Complaint Review: LHR - S & P Capital Investment - Hamburg New York
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- LHR - S & P Capital Investment 56 Main St Hamburg, New York U.S.A.
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- Category: Collection Agency's
LHR - S & P Capital Investment RIPOFF, False information, reages old, settled accounts, sell back and forth to each other Hamburg New York
*Consumer Comment: S&P Capital Investments is NO Longer in business
*Consumer Comment: S&P Capital Investments is NO Longer in business
*Consumer Comment: S&P Capital Investments is NO Longer in business
*Consumer Comment: S&P Capital Investments is NO Longer in business
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My husband and I are involved in what seems like a never ending battle over a vehicle that was repoed. The account was settled with the Original Creditor. The original creditor is no longer in existence. The original debt was from 94-95 time frame.
A rep from LHR calls me and threatens to put my husband behind bars. I freaked out. I went to an attorney about all of the problems I had with the harrassing phone calls, the threats and all of the false info. The attorney sent out a letter seeking validation of debt...as a back up for the one I sent out. LHR never responded to either request.
On the letters I received from LHR, the origianl creditor was stated as S & P Capital Investment...yet another false piece of info.
Well, we have been keeping an eye on my husband's credit report as a precaution in case LHR tried to report to the Bureaus...that never happened. Instead, S & P Capital Investment reports this month. According to S & P, the original creditor was FAF Auto...WRONG...not the original creditor...not even close. S & P also stated that this account went into collections April 2005. They have also tacked on an additional 1300$ to the "debt owed".
Needless to say, I am going back to the Attorney's office to do the whole Validation request...once again. This time, I am also going to get in touch with the State Attorney General's office and file a complaint and a possible law suit. How can TWO different Debt Collection offices be collecting on the same darn debt???????
It amazes me as to how good my husband's credit is and there is nothing on it in regards to this "debt", yet these two different companies, LHR in NY and S & P Capital IN TX, are trying to collect on the same debt.
Erica
Fort Stewart, Georgia
U.S.A.
This report was posted on Ripoff Report on 05/22/2005 01:13 PM and is a permanent record located here: https://www.ripoffreport.com/reports/lhr-s-p-capital-investment/hamburg-new-york-14075/lhr-s-p-capital-investment-ripoff-false-information-reages-old-settled-accounts-se-143635. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 Consumer Comment
S&P Capital Investments is NO Longer in business
AUTHOR: Gary - (U.S.A.)
SUBMITTED: Wednesday, May 07, 2008
Through checking my own credit report and reading information regarding others that have had interactions with S&P Capital Investments, I have reached out to the credit agencies to determine what the company is all about. As most of you know, it is easy for creditors to file complaints against your credit, but it is very hard to even get someone representing the credit agencies on the phone to discuss disputes. This company known as S&P Capital Investments has the following contact information:
S&P Capital Investments (A Collections Agency)
1601 Airport Fwy
Euless, TX , 76040-4020
Phone: 817-358-6886
Website: www.spcapitalinv.com
Or
S&P Capital Investments (Same Company as above)
212 W Ellison St
Burleson, TX 76028
Phone: (817) 426-6811
The above listed information is the exact same as what Equifax, trans Union, etc. have on their system. It should also be the exact same information as is listed on your credit report. Through being determined to find out more about them, I finally found someone at Trans Union that would take my call. This is after I called my State's Attorney General and the FDIC. S&P Capital Investments use to be a collection company. It seems that they purchased a lot of old collections debts and the last known activity from them that I have found was in 2003. The person at Trans Union actually had on file that in late 2003, they filed a dissolution (Going out of Business) report with all three credit agencies. This can be confirmed by simply calling the number listed with them, or logging on to their website. As of today, they no longer exist.
The only active companies out there with similar names are in completely unrelated fields/industries than collections. The person at Trans Union told me that all consumers have to do is dispute the ding on their credit and it would go away, because the company NO LONGER EXISTS. I hope this helps clarify that if you see S&P Capital Investments, they are a company that is no longer in business and has not been active in 5+ years.
Take Care,
Gary
#3 Consumer Comment
S&P Capital Investments is NO Longer in business
AUTHOR: Gary - (U.S.A.)
SUBMITTED: Wednesday, May 07, 2008
Through checking my own credit report and reading information regarding others that have had interactions with S&P Capital Investments, I have reached out to the credit agencies to determine what the company is all about. As most of you know, it is easy for creditors to file complaints against your credit, but it is very hard to even get someone representing the credit agencies on the phone to discuss disputes. This company known as S&P Capital Investments has the following contact information:
S&P Capital Investments (A Collections Agency)
1601 Airport Fwy
Euless, TX , 76040-4020
Phone: 817-358-6886
Website: www.spcapitalinv.com
Or
S&P Capital Investments (Same Company as above)
212 W Ellison St
Burleson, TX 76028
Phone: (817) 426-6811
The above listed information is the exact same as what Equifax, trans Union, etc. have on their system. It should also be the exact same information as is listed on your credit report. Through being determined to find out more about them, I finally found someone at Trans Union that would take my call. This is after I called my State's Attorney General and the FDIC. S&P Capital Investments use to be a collection company. It seems that they purchased a lot of old collections debts and the last known activity from them that I have found was in 2003. The person at Trans Union actually had on file that in late 2003, they filed a dissolution (Going out of Business) report with all three credit agencies. This can be confirmed by simply calling the number listed with them, or logging on to their website. As of today, they no longer exist.
The only active companies out there with similar names are in completely unrelated fields/industries than collections. The person at Trans Union told me that all consumers have to do is dispute the ding on their credit and it would go away, because the company NO LONGER EXISTS. I hope this helps clarify that if you see S&P Capital Investments, they are a company that is no longer in business and has not been active in 5+ years.
Take Care,
Gary
#2 Consumer Comment
S&P Capital Investments is NO Longer in business
AUTHOR: Gary - (U.S.A.)
SUBMITTED: Wednesday, May 07, 2008
Through checking my own credit report and reading information regarding others that have had interactions with S&P Capital Investments, I have reached out to the credit agencies to determine what the company is all about. As most of you know, it is easy for creditors to file complaints against your credit, but it is very hard to even get someone representing the credit agencies on the phone to discuss disputes. This company known as S&P Capital Investments has the following contact information:
S&P Capital Investments (A Collections Agency)
1601 Airport Fwy
Euless, TX , 76040-4020
Phone: 817-358-6886
Website: www.spcapitalinv.com
Or
S&P Capital Investments (Same Company as above)
212 W Ellison St
Burleson, TX 76028
Phone: (817) 426-6811
The above listed information is the exact same as what Equifax, trans Union, etc. have on their system. It should also be the exact same information as is listed on your credit report. Through being determined to find out more about them, I finally found someone at Trans Union that would take my call. This is after I called my State's Attorney General and the FDIC. S&P Capital Investments use to be a collection company. It seems that they purchased a lot of old collections debts and the last known activity from them that I have found was in 2003. The person at Trans Union actually had on file that in late 2003, they filed a dissolution (Going out of Business) report with all three credit agencies. This can be confirmed by simply calling the number listed with them, or logging on to their website. As of today, they no longer exist.
The only active companies out there with similar names are in completely unrelated fields/industries than collections. The person at Trans Union told me that all consumers have to do is dispute the ding on their credit and it would go away, because the company NO LONGER EXISTS. I hope this helps clarify that if you see S&P Capital Investments, they are a company that is no longer in business and has not been active in 5+ years.
Take Care,
Gary
#1 Consumer Comment
S&P Capital Investments is NO Longer in business
AUTHOR: Gary - (U.S.A.)
SUBMITTED: Wednesday, May 07, 2008
Through checking my own credit report and reading information regarding others that have had interactions with S&P Capital Investments, I have reached out to the credit agencies to determine what the company is all about. As most of you know, it is easy for creditors to file complaints against your credit, but it is very hard to even get someone representing the credit agencies on the phone to discuss disputes. This company known as S&P Capital Investments has the following contact information:
S&P Capital Investments (A Collections Agency)
1601 Airport Fwy
Euless, TX , 76040-4020
Phone: 817-358-6886
Website: www.spcapitalinv.com
Or
S&P Capital Investments (Same Company as above)
212 W Ellison St
Burleson, TX 76028
Phone: (817) 426-6811
The above listed information is the exact same as what Equifax, trans Union, etc. have on their system. It should also be the exact same information as is listed on your credit report. Through being determined to find out more about them, I finally found someone at Trans Union that would take my call. This is after I called my State's Attorney General and the FDIC. S&P Capital Investments use to be a collection company. It seems that they purchased a lot of old collections debts and the last known activity from them that I have found was in 2003. The person at Trans Union actually had on file that in late 2003, they filed a dissolution (Going out of Business) report with all three credit agencies. This can be confirmed by simply calling the number listed with them, or logging on to their website. As of today, they no longer exist.
The only active companies out there with similar names are in completely unrelated fields/industries than collections. The person at Trans Union told me that all consumers have to do is dispute the ding on their credit and it would go away, because the company NO LONGER EXISTS. I hope this helps clarify that if you see S&P Capital Investments, they are a company that is no longer in business and has not been active in 5+ years.
Take Care,
Gary
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