I originally signed up for a non-cancelable commercial lease agreement with Integrated leasing for a TALENTO T1 credit card machine on 6-11-04. The schedule of payments was clearly stated to be $56.75 for 48 months. The lease was then assigned to Sterling Financial Services Company Inc. on 7-01-04. I was charged $56.75 for the first five months. I made a mistake in my first report saying that after the eighth month, the charges went up. After the fifth month, I received a non-dated letter from Integrated Leasing Corp. stating that "my business" is located in a state that charges personal property tax.
As a result of this, Integrated Leasing Corp. must collect that property tax from me for filing and payment to that local taxing authority. Consequently, Integrated Leasing Corp. will be adjusting my monthly payments accordingly. The tax is nominal amount, but its' collection is nevertheless mandated by LAW.
The payment amount was never again $56.75. It varied from $57.96 to $58.66 every month after the fifth month. They just went ahead and charged whatever they wanted after that fifth month. I made my last payment on 11-01-06 in the amount of $58.45. I had to close my checking account because of limited funds in that checking account. I have paid $1683.75 for a credit card machine that didn't even work. I believe I should be OWED $1183.75 to $1433.75 if that machines actual value is really $250-$500.
I called the toll free number and asked where to send a check for the remaining $1040.25 I owed the company. I told them they could not withdrawl automatic payments anymore like I was supposed to because the checking account had been closed. They gave me a P.O. Box address somewhere in New Jersey to send the check.
I called again about a week later, and I was told to send a check to a P.O. box address in New York. I called back a third time and demanded they send me a letter by mail stating specifically where to send the remaining payment. I received a letter stating to send payment to a P.O. box address in South Dakota. The letter had "Lease Finance Group" on it and said if I have any questions to call Angelo Garcia. I called and ask for him. -(866)781-0411- The lady who answered said nobody by 'that name' works here.
They continue to harass me by phone and never leave a message by an actual person. It is always a recording. The latest message I received said to call (888)-607-3607 and ANY AGENT can assist me. Last week the number was (866)781-0411.