- Report: #193028
Report - Rebuttal - Arbitrate
Complaint Review: Lending Tree Home Loan Center
Lending Tree Home Loan Center163 Technology Dr Irvine, California U.S.A.
Lending Tree Home Dba Loan Center Mortgage Fraud Lied and Gave Me Fake Good Faith Estimate to get my business Irvine California
*UPDATE EX-employee responds: The real scammers today....ARE THE BROKERS!!!! Always have been!
*Consumer Suggestion: Latest SCAM to get new business
*REBUTTAL Individual responds: GFE is just that...ESTIMATE
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I only discovered at the closing that the mortgage had the same PMI as all of the other offers did - amounting to about $1700/year in non-tax-deductable dollars. I contacted Home Loan Center's "customer excellence" department regarding all of this, and not only did they provide no assistance, but they sent me a copy of another Good Faith Estimate dated the same as the one I had received, only this one had the PMI included. I think the banker sent me one GFE with no PMI, and sent the other with the PMI to the processor.
When I asked for an explanation of the 2 discrepant GFE's the "customer excellence" people told me they were finished with me and that they would not communicate with me further. They have referred me to the "Compliance Department." That's the latest as of today. I think this constitutes a violation of the Federal Truth in Lending Act and I am going to do whatever I have to in order to get revenge. Caveat emptor.
This report was posted on Ripoff Report on 05/23/2006 09:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/Lending-Tree-Home-Loan-Center/Irvine-California-92618/Lending-Tree-Home-Dba-Loan-Center-Mortgage-Fraud-Lied-and-Gave-Me-Fake-Good-Faith-Estimate-193028. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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