- Report: #330597
Report - Rebuttal - Arbitrate
Complaint Review: Larry Baylies / Synergy Capital Mortgage Corp.
Larry Baylies / Synergy Capital Mortgage Corp.27131 Calle Arroyo #1703 Sab Juan Capistrano, California U.S.A.
Larry Baylies / Synergy Capital Mortgage Corp./Wachovia Bank Synergy Capital - the actual final loan is not even closed what they promised!!! Sab Juan Capistrano California
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> The bank is offering two programs to you both are great!
> Which would you like, see below and let me know if you have any >questions.
> Personally I think the 1st program is the best savings, lowest margins:
> a. 3.7 fixed with a margin of 3.1. This means her payment the first year is
> 2092, 2nd year is 2894.00, 3rd year, is 3111.00, 4th is 3345.00, 5th is
> b. 5.25 fixed payment 3230.00
Since I plan to sell my house in the next three years, I pick #a. Guess what?? My monthly payment is $4400 if I want to pay off $350 principle. Plus, I have a three years pre-pay penalty. And guess what??? Wachovia is the lender!!! It's my fault that I didn't do my homework and do a little research on Wachovia. My advice is: don't believe those brokers. They are worse than used car salesmen.
This report was posted on Ripoff Report on 05/05/2008 10:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/Larry-Baylies-Synergy-Capital-Mortgage-Corp/Sab-Juan-Capistrano-California-92675/Larry-Baylies-Synergy-Capital-Mortgage-CorpWachovia-Bank-Synergy-Capital-the-actual-330597. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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