Liberty Capital Services Got a call from someone claiming to be a "Process Server" Orange, California

I am an attorney who just received a phone call from a client who is being harassed by a collection company over an alleged debt from 10 years ago.  I do agree with you that people should feel a moral obligation to repay debts that they actually incurred.  However, people do fall on hard times, especially in this economy that for over 20 years has been steadily and rapidly increasing the huge compensations of company executives while decreasing rank and file pay, slashing benefits and sending good jobs overseas to cheap, slave-like & child labor  - all to better fund the bloated and greedy CEO pay.   The statistics are clear on this. The economy is in the toilet for the 98% of the population due to the unbridled greed and power of the 2% - especially the .5 percent of the upper 1%.  

*Before 1920, 90% of the wealth in the U.S. came from 90% of the population. Since the 1970's (Reagan years) 90% of the U.S. wealth became controlled by 1% of the population.

*Pre-1970:  ratio of CEO pay to the company's workers: 20 to 1.   Now, it is 231 to 1.
  
*Since 1980, the cost of a college education in the U.S. has risen over 500%.  Yet, the non-wealthy masses are told that a college education is the key to prosperity, and if you don't get one you are lazy. Get ready for the next economic implosion over unpaid college debt.

*As of 2010, 400 of the richest American families control more money than 1/2 of the entire U.S. population!  400 vs. 140 Million

*Bush Tax Cuts: Since 1990's, taxes on the wealthiest Americans dropped more than 50%. Bush tax cuts added 3.6 Trillion to the U.S National debt.  

And you want to justify harassing struggling citizens for what are most often expired, unprovable, already written-off debt of a few hundred dollars?  Maybe you should put your energies towards advocating for economic equality in the U.S. - equal opportunity for all - so this country can get back to functioning in a healthy manner for all.

Now, seeking repayment of a legally owed debt is one thing. What many companies do, as you are aware, is buy up junk debt that is unprovable or uncollectible due to expiration of the statute of limitations. The companies that sold the debt have long written it off and taken a tax deduction for the uncollectible debt. Oh wait!  They don't really pay taxes anyway! Thank you, American masses. Thanks for the bail-out, too. To add insult to injury, these companies (banks, etc.) make record breaking profits off the consumers they're charging ridiculous interest rates on (18% on a credit card?)   Even if the banks, etc. collected all their unpaid debt they'd still charge those inflated interest rates.  

Then, the parasitic junk debt collectors - who like to rationalize what they do - go after people alleged to owe the debt.  They often make illegal threats, lie to and harass these people and their family. That is the reason for the Fair Debt Collections Practices Act.  My client's daughter - her daughter! - was receiving harassing, threatening phone calls from the junk debt collector re: the mom's alleged debt. He lied to her in numerous ways, and said that her mother better call him because there was a warrant out for her arrest!  This is exactly why the FDCPA was created.

So Craig, with all due respect, get off the high horse and quit attacking all people junk debt collectors go after as "lazy". That blanket statement is simply ignorant.  I hope someday you regain your senses and have some empathy for the many people struggling in these difficult and challenging times. If the bank wrote off the debt, then quit scavenging for old debt and find a respectable way to make a living.

I made a payment through LCS and it was delivered to the right institution.  The account was not closed correctly but my money got to the right place.  I wish they would have transferred the comments correctly though as it would have saved me some grief from another agency contacting me.  As for the above comment... Sir, our nation is recovering from a recession.  Not everyone trys to scam themselves out of their bills.  Some hard working individuals fell on hard timed and fell behind on biils in order to survive not to simply avoid paying their debt.  I was one of those cases and I have been working to get my accounts paid in full, not just settled.  Keep that in mind as you are calling to collect.  Not everyone is out to work "the system".  

I find it quite amusing when people such as yourself post in forums regarding outstanding credit and such and so forth. Do you realize that if you hadn't borrowed money and never paid it back, you would not be in this position to begin with? I will vouch for the company on this one considering the fact that consumers have gone the way of evading their debts on a regular basis by means of counter-suit. Let me explain for those of you who are just plain dumb.

If you incur a debt, morally, you owe that debt forever. However, there are loopholes in the credit system,  as well as every other aspect in life, allowing for debtors to escape their obligation with little or no repercussions. This is a huge reason as to why our economy is failing right now, because of people like you. You do everything in your power to avoid your obligations, then when you are contacted regarding the matter you utilize these loopholes to take advantage of the credit system.

Well, our economy is not getting any better, and people such as yourself are still the cause of the epidemic of laziness that is occurring in America today. Whether you are vastly overweight, or are just outright lazy, you and only you are the immediate cause to all of our problems. So, I would suggest you to pay your bills, and then get yourself fixed in order to avoid any further breeding of dumb people. Thank you, and have a nice day.

Yes, I'd like to join the class action suit against U.S. Bank. I had 9 items come though the same day. One item was a few dollars over what my balance was but there was enough money to cover the other 8 items. They paid all of them and charged me over $300.00 in overdraft fees instead of just returning the largest item charging me for that ONE item and paying all the others. When I tried to argue with them they just said that the large item came through first (how convenient for them)and there was nothing they could do. I felt like they stole my money from me.

U.S, Bank has a class action suit against them for out ragous overdraft charges.  I don't remember where I read this.  It was within the last couple of weeks on the internet.  Join the action.

Process servers do not call.  They are crooks.

I also received a call last week from someone stating they were a process server, and they were having trouble trying to locate me. When I asked what this was regarding, he would only say that it was a court subpeona for a company called Liberty Capital Services. He gave me a phone number that doesn't exist, and a case number. I contacted my county court, and those courts in the counties I have lived in, and the case number I was given does not exist. The next day, I had a hard inquiry on my credit report that appeared to Experian as an application for credit. I have filed a dispute and placed a fraud alert on my credit report through Experian. If you have been contacted by this company, I would check your credit report. I'm not sure what they are up to, but I know it isn't right.

I've received a call about someone wanting to serve me paperworks in regards to a civil matter. After i was given the phone number and reference number i called the company to see what this was all about. So i spoke to "Greg Taylor" and he offered me the same exact deal!! He asked if I wanted to "dismiss the case" and if i wanted then I can "agree" to the terms over the phone and get it processed. I told him that I will not agree to anything and for him to send me the paperworks for the so called "debt reduction" so I can have an attorney look at it. Then all of sudden, I get the "oh well its a lot of paperworks to do so why don't you just think about it and call me back when you make a decision". TOTAL SCAM!!!!!

we all know this is scam to get you to wire money to someone so why dont you have some fun with it.
play along and act real scared, tell them you have cash now and to meet you somewhere so you can give the cash to them. since they are in nigeria (most likely or some other place not near you) they will want you to wire the money western union then say OK i can do that teh next day send them some bogus number for the wire transfer number, keep changing numbers as if you made a mistake and keep changing western union locations as if you made a mistake. they will have people driving all over trying to collect the money and wasting their gas and money.

 

Good for you.  This is a pure scam.  You were correct to do some research and find out how the system is supposed to work.

These people rely on scare tactics to make you pay many that is not owed.  People really don't know their legal rights and these scumbags rely on that.

A process serve can call to set up an appointment to serve you.  That can happen, but it is rather a dumb idea.  I would tell them to find you.  There is no process server.

I would tell anybody demanding payment over the phone to send me a detailed bill so that I have something in writing.  You need proof that a debt is owed.  Tell them to send it in the mail, as you should never give these people your email address.  If they balk, it is a scam.