- Report: #767780
Report - Rebuttal - Arbitrate
Complaint Review: Legacy Visa
Legacy VisaPo box 5097 Sioux Falls, South Dakota United States of America
Legacy Visa First National Credit Card.com Received an Offer Fee's are Clearly Stated and so is Credit Limit Sioux Falls, South Dakota
*Consumer Comment: I like my First National Credit Card
*Consumer Comment: Really
*Author of original report: Response
*Consumer Comment: Agreed
I understand that the annual fee is $75 dollars. The APR is 29.9%. I know that this is pretty expensive.
But lets face it,if I had good credit I'd have an Amex card. I intend to keep you folks posted as to how this works out. Currently, I pay my bills on time most of the time,they sent me this offer,as I understand it this card is by invitation only. I don't feel distinguished,my credit SUCKS,but I don't have any intention of falling back into a horrible situation.
I simply intend to pay and use the card responsibly. Pay more than the minimum every month and pay the entire balance when I can. I personally feel that most people do not read the fine print on many contracts that they sign,and they don't understand the concept of spending using plastic. That's how they end up getting in serious trouble.
This report was posted on Ripoff Report on 08/21/2011 05:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/Legacy-Visa/Sioux-Falls-South-Dakota-57117/Legacy-Visa-First-National-Credit-Cardcom-Received-an-Offer-Fees-are-Clearly-Stated-and-767780. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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