• Report: #447980

Complaint Review: LHR Inc

  • Submitted: Fri, May 01, 2009
  • Updated: Mon, May 11, 2009

  • Reported By:New York New York
LHR Inc
Hamburg, New York U.S.A.

LHR Inc ,LHR trying to collect my father's debt and telling me I must have him arrested ! Hamburg New York

*Consumer Comment: LHR BEWARE OF PA.

*Consumer Suggestion: Insider

*Consumer Suggestion: Insider

*Consumer Suggestion: Insider

*Consumer Suggestion: Insider

*UPDATE Employee: Do some research rather then assume you know

*UPDATE Employee: Do some research rather then assume you know

*UPDATE Employee: Do some research rather then assume you know

*UPDATE Employee: Do some research rather then assume you know

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Dennis Murphy from LHR, Inc contacted me about a First Equity credit card debt taken out in my company's name that was in collection. Since this was news to me I returned his call. It turns out that my father defaulted on this credit card that he opened in his name, with his personal information. LHR claims since it was in "my company's name" name I am responsible which I happen to know is not true - I have cards in my company's name and this is a personal card. You can put anything you want on a personal secured card and it is has no legal implication. LHR screamed, shouted and told me I must have my father arrested for fraud, have the DA confiscate his property, sell his property, and pay them - etc. Except it is all false and untrue. They have a right to collect this debt - just not from me. They are in clear violation of the Fair Trade act since I am legally a third party and have told them not to call me.

I have now filed a complaint with the FTC, NY General Attorney, BBB. I have sent them the required certified letter to cease contacting me (they continue). They can of course go to a court of law, which my attorney was still laughing about, since I am not connected to the debt. If you owe money, I feel sorry for you. If you are innocent as I am - fight back

Travis
New York, New York
U.S.A.

This report was posted on Ripoff Report on 05/01/2009 07:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/LHR-Inc/Hamburg-New-York/LHR-Inc-LHR-trying-to-collect-my-fathers-debt-and-telling-me-I-must-have-him-arrested--447980. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 9Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

LHR BEWARE OF PA.

AUTHOR: Jake - (U.S.A.)

LHR ..IT IS A SHAME WHAT YOU DO WHEN YOU CALL PEOPLE. I LIVE IN PA. IF YOU CALL MY EMPLOYER OR ME AT WORK, THEATEN ANYONE IN PA. YOUR GOING DOWN . !!!!! YOU SHOULD BE BANNED.
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#2 Consumer Suggestion

Insider

AUTHOR: Robert - (U.S.A.)

Perhaps you should educate yourself about NY State General Business Law Article 29-H.

The author of this report should read this GBL as well and then contact his county DA office.
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#3 Consumer Suggestion

Insider

AUTHOR: Robert - (U.S.A.)

Perhaps you should educate yourself about NY State General Business Law Article 29-H.

The author of this report should read this GBL as well and then contact his county DA office.
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#4 Consumer Suggestion

Insider

AUTHOR: Robert - (U.S.A.)

Perhaps you should educate yourself about NY State General Business Law Article 29-H.

The author of this report should read this GBL as well and then contact his county DA office.
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#5 Consumer Suggestion

Insider

AUTHOR: Robert - (U.S.A.)

Perhaps you should educate yourself about NY State General Business Law Article 29-H.

The author of this report should read this GBL as well and then contact his county DA office.
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#6 UPDATE Employee

Do some research rather then assume you know

AUTHOR: Anonymous - (U.S.A.)

Travis,

I hate to break it to you but you are not correct in your assumptions. Had you took some some time and did some research before posting this you would already know that you were incorrect. Why don't you go take a look at www.firstequitycard.com and see how their contracts really work. First Equity does not offer personal credit cards, they offer business credit cards with a personal guarenteur.
Both the business and the individual are liable towards the debt with these cards. This isn't a card that you can just go apply for on your own. They send out solicitations for the card via the mail to various businesses with addresses registered with the secretary of state corporate listings.

On the application it states that you are only to open the card if you are an authorized agent, officer, or owner of the company. If you open the card without authorization then you are guilty of fraud.

Since you are stating that he opened this card without your authorization under your company then what he has done is commit fraud. It's not our fault or first equity's fault that you don't see it this way but legally it's the truth. Also FYI per the cardmember agreement any charges on these cards are soley meant for business expenses and should be within the general ledger of your business, personal expenses would be fraud as well. Travis, do yourself a favor and next time you are going to attack a company or try to debate something back yourself up with some research first.
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#7 UPDATE Employee

Do some research rather then assume you know

AUTHOR: Anonymous - (U.S.A.)

Travis,

I hate to break it to you but you are not correct in your assumptions. Had you took some some time and did some research before posting this you would already know that you were incorrect. Why don't you go take a look at www.firstequitycard.com and see how their contracts really work. First Equity does not offer personal credit cards, they offer business credit cards with a personal guarenteur.
Both the business and the individual are liable towards the debt with these cards. This isn't a card that you can just go apply for on your own. They send out solicitations for the card via the mail to various businesses with addresses registered with the secretary of state corporate listings.

On the application it states that you are only to open the card if you are an authorized agent, officer, or owner of the company. If you open the card without authorization then you are guilty of fraud.

Since you are stating that he opened this card without your authorization under your company then what he has done is commit fraud. It's not our fault or first equity's fault that you don't see it this way but legally it's the truth. Also FYI per the cardmember agreement any charges on these cards are soley meant for business expenses and should be within the general ledger of your business, personal expenses would be fraud as well. Travis, do yourself a favor and next time you are going to attack a company or try to debate something back yourself up with some research first.
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#8 UPDATE Employee

Do some research rather then assume you know

AUTHOR: Anonymous - (U.S.A.)

Travis,

I hate to break it to you but you are not correct in your assumptions. Had you took some some time and did some research before posting this you would already know that you were incorrect. Why don't you go take a look at www.firstequitycard.com and see how their contracts really work. First Equity does not offer personal credit cards, they offer business credit cards with a personal guarenteur.
Both the business and the individual are liable towards the debt with these cards. This isn't a card that you can just go apply for on your own. They send out solicitations for the card via the mail to various businesses with addresses registered with the secretary of state corporate listings.

On the application it states that you are only to open the card if you are an authorized agent, officer, or owner of the company. If you open the card without authorization then you are guilty of fraud.

Since you are stating that he opened this card without your authorization under your company then what he has done is commit fraud. It's not our fault or first equity's fault that you don't see it this way but legally it's the truth. Also FYI per the cardmember agreement any charges on these cards are soley meant for business expenses and should be within the general ledger of your business, personal expenses would be fraud as well. Travis, do yourself a favor and next time you are going to attack a company or try to debate something back yourself up with some research first.
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#9 UPDATE Employee

Do some research rather then assume you know

AUTHOR: Anonymous - (U.S.A.)

Travis,

I hate to break it to you but you are not correct in your assumptions. Had you took some some time and did some research before posting this you would already know that you were incorrect. Why don't you go take a look at www.firstequitycard.com and see how their contracts really work. First Equity does not offer personal credit cards, they offer business credit cards with a personal guarenteur.
Both the business and the individual are liable towards the debt with these cards. This isn't a card that you can just go apply for on your own. They send out solicitations for the card via the mail to various businesses with addresses registered with the secretary of state corporate listings.

On the application it states that you are only to open the card if you are an authorized agent, officer, or owner of the company. If you open the card without authorization then you are guilty of fraud.

Since you are stating that he opened this card without your authorization under your company then what he has done is commit fraud. It's not our fault or first equity's fault that you don't see it this way but legally it's the truth. Also FYI per the cardmember agreement any charges on these cards are soley meant for business expenses and should be within the general ledger of your business, personal expenses would be fraud as well. Travis, do yourself a favor and next time you are going to attack a company or try to debate something back yourself up with some research first.
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