Mike Ayala, President & CEO of Liberty Bankcard Services has no integrity. I met him over 20 years ago but had never done business with him until he asked me for a bridge loan to get him through a rough spot with the promise: "100% of the unsecured loan would be paid back in two equal parts over the next two months". He was living off a girlfriend who's home was in foreclosure so neither one was paying a mortgage or rent and owed back taxes to the IRS and authorities had frozen his bank accounts (or so he said) due to owing back child support and having a heavy tax burden but "That is being resolved as we speak" (Said the spider to the fly) I mean Mike Ayala to a supposed friend!
Unfortunately, Mike had moved to Florida, no idea of where and quit returning calls, email and texts about 10 months after the loan had been made. At this writing Jan 8th 2012 the loan is 30 months past due.
Don't buy anything he says and certainly don't buy anything he's selling. He is a song and dance man, a bait and switch man, and scam artist, a cheat, liar, and will rube anyone it seems. He genuinely seems like a nice guy and I liked him until he failed to repay the loan and I found others that know him, know him to be a thief. A Friend from Spokane Washington, told me he had sold a terminal and Processing for Mike to a friend in Spokane and Mike took the initial payment for the terminal, never sent it and would not return a call let alone the $150.00 chump change!
Mike, man, what a legacy you are leaving for all your estranged children in Texas, Arizona, Washington and parts unknown!!!???