Liberty Discount Club, Last Chance Cash Advance and Grocery Club Discount Service, UclipUsave U Save This one of the biggest scam around, BEWARE Internet

I am very up set about $34.19 that was taken from my checking acount.  I just went on-line to inquire about a payday loan.  I gave no one authorization to withdraw any monies from my account.  Then an addtional amount of $23.46 was draft from my account, but under a diffrent name U Save, The first draft was under Liberty Discount Club. Now i find out there both the same company.   Now my account is overdraft and i've been charge with overdraft fees. I've call both companies, i was given a cancellation number 4896805, 4900262 and told to go on-line and fill out a refund form. After going to www.libertyclubrefund.com i find there is no such form. I've contact my bank to see what can be done about this. So far their no help, saying i have to get monies refund by these campanies, due to them have all my information from the payday loan inquire. I want my money put back in my account and feel they should be responible for all overdraft fees. Please beware this is a scam of all scams.  They need to be stopped it's just not right to take advanage of people like this.