- Report: #655873
Report - Rebuttal - Arbitrate
Complaint Review: Last Chance Cash Advance
Last Chance Cash AdvanceInternet United States of America
Last Chance Cash Advance Liberty Discount Club Unethical, Deceptive Practices, Internet
I was billed for $49.98 on Oct 18th. The company name was Liberty Discount Club. Right above the check/charge on my online bank statement was a reversal of the charge. I thought the company itself had reversed the charge. Turns out it was my bank that stopped the "check". Still, I called the company confused as to why there was a charge in the first place. I was told that they are affiliated with a Payday loan company. I had been searching for payday loans a few days prior to the charge. I was kinda perplexed that I seemed to be rerouted several times. One site to another. Anywho, I got tired and annoyed of the rerouting and gave up. So, again today, there was another one of these checks on my online bank statement. $19.99 UClip Coupons. I called the customer service number again. SAME person answers the phone. Same script. Affiliated with a Payday Advance company. So many that there is no record of WHICH payday loan company site is the culprit. I accepted the terms. No refund.
I never saw any terms. Yes, I saw different offers and I rejected them. Never went far enough to see terms. Why would I need a third party to assist me with offers I did not seek out on my own? I was looking to BORROW money not give it away. why have all these offers for people who did not ask for them? Mind you. I got tons of crappy emails from Payday loan companies, NEVER any confirmation or details about the services I enrolled in!!!
If all these people who are complaining are not reading, thereby accidentally joining, why not offer refunds? Just out of good customer service. Sounds like a deliberte trap. I actually happened on these other Rip-Off reports because I told the last rep that I was gonna find out what company is responsible for this.
Now I am terrified. Not knowing what they will charge me for next.
***UPDATE. Just checked my bank account online right as I was on the phone calling my bank for customer service. I guess I chewed out the rep I spoke to enough! The charge has been refunded-- without going to my bank! Apparantly, they CAN give refunds.
This report was posted on Ripoff Report on 10/27/2010 03:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Last-Chance-Cash-Advance/internet/Last-Chance-Cash-Advance-Liberty-Discount-Club-Unethical-Deceptive-Practices-Internet-655873. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.