Report: #305404

Complaint Review: Legacy Visa

Submitted: Fri, February 01, 2008
Updated: Sat, February 02, 2008

Reported By: — salmon Idaho

Legacy Visa

Po Box 5097 Sioux Falls, South Dakota U.S.A.

Phone: 800-556-5678
Web:
Category: Credit & Debt Services

Legacy Visa card it's a joke. Sioux Falls South Dakota

*Consumer Comment: Nothing is hidden

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You get this credit card and you can't even use it because they put fees on it before you even get the card in the mail. and when you do get the card you get a bill few days later and it's 175.00 because of the fee they added to it. They don't tell you about the extra fees for this card. Until after you get the card and a bill. You think you can build your credit up with this card no way they'll keep you in debit to them with there so call fees. acptnc finance charge 119.00 monthly participation fee 6.00 and annual charge 50.00 I don't think so. I sent the card back and told to keep there so called fees. I don't need this card that bad.
Debra -Salmon, Idaho

Debra
salmon, Idaho
U.S.A.

This report was posted on Ripoff Report on 02/01/2008 10:55 PM and is a permanent record located here: http://www.ripoffreport.com/r/Legacy-Visa/Sioux-Falls-South-Dakota-57117-5097/Legacy-Visa-card-its-a-joke-Sioux-Falls-South-Dakota-305404. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Nothing is hidden

AUTHOR: Christine - (U.S.A.)

SUBMITTED: Saturday, February 02, 2008

You are supposed to read the back of the paper, or the FEE DISCLOSURE insert, BEFORE sending back the application. Plus, if your credit is bad, which it most likely is due to getting such a high fee card offer, EXPECT to have to pay more in fees.