• Report: #582563

Complaint Review: Legal Club MDHP8003195243 Healthplan Merchant Discount Health Plan Discover Card Network

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  • Submitted: Thu, March 18, 2010
  • Updated: Tue, August 24, 2010

  • Reported By: Lance — Hood River Oregon United States of America
Legal Club MDHP8003195243 Healthplan Merchant Discount Health Plan Discover Card Network
7771 W. Oakland Park Blvd., Suite 217 Sunrise, Florida United States of America

Legal Club MDHP8003195243 Healthplan Merchant Discount Health Plan Discover Card Network Legal Club of America/Discover Card Network, Hoodwinked by Discover! Sunrise, Florida

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Called Discover in March 2010 to cancel my company's merchant account because we were being charged $69.90 a month flat rate in addition to percentage of sales fees. I was then told that I would need to call two other companies linked to my merchant account--Legal Club of America and the Merchant Discount Health Plan.

No one at my company could recall ever having heard of them.

One was charging $29.95 monthly and the other $39.95. The total, $69.90, was listed on my bank statements as nothing more than "Discover Network Settlement."

Called Legal Club and spoke with Kelly, who played a recording from May5, 2008, in which a co-worker, clearly concentrating on something else, absent-mindedly "authorized" a free 30-day trial from a telemarketer speaking in fast-forward.

Minutes later, I phoned Merchant Discount Health Plan. Kelly AGAIN! Surprise. Saved me from having to give all my information--I was still up on her screen!  This recording was from Nov. 14, 2008, a part-time secretary giving the authorization during a sales pitch that was nearly indecipherable from its velocity.

The "Welcome Packages" or "Start-up Kits" or whatever they send were presumably discarded immediately as junk mail. That is unfortunate, because it's the last bit of evidence that you are now doing business with these companies. No e-mails, no letters, no statements. 

Just a line on the bank statement that says "Discover Network Settlement."

They got me for $1,298.10 over more than a year and a half, but Kelly said I would be refunded the last month's charges.  $69.90!  Woo-Hoo!

This report was posted on Ripoff Report on 03/18/2010 12:12 PM and is a permanent record located here: http://www.ripoffreport.com/r/Legal-Club-MDHP8003195243-Healthplan-Merchant-Discount-Health-Plan-Discover-Card-Network/Sunrise-Florida-33351/Legal-Club-MDHP8003195243-Healthplan-Merchant-Discount-Health-Plan-Discover-Card-Network-L-582563. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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