• Report: #139263

Complaint Review: Law Office Of Frederick J. Hanna & Associates - Unifund

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  • Submitted: Mon, April 18, 2005
  • Updated: Tue, March 01, 2011

  • Reported By:Jonesboro Georgia
Law Office Of Frederick J. Hanna & Associates - Unifund
1655 Enterprise Way Marietta, Georgia U.S.A.

Law Office Of Frederick J. Hanna & Associates Fred Hanna & Associates Georgia's poster child racketeer collection attorneys intimidate people into signing consent agreements and paying old debts that they may not owe on behalf of Unifund Marietta Georgia

*Consumer Comment: Sample validation/ do-not-call letter vs. Hanna

*Consumer Comment: Info. vs. Hanna

*Consumer Comment: This is one of the WORST third party collection agencies

*Consumer Comment: Incriminating article on Hanna straight from March 17th edition of Atlanta Journal Constitution

*Consumer Suggestion: Stop Collection Attorney's Dead In Their Tracks

*Consumer Suggestion: MORE ON THIS COMPANYhttp://www.ripoffreport.com/searchresults.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=frederick+j.+hanna--

*Consumer Comment: I am dealing with them too

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Fred Hanna and his goons are one of the worst in the collection attorneys. They use the courts to intimidate people into signing consent agreements and paying old debts that they may not owe on behalf of Unifund. Unifund is notorious for tinkering with people's credit reports.

There have been a lot of class action lawsuits against Unifund regarding their collection practices. Hanna & Unifund love to use the court system to intimidate you into signing a consent agreement agreeing to pay a debt that you may not owe or an old debt where they are charging you unfair interest.

Unifund does not send demand letters so that you can respond via certified mail and dispute their claim as they are suppose to do under the FDCPA a federal law. The letters they file with the courts a bogus and the consumer never received them. They print the letters up before they have their attorneys go and file a lawsuit. Most of the time the credit report is the basis of their lawsuit.

They are in collaboration with the original creditor so they will tinker with your credit report and any thing else to extort money out of consumer whether it is legal or not. Challenge everything you receive from Fred Hanna and Unifund. Don't give in to them and let them use the courts to intimidate you. If they file a lawsuit against you file an answer and make them go to trial and prove their case before a judge. They love to take advantage of people who can not afford to fight their lawsuit. They also love to go after consumers for trivial amounts so that attorneys will not help you fight their lawsuit.

File an answer and make them prove their case. Don't let them call you or send any correspondence to get you to back down stand your ground because they will tell you anything to get you to pay. Sometimes when you challenge them you are able to get them to back down. If you have unfair dealings with Hanna and/or Unifund please write to the Federal Trade Commission, Your local consumer protection agencies, your local bar association, your attorney general's office, and your state supreme court.

The more people that complain here they will do something about them and hopefully put Hanna and his buddies at Unifund out of business and/or in jail.

It is also better to file complaints in writing because you can also send them copies of documents that can be used against them so please send your complaints to those agencies in writhing along with any supporting documents. The actions of Fred Hanna & Associates and Unifund amount to unfair and deceptive business practices, violations of the FCRA and the FDCPA, and racketeering (extortion).

Jay
Jonesboro, Georgia
U.S.A.

This report was posted on Ripoff Report on 04/18/2005 01:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Law-Office-Of-Frederick-J-Hanna-Associates-Unifund/Marietta-Georgia-30067/Law-Office-Of-Frederick-J-Hanna-Associates-Fred-Hanna-Associates-Georgias-poster-chi-139263. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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#1 Consumer Comment

Sample validation/ do-not-call letter vs. Hanna

AUTHOR: HannaH8R - (USA)

Date:  January 30, 2011

Frederick J. Hanna & Associates, P.C.
1427 Roswell Rd.
Marietta, GA  30062

Account number(s):  (See Enclosed)       
                       
RE:  Request for Validation of Debt, 15 U.S.C. § 1692g

Dear Sir or Madam:

This is my formal notice that I am disputing this debt, and requesting immediate validation under Section 809 of the Fair Debt Collection Practices Act, 15 U.S.C. § 1692g, of the debt from your office.  I am requesting that your office immediately send me a copy of the following documents: (a) the name, address, and phone number of an employee of the original creditor that can validate the debt, (b) proof of who is the current legal owner of the debt, and that you represent the original creditor or debt buyer, and (c) the original signed note, contract, credit agreement, or instrument creating the debt.

I am disputing this debt for the following reasons:  this debt has not been validated.  I do not know whether your debt collection company is the legal owner of this debt or not, or if the amounts charged are valid.

This is also my formal notice under 15 U.S.C. § 1692c, to you to cease all further communications with me, my family members, and my associates and all third parties, unless I give you express permission to do so.  You have my express permission to mail me the requested validation documents to the address listed below, but I do not give you permission to contact me over the phone, or in any other way except as specifically addressed in this letter.
                   
This letter is not meant in any way to be an acknowledgment that I owe this money.

Sincerely,

John Doe
P.O. Box 0000
Atlanta, GA  30300
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#2 Consumer Comment

Info. vs. Hanna

AUTHOR: HannaH8R - (USA)

The Georgia Supreme Court says Hanna is a "law firm," so you have to submit a bar complaint vs. them (and not a consumer complaint with the state OCA or federal FCC -- but fine if you do that too anyway).  You may submit a bar complaint vs. Fred Hanna (the owner of the "firm") and any atty. that may have contacted you that also violated bar rules for atty.s: (Call and ask for a bar complaint, and if they have them online):

State Bar of Georgia
www.gabar.org
104 Marietta St. NW, Suite 100
Atlanta, Georgia 30303
(404) 527-8700
(800) 334-6865
FAX: (404) 527-8717

See below for info. on where to look for sample do-not-call letters vs. Hanna, and how to fight Hanna lawsuits and WIN (feel free to post on here too for more info.): Info. for fighting Hanna lawsuits:  http://www.beatdebtcollectors.com/  Hanna consumer complaints and blogs:  http://nextlevelunlimited.net/blog/fredrick-j-hanna-collection-debt-or-hanna-barbera-crook-or-cartoon/  http://www.ripoffreport.com/Search/Frederick-J_-Hanna.aspx  Submit a Georgia bar complaint vs. Fred Hanna and other Hanna attorneys:  http://gabar.org/contact_the_bar/
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#3 Consumer Comment

This is one of the WORST third party collection agencies

AUTHOR: Stacey - (U.S.A.)

Some info from www.budhibbs.com
Fredrick J Hanna & Assoc.

1427 Roswell Road Marietta, GA 30062
770-988-9055 Fax: 770-980-0528
Concerning black mold issue: Chase tells consumers to deal with Hanna...

Dennis E. Henry
Attorney at Law
William J. Lau
Director of Operations
see Consumer Comments below



Web Address: www.hannalawoffice.com

-------------

Bud Says Consumer Comments Below



"A TOXIC WASTE DEBT COLLECTOR!" BLACK MOLD

When we named Fred Hanna, a Toxic Waste Debt Collector, we had no idea we would be foretelling the future. We are starting to hear stories from all over Georgia about the operations there and it appears the lawsuits and government sanctions may be on the way. We could use some true insider information:

Here's our understanding at this point: There is a health danger at several of the Hanna operations so bad that the government's OSHA has come in on at least two occasions. There is talk of someone - perhaps Fred or Dennis - signing off on OSHA documents and falsifying government paperwork. More to come as we sort through all the material.


---------------


It seems that Hanna will lie on court affidavits about his position and most affidavits attached are bogus in the information stated. Fred J. Hanna is NEVER to be trusted, his court filings should ALWAYS be challenged. Fred is concerned about one thing; separating you and your money.

Contact me for referral to a local consumer law professional if you are involved with Hanna.
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#4 Consumer Comment

Incriminating article on Hanna straight from March 17th edition of Atlanta Journal Constitution

AUTHOR: Fdcpaviolationswinner - (U.S.A.)

March 17, 2009
Georgia Collection Law Firm Facing Lawsuit from Governors' Office of Consumer Affairs

Today's AJC reports that Marietta collection law firm Frederick Hanna & Associates has been sued by the Governors' Office of Consumer Affairs following multiple complaints about collection tactics used by the firm. In November, the state consumer office served an investigative demand notice (i.e. a subpoena) on Mr. Hanna's law firm asking for documents about the firm's collection practices. Hanna contends that because his office is a law firm the state agency has no right to this information.

Among the complaints leveled against Hanna along with other high volume collection firms (Hanna opens 50,000 new files a month!) is that they engage in collection of s0-called "zombie debt," accounts purchased by collectors for pennies on the dollar because it is old - so old that the statute of limitations has run and the debt buyer has no legal right to sue.
Other complaints filed by consumers often arise from identity theft cases in which a claim arising from fraudulent charges is sold and resold, eventually ending up in the hands of a debt buyer who files a lawsuit. Often the cost and complexity of defending the lawsuit can exceed the amount claimed, or the consumer fails to respond, resulting in a default judgment.

A hearing on the consumer affairs agency's demand is scheduled for March 30, 2009 in Cobb County Superior Court. If the Governors' Office is successful, collection firms will find it more difficult to avoid disclosure about collection tactics and processes - we will report back on the results of this hearing.
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#5 Consumer Suggestion

Stop Collection Attorney's Dead In Their Tracks

AUTHOR: Bobbkat - (U.S.A.)

Send these Attorney's a certified letter containg the following two items:

1. a Demand (which is your right) that they VERIFY the debt (i.e.-producing a copy of the origianal credit instument WITH YOUR SIGNATURE on it).


2. Also point out to them that calling you about said debt is a PREVELAGE, NOT A RIGHT. Simply tell them that all future communication with you either by them or one of their authorized agents will be by MAIL ONLY.

It works, they will very quickly lose interest in you and go on to the next potential account.
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#6 Consumer Suggestion

MORE ON THIS COMPANYhttp://www.ripoffreport.com/searchresults.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=frederick+j.+hanna--

AUTHOR: Bella - (U.S.A.)

There are more complaints and suggestions about this company here on this site. I copied and pasted the URL for you: http://www.ripoffreport.com/searchresults.asp?q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&q5=frederick+j.+hanna
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#7 Consumer Comment

I am dealing with them too

AUTHOR: Joshuagore21 - (U.S.A.)

Frederick J Hanna and Associates have started contacting me everyday even early in the mornings around 7:00 pst I live in vancouver washington use to live in gainesville ga a year ago can you offer any advice on dealing with the *&*&s
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