOR?

*Consumer Comment: Leave it to a debt collector

*REBUTTAL Individual responds: WHY NOT PAY YOUR BILLS???

*Consumer Comment: Curious, googled middlesex county

*Consumer Comment: Full o' crapThere is no point outside of character assassination

*Consumer Comment: So where is the ripoff?

*Consumer Comment: consumer advocate? ..he seems to be his own best hype man!

*REBUTTAL Individual responds: Bud Hibbs Replies...

*Consumer Comment: wow your bright! but i understand these forums can be tough

*Consumer Comment: DO I BELIEVE A CONSUMER ADVOCATE WITH PROOF OF WRONGDOING?

*Consumer Comment: Budd Hibbs didn't rip you off.

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I RECENTLY VISITED A WEBSITE CALLED BUDHIBBS.COM. I WAS FORWARDED BY A FAMILY MEMBER TO LOOK UP THIS WEBSITE AFTER RECEIVING SEVERAL HARASSING PHONE CALLS FROM THIS LENAHAN LAW OFFICE.

LAST YEAR I RECEIVED PHONE CALLS FROM THIS LAW OFFICE WHICH HAD PURCHASED A CREDIT CARD DEBT I HAD USED FROM YEARS AGO, THEY WENT ON SAYING IF I DIDNT PAY OFF THE $5000.00 DEBT W/H THEM, THEY WOULD TAKE ME TO COURT, I IGNORED THE CALLS FOR MORE THAN 4 MONTHS AND THEN JUST LIKE THAT THEY STOPPED CALLING. I ASSUMED THEY GAVE UP.

BUD HIBBS WEBSITE SAID NOT TO SEND THEM ANYTHING, THEY ARE CON MEN AND LIARS- SO I TOOK HIS ADVICE. THEN ROUGHLY 4 MONTHS AFTER THE PHONE CALLS STOPPED, I RECEIVED A SUBPOENA FROM MIDDLESEX COUNTY SAYING I WAS THE DEFENDANT IN A LAWSUIT.

I AGAIN WENT ON TO HIS WEBSITE AND IT STATES IN BOLD PRINT THEY DONT SUE ANYBODY. SO LONG STORY SHORT, I DIDNT SHOW UP AND THEY FILED A JUDGEMENT AGAINST ME. THAT WAS 5 MONTHS AGO, THEY NOW ARE ATTEMPTING TO GARNISH MY WAGES THROUGH A LOCAL LAW OFFICE.

I JUST WANNA SAY THANKS TO THAT KNOW IT ALL BUD HIBBS. SOUNDS LIKE HE JUST WANTS ALL THE ATTENTION AND HAS A PERSONAL GRUDGE AGAINST THIS FIRM. ARE YOU GOING TO PAY OFF MY 5000.00$ JUDGEMENT WHEN I COULD HAVE SETTLED THIS WITH THEM FOR $2500.00? I AM SUPRISED OPERA HAD YOU ON HER SHOW BRAGGING ABOUT HOW GOOD YOU ARE. THERE WILL BE A CC SENT TO HER SHOW AS WELL. PLEASE MAKE SURE THIS GETS TO EVERY MEMBER ON YOU SITE!

Frank
Stoneham,, Maine
U.S.A.

This report was posted on Ripoff Report on 07/11/2005 02:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/LENAHAN-LAW-OFFICE-BUD-HIBBS-BUDHIBBSCOM/AMHERST-New-York-14207/LENAHAN-LAW-OFFICE-BUD-HIBBS-BUDHIBBSCOM-CONSUMER-ADVOCATE-DOESNT-KNOW-WHAT-HE-IS-TAL-149303. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 34Consumer 2Employee/Owner
Updates & Rebuttals

#1 General Comment

FRANK NOT TELLING THE TRUTH

AUTHOR: DECKAPE - (United States of America)

Frank,   I just read one of your most recent postings about Bud Hibbs ,  in this posting you portray yourself as a person mislead by  Mr. Hibbs .   But in the new post you identify yourself as an honest bill collector ,  really !  What will you be next week Frank ?  Mary Poppins ? 
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#2 Consumer Comment

Budhibbs. com and collection agencies

AUTHOR: lanny - (United States of America)

Kind of a crock by collection agents trying to influence people to avoid information that mya be helpful to some. My daughter recieved a letter from First National Collection claiming to represent North Star  in NY. Both are scum. My daughers debt was written off 9 years ago. Way past the SOL.

I asked for the debt validation and got a song and dance. contacted them again, cc'd my attorney and filed complaints with the FTC and the State Attorney.

They went away. Stand your ground, fight back and if they are dumb enough to sue, ask for debt validation, transfer documents and activity records.

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#3 Consumer Suggestion

Why DID YOU NOT FOLLOW UP ON THE COLLECTION AGENCY

AUTHOR: Mark - (U.S.A.)

Sir in your original report you sat back and did nothing to stop the collection agency.

Why didn't you send a cease and desist letter and tell them to validate the account? You sat back for 4 months doing nothing, you did not inform the Attorney General in your state or the state where the collection was taking place.

You also did not follow up on filing a report to the FTC and the BBB. So it is not BUD HIBBS it is you sitting back not doing anything about the collection company. What BUD HIBBS SAYS is not to give them any information over the phone

Social Security number NOR BANK INFORMATION cause most of these third party debt collections will strip your bank account.

ALWAYS do everything IN writing NEVER OVER THE PHONE

Mark
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#4 Consumer Suggestion

Lenahan Law Office - Bud Hibbs

AUTHOR: Jill - (U.S.A.)

Pacer is a trucking company but I think you want www.pacer.psc.uscourts.gov. That will give you the particulars of a suit that's either been settled or is still in process. While I understand the original posters plight, you have to be proactive in your fight against collection agency harassment. They aren't all like the one you mentioned, some of them DO follow the law. Hibbs mentions on his site to contact a consumer advocate attorney by going to www.naca.com. Many of them will accept your case and not charge you unless a settlement is reached. When you experience what you did with that agency you need to document everything: phone calls, letters and the like. You also need to show in court to tell your side of the story because you risk it being defaulted which is what these agencies hope you'll do.
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#5 Consumer Comment

Not so sure about Bud Hibbs

AUTHOR: Nina - (U.S.A.)

www.pacer.com is a trucking company. They have nothing to do with consumer law or debt collection.

I, too, accessed the Bud Hibbs page when researching NCO Financial (which is indeed a truly sleazy operation). His over the top descriptions of these vermin and their actions actually had me in tears and shaking and almost suicidal -- and over a debt that I do not owe and know I do not owe!

I contacted the FTC and spoke with one of their people and she was very, very kind and very knowledgable. She told me there is nothing NCO can do to me as this supposed debt a) was paid and b) goes back 17 years. Bud Hibbs' intimations that NCO would clean out all my accounts, sue me, blahblahblah, are wrong. They cannot do any of this unless they actually take you to court which they cannot do on a debt that old and which is not my debt anyway.

I'm not sure what Mr. Hibbs' game is, but he's not helping with consumer confidence. I'd call your local Consumer Protection Agency, the FTC and the state Attorney General for the state in which your debt collector is headquartered.

It's one thing to provide information, but it's another to be so alarmist as to compound the problem.

For anyone in a similar situation, call the FTC first, then the other agencies, and they will give you whatever information you need for free.
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#6 Consumer Comment

Not so sure about Bud Hibbs

AUTHOR: Nina - (U.S.A.)

www.pacer.com is a trucking company. They have nothing to do with consumer law or debt collection.

I, too, accessed the Bud Hibbs page when researching NCO Financial (which is indeed a truly sleazy operation). His over the top descriptions of these vermin and their actions actually had me in tears and shaking and almost suicidal -- and over a debt that I do not owe and know I do not owe!

I contacted the FTC and spoke with one of their people and she was very, very kind and very knowledgable. She told me there is nothing NCO can do to me as this supposed debt a) was paid and b) goes back 17 years. Bud Hibbs' intimations that NCO would clean out all my accounts, sue me, blahblahblah, are wrong. They cannot do any of this unless they actually take you to court which they cannot do on a debt that old and which is not my debt anyway.

I'm not sure what Mr. Hibbs' game is, but he's not helping with consumer confidence. I'd call your local Consumer Protection Agency, the FTC and the state Attorney General for the state in which your debt collector is headquartered.

It's one thing to provide information, but it's another to be so alarmist as to compound the problem.

For anyone in a similar situation, call the FTC first, then the other agencies, and they will give you whatever information you need for free.
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#7 Consumer Comment

Not so sure about Bud Hibbs

AUTHOR: Nina - (U.S.A.)

www.pacer.com is a trucking company. They have nothing to do with consumer law or debt collection.

I, too, accessed the Bud Hibbs page when researching NCO Financial (which is indeed a truly sleazy operation). His over the top descriptions of these vermin and their actions actually had me in tears and shaking and almost suicidal -- and over a debt that I do not owe and know I do not owe!

I contacted the FTC and spoke with one of their people and she was very, very kind and very knowledgable. She told me there is nothing NCO can do to me as this supposed debt a) was paid and b) goes back 17 years. Bud Hibbs' intimations that NCO would clean out all my accounts, sue me, blahblahblah, are wrong. They cannot do any of this unless they actually take you to court which they cannot do on a debt that old and which is not my debt anyway.

I'm not sure what Mr. Hibbs' game is, but he's not helping with consumer confidence. I'd call your local Consumer Protection Agency, the FTC and the state Attorney General for the state in which your debt collector is headquartered.

It's one thing to provide information, but it's another to be so alarmist as to compound the problem.

For anyone in a similar situation, call the FTC first, then the other agencies, and they will give you whatever information you need for free.
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#8 Consumer Comment

come on people

AUTHOR: Bigcof - (U.S.A.)

Wow what a joke, all these people here ranting and raving aboutr rip off this liar that. If you read between all the BS here you see the whole picture.
1) Collection agencys are not perfect and some are worse then others
2) I dont know Bud Hibbs but it seems he has ruffled more then a few feathers
3)Some CA's do and will continue to violate peoples rights that is where Bud and many other websites come in, to inform the public of there rights
4) When people are informed of there rights and choose to use those rights against CA's they get upset cause now they have to actually work hard.
5) never ignore a summons from the courts that is just outright stupid
6) Even CA's deserve to make a living (although within the limits of the laws set forth)
remember knowledge is power the internet is a great place to get such knowledge, but also remember there is always 2 sides to every story, check out other sites to see if there any positive comments on so-an so company.
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#9 Consumer Suggestion

3rd Party debt Collectors wrong Bud Hipps RIGHT!!

AUTHOR: Stop3rdpartydebtcollectors - (U.S.A.)

There is a huge SCAM, a multimillion dollar SCAM, being fosted on the american public!!

And our legal system is in on it!

When you stop paying on a credit card debt,
The original creditor is mandated by federal law, to charge-off an account when no payments have been received for 180 days.
That date is refered to as the Date of Last Activity (DLA)' and reported as such, to the credit reporting agencies by the creditor.

After they write it off, they "Bundle" all these uncollectable accounts and sell them for pennies on the dollar on the open market, this is where the 3rd party debt collectors come in.

They BUY a "BUNDLE" of this uncollected debt info from the original bank.

However what they buy is your name, account number, and what you owed to the original bank.

They rarely or never get your "original signed contract" with the credit card company, your last statement of payment on the account, and the original writeoff amount.

This is what they need to "PROVE" in court that they now have "TITLE" to your original debt.!!

This information is usually sold several times within the "networks" still as a BUNDLE
of uncollectable debt!

They will harris you on the phone, send threating letters, saying that they represent
"XYC LLC" who now has title to your Bank of Bundi account in which you owe some
ridiculous amount.

First off the "XYC LLC" company is usually some "shell" company that the collection law firm has setup, because by law, the law firm itself cannot hold title and try to enforce a judgement against you.

So they have to "represent" a client who holds tile, so they claim against you.

The law they are trying to collect on is "CONTRACT" law,,which requires them to have "the original signed contract", and the "deeds of transfer", indicating your account specifically with the "deeds of transfer", and a copy or original of your last statement, indicating your last payment on the account, and the "charge Off" amount. Which the original bank "wrote Off" its books.

They never have any of this information, what they present to the court is a hodge podge of information, a pasted piece from an excell spredsheet with your name, address ect, usually 2 pages sideways, "certifications" which are assembled by their own staff on their own computer systems, including usually an amount you owe which they assembled from their own computer system. From this "Budle" they bought for pennies on the dollar!!

The problem is unless you SHOW UP IN COURT, when they file a lawsuit against you,
demanding they produce the original signed contract", and the "deeds of transfer", indicating your account specifically with the "deeds of transfer", and a copy or original of your last statement, indicating your last payment on the account, and the "charge Off" amount...

They will request a default judgement from the Judge..and he will grant it!

Bud is right in what he says, I have specifically fought 3 cases against me, taking several court dates, time off from work, endless hours of waiting, but they realized
I knew what I was talking about and that they could't proof their case,
IE get over on me...and they dismissed their suits...
go here....http://www.budhibbs.com/index.html
here Collection Agencies Illegal Practices ~ New Jersey
http://caipnj.blogspot.com/
and here
http://www.geocities.com/presslerclub/

The reason the courts are usually on their side is "MONEY"
each time they file its $15.00 fee, each time you answer its $15.00 fee,
multiply that times the thousands of collection cases and you can see how the courts make money..not to mention that its a "Buddy" system..

you can email us at (((ROR redacted)))
for more info!!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#10 Consumer Comment

Still don't get it, do you?

AUTHOR: Faron - (U.S.A.)

The reason they don't pay these "alledged" bills is lot of them are BS. Some of these third rate bottom feeders are only phishing to get some unsuspecting person who may not remember if they had the debt or are senior citizens (whom are gullible) and get threatened by these frauds to put them in jail or take thir home, calling their work, relatives. All lies but that doesn't stop these POS from doing it.
..................

Why not just pay your bills

I don't get it, I go to work pay my bills. There was a time I lost my job and fell behind on my bills. I was brought up to believe I mattered and I could contribute to society. I felt guilty about not having enough money to pay my bills for about 5 months, I didn't try to get out of my financial obligations. I called the creditors and told them my situation. I was never sent to a collection agency, my situation is much better now. I looked on the site for Budhibbs, why doesn't he educate people on how to resolve the problem, instead of teaching people how to get out of paying the bills? Doesn't it benefit people to pay the bills to live the so called American Dream? marriage, children, house, cars,college education and best of all setting an example for our children
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#11 Consumer Comment

Why not just pay your bills

AUTHOR: Mrice - (U.S.A.)

I don't get it, I go to work pay my bills. There was a time I lost my job and fell behind on my bills. I was brought up to believe I mattered and I could contribute to society. I felt guilty about not having enough money to pay my bills for about 5 months, I didn't try to get out of my financial obligations. I called the creditors and told them my situation. I was never sent to a collection agency, my situation is much better now. I looked on the site for Budhibbs, why doesn't he educate people on how to resolve the problem, instead of teaching people how to get out of paying the bills? Doesn't it benefit people to pay the bills to live the so called American Dream? marriage, children, house, cars,college education and best of all setting an example for our children.
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#12 Consumer Comment

budhibbs.com

AUTHOR: Debbie - (U.S.A.)

Bud Hibbs just gives you information on nasty credit collectors, along with his information and creditinfocenter.com. I have learned a lot and sued back a few creditors for mirepresenting themselves. There is a big difference between a collection agency who bought bad debt and a collection agency who is assigned
to collect the debt. You can still hire a Consumer Law Lawyer to make sure
that the collection agency abided by the laws.
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#13 Consumer Comment

budhibbs.com

AUTHOR: Debbie - (U.S.A.)

Bud Hibbs just gives you information on nasty credit collectors, along with his information and creditinfocenter.com. I have learned a lot and sued back a few creditors for mirepresenting themselves. There is a big difference between a collection agency who bought bad debt and a collection agency who is assigned
to collect the debt. You can still hire a Consumer Law Lawyer to make sure
that the collection agency abided by the laws.
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#14 Consumer Comment

budhibbs.com

AUTHOR: Debbie - (U.S.A.)

Bud Hibbs just gives you information on nasty credit collectors, along with his information and creditinfocenter.com. I have learned a lot and sued back a few creditors for mirepresenting themselves. There is a big difference between a collection agency who bought bad debt and a collection agency who is assigned
to collect the debt. You can still hire a Consumer Law Lawyer to make sure
that the collection agency abided by the laws.
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#15 Consumer Comment

budhibbs.com

AUTHOR: Debbie - (U.S.A.)

Bud Hibbs just gives you information on nasty credit collectors, along with his information and creditinfocenter.com. I have learned a lot and sued back a few creditors for mirepresenting themselves. There is a big difference between a collection agency who bought bad debt and a collection agency who is assigned
to collect the debt. You can still hire a Consumer Law Lawyer to make sure
that the collection agency abided by the laws.
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#16 Consumer Comment

Bud Hibbs

AUTHOR: Chad - (U.S.A.)

Bud Hibbs never promises that a law suit might not happen. What Bud does is give you strategies and ways to work with your "RIP OFF" debt collectors. I have been folling Bud Hibbs advice for many years now and have never had an issue. It is obvious that you did not read completely or you would have read that he does not promise a "no lawsuit" clause but that most of the time that will not happen.

Chad in Allen, Texas
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#17 Consumer Suggestion

Bud Hibbs provides a valuable service to people who have no other options

AUTHOR: Steve - (U.S.A.)

First, who cares if he had a DUI in 1979? Who cares if he changed his name? EVERYONE makes mistakes in their lives at one time or another, and I don't know anyone who doesn't have at least 1 "skelton in the closet"



Second, Bud Hibbs knows exactly what he is talking about, and also has an extensive legal staff. He works with a large law firm. They review everything he does or says.



Keep in mind that the average person cannot afford to pay for legal representation. Therefore, many people are forced into handling matters on their own. So, not having a site like Bud Hibbs, or Rip Off Report, etc would be a greater injustice than someone using this free advice.



Furthermore, Bud Hibbs is right up front in saying that he is not a lawyer and is not providing legal advice. he always suggests consulting a lawyer and refers visitors to his site to the NACA for help.



Bud Hibbs provides a valuable service to people who have no other options, and I have dealt with him on several occasions.
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#18 Consumer Suggestion

Bud Hibbs is amazing

AUTHOR: Melissa - (U.S.A.)

He has helped me several times and never asked me for a penny. He offered advice that worked, a cease communication letter for free that scammers would have charged a great deal for. I know many other people who owe him a great deal of gratitude and it wouldn't be hard to rally troops to defend him, but it is unnecessary.

The attacks are transparant and obviously come from some creditor who has a grudge against Mr. Hibbs.



The creditors don't want people to listen to the FREE advice Mr. Hibbs offers because they know it's the one weapon, we have.



So thank you Mr. Hibbs!!!
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#19 Consumer Comment

Frank needs to comprehend the english language

AUTHOR: Tim - (U.S.A.)

I was a bit worried at first when I read the headers of Franks complaint against Bud Hibbs. But once I read the full text of the complaint I soon realized Frank obviously has NO concept of the English language. NO WHERE on Bud's site does he EVER suggest ignoring a summons from a debt collector. In fact he repeatedly says that by hiring a competent consumer advocate lawyer that these bottom feeders can be easily defeated. I have emailed Bud myself on numerous occasions and he has always responded within hours, even on a Saturday. His website has provided a wealth of info on the DC that is currently after me, and by following his advice to the letter, the results have so far been exactly like Bud said they would be.
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#20 Consumer Comment

Frank needs to comprehend the english language

AUTHOR: Tim - (U.S.A.)

I was a bit worried at first when I read the headers of Franks complaint against Bud Hibbs. But once I read the full text of the complaint I soon realized Frank obviously has NO concept of the English language. NO WHERE on Bud's site does he EVER suggest ignoring a summons from a debt collector. In fact he repeatedly says that by hiring a competent consumer advocate lawyer that these bottom feeders can be easily defeated. I have emailed Bud myself on numerous occasions and he has always responded within hours, even on a Saturday. His website has provided a wealth of info on the DC that is currently after me, and by following his advice to the letter, the results have so far been exactly like Bud said they would be.
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#21 Consumer Comment

Frank needs to comprehend the english language

AUTHOR: Tim - (U.S.A.)

I was a bit worried at first when I read the headers of Franks complaint against Bud Hibbs. But once I read the full text of the complaint I soon realized Frank obviously has NO concept of the English language. NO WHERE on Bud's site does he EVER suggest ignoring a summons from a debt collector. In fact he repeatedly says that by hiring a competent consumer advocate lawyer that these bottom feeders can be easily defeated. I have emailed Bud myself on numerous occasions and he has always responded within hours, even on a Saturday. His website has provided a wealth of info on the DC that is currently after me, and by following his advice to the letter, the results have so far been exactly like Bud said they would be.
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#22 Consumer Comment

Frank needs to comprehend the english language

AUTHOR: Tim - (U.S.A.)

I was a bit worried at first when I read the headers of Franks complaint against Bud Hibbs. But once I read the full text of the complaint I soon realized Frank obviously has NO concept of the English language. NO WHERE on Bud's site does he EVER suggest ignoring a summons from a debt collector. In fact he repeatedly says that by hiring a competent consumer advocate lawyer that these bottom feeders can be easily defeated. I have emailed Bud myself on numerous occasions and he has always responded within hours, even on a Saturday. His website has provided a wealth of info on the DC that is currently after me, and by following his advice to the letter, the results have so far been exactly like Bud said they would be.
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#23 Consumer Comment

Shut them down Tammy

AUTHOR: Patricia - (U.S.A.)

All I can say to Tammy is "You go girl". They don't want none of you.
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#24 Consumer Comment

Watch what you say Frank!

AUTHOR: Tammy - (U.S.A.)

I am just a person who knows alot about the law and what scum collection agencies do. BRING IT ON FRANK AND TRY TO TALK CIRCLES AROUND ME AND I GUARANTEE I CAN RUN CIRCLES AROUND YOU! All third party collection agencies have scripts that they go by and don't know what to do when you through them off guard. Debt collectors that lie, cheat and threaten must feel real good about themselves and able to sleep at night. So Frank, if you want to talk the talk, then walk the walk and keep doing your pond scum collecting tactics. Because in the end, all collection agencies will get what they deserve!
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#25 Consumer Comment

It's plain to see . . .

AUTHOR: Timothy - (U.S.A.)

You want to know the truth about Bud Hibbs? Just take a look at his website. It's fairly evident that the man is on a personal vendetta against several collection agencies. He posits his rants under the guise of advice but, unfortunately, his advice is not quite sound.



He lacks an understanding of the law and, as such, should not be advising people on essentially legal matters. And, given that his advice is peppered with derogatory comments about certain debt collectors, I wouldn't advise anybody to act on it.



But which is worse? A man with a gripe who thinks he is helping people, or a scumbag debt collector who harrasses people without regard to the law or the validity of debts, who passes judgment on people in financial distress?



I submit that the latter is the greater evil. Frank's rants are nothing more than "the pot calling the kettle black." Except in this case, the pot is much blacker than the kettle.
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#26 UPDATE EX-employee responds

TAMMY- ARE YOU A DEBTOR?

AUTHOR: Frank - (U.S.A.)

HELLO AGAIN, *****FOR THOSE OF YOU THAT WISH TO READ MORE ABOUT BUD HIBBS- PLEASE SELECT THE SEARCH OPTION ON RIPOFF REPORT AND TYPE GIOVE LAW- YOU'LL SEE GIOVE/ BUD HIBBS- PLEASE FEEL FREE TO READ MY FOLLOW UP ON BUD HIBBS- BY THE WAY TAMMY, TALK OFF SCRIPTS ARE FOR THOSE WHO MAKE 10 BUCKS AN HOUR, FOR SOMEONE LIKE ME,YOURE PAID TO THINK ON YOUR OWN. I COULD TALK CIRCLES AROUND YOU BEFORE YOU EVEN SLUR YOUR NAME, YOU HAVE NO IDEA WHAT YOU'RE TALKING ABOUT- DONT JUMP IN THE BAND WAGON UNLESS YOU ACTUALLY HAVE NEW INFORMATION- UNTIL THEN, WAIT BY YOUR PHONE FOR BILL COLLECTORS TO CALL
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#27 Consumer Comment

Leave it to a debt collector

AUTHOR: Tammy - (U.S.A.)

Hey Mote! Leave it to a debt collector to defend collection practices. All collection agencies do is harrass and threaten and violate the law. I know that when a collection agency calls and start their speel about how much you owe and this is the way its going to be, they don't know what to do when you start questioning their licensure and if they are legal to collect in the state the person lives in, they start getting defensive and transfer you to someone else. They all go by a script and when you through them a curve, they don't know what to do because it isn't in their little collection manual. If you notice on ripoff report, you can tell the ones who are hired to defend the fraudulant companies.
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#28 REBUTTAL Individual responds

WHY NOT PAY YOUR BILLS???

AUTHOR: Mote - (U.S.A.)

I am a bill collector at an agency in atlanta , ga i stumbled onto this site from a search for bud hibbs who is well known throughout the collection field and i can speak from personnel experience that they are some bill collectors that are scum that do lie that do cheat and steal and that i would say the majority of these people are a pain to deal with but at the same time the people i have to deal with to do my job are also scum who lie cheat and steal so in this business where u have crooks on both side of the fence i would say its in everybodies best intrest just to pay there bills or not use credit or credit cards and not to rely on budd hibbs or anyone else for that matter becasue its a good chance they are just lying to you
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#29 Consumer Comment

Curious, googled middlesex county

AUTHOR: Bob - (U.S.A.)

Hey Frank,



I googled middlesex county and found none in Maine. What state were you sued in? i didn't think you could be sued in a state you don't live in but i could be very wrong because i'm not a lawyer.



another thing that is strange is that, lenahan is not suposed to be contacting people in maine, seems to me they violated the judges orders. what was the date the law suit was filed? it seems to me you can still take legal action against them if they violated the judges orders.



i'm curious to kinow the answers to these questions because they are coming after me too.
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#30 Consumer Comment

Full o' crapThere is no point outside of character assassination

AUTHOR: Timothy - (U.S.A.)

There is no point outside of character assassination. This reporter is so full of feces that I had to empty a whole can of Glade.



He goes by three or four different names, none of which are his own (yes, we can tell when one person is writing under multiple names). That alone should arouse some skepticism.



Then, when he admits to being from upstate New York, he excuses his California tagline by saying that he forgot to change the state. Why was the state set to California in the first place? And why in the first report did he say he was from Maine? And why in ensuing updates does it still say California? He can't even keep his b.s. story straight in text form!



Then, in the same paragraph, he tries to tell us that WE don't understand that Bud-Dodge means that his name is "Bud Dodge," not that he's "Bud from Dodge." God, how embarassing to know that I've been calling myself "Timothy Valparaiso" all these years!



Maybe if the report seemed legitimate on its face I could look past all of those flubs. But the report is just odd. It mischaracterizes the statement at issue and assigns ultimate responsibility to the legal advice of a random website operator. What kind of person who is smart enough to spell the word "subpoena" is stupid enough to ignore a court notice on the unqualified advice of an amateurish web page?



The assignment of culpability and the ensuing, highly motivated effort to discredit Bud Hibbs simply doesn't have the ring of logic, or even reasonable behavior to it. Even if you do come across "These People Won't Sue You" on a website, doesn't even a modest amount of common sense counsel against absolute reliance?



And the website didn't even say that - it said "they can't legally sue you." But they did sue you! At that point, wouldn't you think that maybe the advice wasn't entirely correct or didn't mean quite what you thought it meant? Were you just going to sit back and hope that someone at the courthouse was a Bud Hibbs reader too? Were you going to wait until after the fact, and tell the sheriff who comes to seize your property that Lenahan couldn't legally sue you? In short, what in god's name made you think this was a good idea?



I just don't buy it. But if the story is true, then maybe you learned a few VERY important lessons: 1) not everything on the internet is true; 2) NEVER ignore court notices, unless you plan on forfeitting your right to defend yourself; 3) if you want legal advice, find a lawyer.
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#31 Consumer Comment

So where is the ripoff?

AUTHOR: Carl - (U.S.A.)

I don't get it. Someone is negligently or intentionally mispresenting information from the Bud Hibbs website and ending ignoring a lawsuit. Explain to me again how Bud Hibbs ripped you off? You didn't act on any of his advice, so what is the point of all this besides character assasination?
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#32 Consumer Comment

consumer advocate? ..he seems to be his own best hype man!

AUTHOR: Bud - (U.S.A.)

does someone really consume when they are so far in debt that law offices are calling them....they are not consuming anything, and i know bad things happen to good people but what about all the bad people doing bad things out there...



stats prove that most default credit cards, default with in the first 90 days...



i have read mr.hibbs book and his website, his book talks of nothing at all but what you should do and not how to do it or what to do once you have done it...he seems to be his own best hype man! his website is so funny...ive never seen someone so obsessed with one company as he is...that makes you think if he has a grudge or something against them....and his list of collection agencies he says not to pay or beware of is so long ...is there one you should pay LOL in closing i will give mr.hibbs credit on one thing i agree with him...and there really is ONLY one thing!



They should teach credit and credit managing in high school...a required course. But the rest of what he says sounds like a man trying to make a buck on a soap box selling snake oil....but its all in the opinion.
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#33 REBUTTAL Individual responds

Bud Hibbs Replies...

AUTHOR: Bud - (U.S.A.)

Frank:



Your posting has all the appearances of a debt collector from the Lenahan/Giove/Collins operations from Buffalo, NY.



Here is what is wrong with your statements:



1) NONE of these entities has ever filed a single FDCPA debt collection lawsuit anywhere in the country. My organization is a part of a national consumer law group who monitors these type cases (www.pacer.com). We invite you to send the court and docket number for verification.



2) Your assertions are absurd, but mirror exactly what a Lenahan employee site about me, stated about two years ago. A court order pulled that site down, or have you forgotten? None of what you claim is true, that fact has been stated many times on my and other sites.



3) Had you truly been sued by these con men, why did you not contact me? I receive about two dozen emails daily concerning Lenahan and their associated entities and personally reply to all of them. Had they REALLY sued you, I could have easily put you in contact with a local consumer law professional where the suit would have easily been challenged and likely dismissed.

You could have also filed a counter-claim and possibly have had all your legal fees paid by them and even made money at their expens. Lenahan and related entites currently have hundreds of thousands of dollars in documented default judgments against them for debt collection abuse.You could have easily added to that total because they NEVER show up to defend them. It is a well known fact among consumer attorneys that their claims are bogus and can never be proven in a legal forum, hence all the defaults they take..



4) Is your REAl problem because this past weekend my site: www.budhibbs.com and the site regarding your employer:

www.lenahanlawofficeexposed.com was updated with information stating that your employer's legal problems are mounting and that new litigation has been filed against them. Is that fact costing you comissions from hundreds of consumers who will NOT being ripped off by your illegal collection practices??



When I want attention Frank, all I need to do is book a talk radio show, which nets me hundreds of calls and emails. Fortunately, my plate is full and the people on my staff are very busy handling the onslaught of request from consumers for assistance. I think you are the one with a problem and it is called credibility. Your story is full of holes and contradictions because it is likely all lies. Anyone reading what I wrote about your employer is quick to realize that the fraud they are perpetrating is nothing more than extortion. Daniel Lenahan has told me personally that he never has, nor never will file a FDCPA debt collection lawsuit.We know now that he and his daughter Danielle, are completely incapale of ever undersanding the complexities of the FDCPA, nor are they any match for REAL lawyers in this arena. That's a fact Frank!



Your fellow collectors continue to call and lie and threaten consumers with court actions that NEVER take place. Witness that a New Mexico judge recently awarded a victim $83,000 in punitive damages and a Texas court is going to hear Racketeering charges against the Lenahan's, while the State of Maine recently banned them from all collection activities. Also, according to our records, you are the FIRST person EVER to be sued by these con men, WHAT a revelation!!



If you did indeed lose a $5,000 judgment to Lenahan and did nothing about it, you are either naive as hell or dumber than dumb. Which makes us wonder why you were NOT vocal when you were served? Why did we not hear from you? My website gets MILLIONS of hits every month, how come you fond RipOff Report now, but not me back then? We certainly are not hiding from you Frank, I can attest that we get thousands of emails concerning Lenahan and entities and respond to ALL of them daily.



Put your court case where your mouth is, there is still defensive actions that can be taken in your favor. If we do not hear from you, we can only assume that what we are doing has worked and another debt collector is NOT being paid his extortion comissions.Thanks for allowing this forum to alert more consumers to that cause.



I can always be reached via my website Frank, or you an post a reply right here at the Ripoff Report site. We are waiting on you Frank!
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#34 Consumer Comment

wow your bright! but i understand these forums can be tough

AUTHOR: Bud - (U.S.A.)

yes i am from upstate new york (sorry forgot to change the state) but if you took the time to read correctly it says my name is BUD-DODGE from CA ....not from DODGE, CA...but i understand these forums can be tough....and as far as what i stated they are all facts,



bud has changed his name at least three times, and bud has had more law suits filed against him from credit providers then the average person .....



my question is if bud is so good at credit, and cleaning it up...why has'nt he done it to his own..????? kind of strange?? all i am saying is there is always two sides to every story...



and buds great website only tells the one side, and not the whole truth...



but if your in to believing things on the web that easily, there is a website that also says the earth is flat....happy sailing!
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#35 Consumer Comment

DO I BELIEVE A CONSUMER ADVOCATE WITH PROOF OF WRONGDOING?

AUTHOR: Sherri - (U.S.A.)

Or do I believe "Bud from Dodge" and his unproven, unsubstantiated babble? Oh, "Bud " from "Dodge, CA" (can't seem to find a town by that name)..we call it "DUI" here, not "DWI", so that tells me it is highly unlikely you are from here. Massachusetts or upstate New York perhaps?



Proof please...
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#36 Consumer Comment

Budd Hibbs didn't rip you off.

AUTHOR: Carl - (U.S.A.)

I don't know much about Budd Hibbs or criticisms of the Lenahan Law Office. However, his website said that can't legally sue anybody. That's a lot different that your claim that you went "ON TO HIS WEBSITE AND IT STATES IN BOLD PRINT THEY DONT SUE ANYBODY" If they can't "legally" sue, you still must defend against the lawsuit.



Budd Hibbs didn't tell you to ignore a lawsuit. You have nobody to blame but youself for ignoring the lawsuit. By the way, did you file a motion to set aside the default so you could defend on the merits of the case?
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