All of the negative reports that I have read on the Rip Off Report regarding the Law Office of Herbert Davis are completely true. Unfortunately, even though I believed I had done my due diligence prior to contracting with this firm, they took me for a ride.
Over the last 9 months, while taking my money, they have talked rudely to my on the phone,they have refused to provide me with any documenation of their correspondence with my creditors, they have lied to me repeatedly and then, when I asked for a refund they offered my a payment of 1/5 of the balance of my account.
The Law Office of Herbert Davis has ruined my credit, my health, my marriage and I will probably end up losing my home because of the promises that were made. Because of their "lack" of communication with my creditors, 100% of my bank account was unexpectedly garnished leaving me with no money for food, gas or bills. I have since received other letters from attorneys representing other creditors and it appears that they too are on the verge of garnishing my salary/bank account. I expect any day now to receive a summons from any one of them.
After getting the "run-a-round" for several months, I finally was able to talk with the "Herb Davis". I asked him when I could expect my refund and his direct response to me was to check back on 10/20/11 as he is waiting for a "loan" to come through to pay back his clients. He was extrememly rude to me and basically hung up on me when Iwas not satisified with his response.
I have been unable to eat or sleep. My kids are very worried about their Mom because I am so stressed and upset all the time. I never imagined in my life I would be in this position. If this report saves at least one person from going through the nightmare that has been my life for the last 9 months, then I will feel as if I did some good.
I also agree with the negative remarks about PDR and The Mack Group. Hopefully, they are under investigation as well. The Mack Group apparently is the firm that sets up and monitors the automatic electronic withdrawls from the client's checking account. The first sign that something wasn't right was when they automatically withdrew funds from my checking account 5 days prior to the agreed upon date. Not knowing the funds were withdrawn early, I continued to pay bills and had just enough money to get by until my next paycheck. This error on their behalf caused me to overdraw my checking account, incur several overdraft/NSF fees and leave me with absolutely no funds whatsoever until my next pay check, The worst part was that the weekend they did this was my daughters birthday and I had no money to buy her a gift or have a party with her friends. I was and am still devestated and that was 9 months ago.
Please stay away from Law Office Herb Davis and the companies they he is affiliated with, PDR and The Mack Group.