ED Magedson – Founder
Last Chance Cash AdvanceInternet United States of America
I was billed for $49.98 on Oct 18th. The company name was Liberty Discount Club. Right above the check/charge on my online bank statement was a reversal of the charge. I thought the company itself had reversed the charge. Turns out it was my bank that stopped the "check". Still, I called the company confused as to why there was a charge in the first place. I was told that they are affiliated with a Payday loan company. I had been searching for payday loans a few days prior to the charge. I was kinda perplexed that I seemed to be rerouted several times. One site to another. Anywho, I got tired and annoyed of the rerouting and gave up. So, again today, there was another one of these checks on my online bank statement. $19.99 UClip Coupons. I called the customer service number again. SAME person answers the phone. Same script. Affiliated with a Payday Advance company. So many that there is no record of WHICH payday loan company site is the culprit. I accepted the terms. No refund.
I never saw any terms. Yes, I saw different offers and I rejected them. Never went far enough to see terms. Why would I need a third party to assist me with offers I did not seek out on my own? I was looking to BORROW money not give it away. why have all these offers for people who did not ask for them? Mind you. I got tons of crappy emails from Payday loan companies, NEVER any confirmation or details about the services I enrolled in!!!
If all these people who are complaining are not reading, thereby accidentally joining, why not offer refunds? Just out of good customer service. Sounds like a deliberte trap. I actually happened on these other Rip-Off reports because I told the last rep that I was gonna find out what company is responsible for this.
Now I am terrified. Not knowing what they will charge me for next.
***UPDATE. Just checked my bank account online right as I was on the phone calling my bank for customer service. I guess I chewed out the rep I spoke to enough! The charge has been refunded-- without going to my bank! Apparantly, they CAN give refunds.
This report was posted on Ripoff Report on 10/27/2010 03:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Last-Chance-Cash-Advance/internet/Last-Chance-Cash-Advance-Liberty-Discount-Club-Unethical-Deceptive-Practices-Internet-655873. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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