I recieved a message from a Ms. Taylor with LHR Inc. stating that a file attached to my name and social security number had come across her desk and that if I didn't return her call in the next 24 hours she would have to make an "unfavorable" judgement in my case. Having no clue what she was referring to, I called back to try to get some information, thinking they must have me confused with someone else of the same name. She told me that I had a debt of $2,000 owed to Jennifer Banks. I told her that was impossible and she was mistaken, and she then told me it may better be known as Bank of Deleware. I told her sorry she must have the wrong person as I do not have any outstanding debts and just bought a home and therefore am aware of what is on my credit report. She said it was possible that I might be the wrong person and asked to verify my social security number, but I told her I didn't feel comfortable giving her that information over the phone and began to question who she was and what her company was and what they did. At this point she became very angry with me and told me to "not worry about it" and ended the conversation by yelling into the phone that they would "just sue me" and hung up on me. Even though I was positive the debt was not mine, I put a fraud alert on my credit report by calling Equifax and requested a copy of my report just to check, unfortunately I haven't recieved that in the mail yet. I also filed complaints with the Better Business Bureau and the FTC. I am very concerned that this is a scam to get people's social security numbers or to scare people into paying debts they don't really owe. This is very alarming and disturbing! I hope someone will investigate LHR as soon as possible!
Gastonia, North Carolina