• Report: #300964

Complaint Review: Last Chance Cash Advance / Trifecta Id Theft Protection

  • Submitted: Thu, January 17, 2008
  • Updated: Thu, January 17, 2008

  • Reported By:houston Texas
Last Chance Cash Advance / Trifecta Id Theft Protection
USA Nationwide U.S.A.

Last Chance Cash Advance / Trifecta Id Theft Protection Last Chance Cash Advance Cheat & Trick You into their Trifecta Id Theft Protection program WITHOUT ever telling Www.IDPROSUP.com www.IDPROSUP.com Internet

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I applied for a Payday loan via Last Chance Cash Advance for some reason I didnt qualify & was turned down. About a month I notice a charge for $31.98 not to mention this account was a secondary account so there was only about $20 in it. So when this charge hit the account my overdraft paid it but now I am out the $31.98 plus the $35.00 NSF charge! I was applying for a Payday loan but was automatically and without my consent, approval, authoration and definitly without my "Knowledge" enrolled in this Trifecta Id Theft Protection plan for a $31.98 a month. Heck if I hadnt seen this charge on my account I wouldnt even know I was enrolled. I spoke to several operators on-line to which I explained the situation but they all said they could not refund the money.

So I went to www.theftprotectsupport.comsupportterms.pdf where I found this interesting Refund Policy:

Fraud Resolution and Refunds

WE cooperate completely with all law enforcement agencies in the detection and prosecution of fraud, including the fraudulent purchase and/or use of OUR identity theft protection and recovery services. If YOU believe that the purchase of any product or service associated with this Website, including YOUR participation in the PROGRAM, was fraudulently charged to YOUR bank account, upon proof of the fraud, YOU may elect to either (1) terminate YOUR participation in the PROGRAM and receive a REFUND of $31.98, plus the amount of any overdraft or bank charge incurred in the fraudulent ransaction, OR (2) affirm the transaction and treat the fraud as an IDENTITY THEFT EVENT under the terms of the PROGRAM and process a claim for benefits under the PIIC Policy. To be eligible for this election of remedies, YOU must notify us of the fraud not later than ten (10) business days after YOU receive a statement or notice from YOUR bank indicating that YOUR bank account has been debited by US in the amount of $31.98.

Please note: . . . If YOU believe that the purchase of any product or service associated with this Website, including YOUR participation in the PROGRAM, was fraudulently charged to YOUR bank account, upon proof of the fraud, YOU may elect to either (1) terminate YOUR participation in the PROGRAM and receive a REFUND of $31.98, plus the amount of any overdraft or bank charge incurred

I am making this report as well as filing a report with The Attorney General, The BBB as well as The FCC. This is a total scam.

Zia
Houston Texas

Ziaros
houston, Texas
U.S.A.

This report was posted on Ripoff Report on 01/17/2008 12:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/Last-Chance-Cash-Advance-Trifecta-Id-Theft-Protection/nationwide/Last-Chance-Cash-Advance-Trifecta-Id-Theft-Protection-Last-Chance-Cash-Advance-Cheat-T-300964. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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