- Report: #254740
Report - Rebuttal - Arbitrate
Complaint Review: LHR
LHR56 MAIN ST HAMBURG, New York U.S.A.
LHR This Company is Trying To Scam Me! Fight It Don't Let it Happen to you! ripoff HAMBURG New York
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I took the advice of many and disputed items on my credit and cleared up many out dated and paid accounts off of my credit. I had a loan from a company called Beneficial and the original Loan amount was approx 1000.00. As many of you may or may not know Beneficial was sued for Predatory lending, and over the years I paid this thousand dollars back three time over and finally stopped paying when the interest and fees pushed the balance back over a thousand once again.
The account was charged off after several attempts by me to satisfy the account. They added fees etc and brought it up to $2,200.00. I waited it out since it had ruined my credit for six years and was due to be removed in a few months. I anxiously awaited, and as soon as the seven years came up I had them removed. All of the CRA's happily took them off.
I got two secured credit cards and started rebuilding my credit. Then I went to get a car loan and was denied for having to high debt? I got a copy of my credit report and found a entry from a company named LHR INC, for $6,845.00. I was annoyed and frustrated, because no one would give me a credit card least of all a loan for that kind of money. Even though my credit was bad I did not have any student loans or hospital bills etc.
After some research I found out that this company that I have NEVER done business with obtained my debt from Beneficial TRIPLED it and placed it back on my credit report as NEW debt. WTF!
I immediately contacted the CRA's and had them removed from two of my reports and I am still stubbornly fighting them with Trans Union.
Word to the wise fight these types of practices!
This report was posted on Ripoff Report on 06/15/2007 12:43 PM and is a permanent record located here: http://www.ripoffreport.com/r/LHR/HAMBURG-New-York-14075/LHR-This-Company-is-Trying-To-Scam-Me-Fight-It-Dont-Let-it-Happen-to-you-ripoff-HAMBURG-254740. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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