- Report: #388413
Report - Rebuttal - Arbitrate
Complaint Review: Liberty National Life Insurance Company
Liberty National Life Insurance Company2001 3rd Ave S Birmingham, Alabama United States of America
Liberty National Life Insurance Company REVIEW: Liberty National Life Insurance Company commitment to total customer satisfaction since 1900. Liberty National Life Insurance Company recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored.
*UPDATE: Liberty National Life Insurance Company pledges their commitment to Ripoff Report Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Liberty National Life Insurance Company is recognized by Ripoff Report as a Verified Safe Business.
*UPDATE Employee: LnL, If we live in a democracy, then majority rules.
*UPDATE EX-employee responds: So True!
*UPDATE EX-employee responds: Good bye Liberty National
*UPDATE EX-employee responds: Good bye Liberty National
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EDitors UPDATE: Positive rating and recognition has been given to Liberty National Life Insurance Company for its commitment to excellence in customer service.
Ripoff Reports discussions with Liberty National Life Insurance Company has uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Liberty National Life Insurance Company listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.
Liberty National Life Insurance Company has been in the insurance business since 1900. We offer affordable life and supplemental health insurance through in-home and workplace sales. Providing local, one-on-one service to our customers is something we've done from the beginning. While automation is the way of the today's world, it won't replace our individual attention to Liberty National policyholders. Insurance can make the difference in a family keeping their home, a child going to college, or having enough money to pay bills each month if a family breadwinner dies. Liberty National Life Insurance Company is passionate about helping hardworking Americans protect their families. We look forward to helping you protect yours.
Liberty National Life Insurance Company, headquartered in Birmingham, Alabama, has been meeting the insurance coverage needs of families for over 100 years, dating back to 1900. Liberty National is a wholly-owned subsidiary of the Torchmark Corporation. Torchmark is an S&P 500 company traded on the New York Stock Exchange under the symbol TMK.
Liberty National Life Insurance Company also offers an excellent career for motivated individuals looking to earn what they are worth. Earning potential is unlimited! With just seven to eight sales per week, agents have the potential to earn from $50,000 up to $75,000+ in the first year with valuable tools like laptop presentation at your fingertips. Liberty National believes in personal, dedicated service for insurance needs. We are committed to providing agents with full support, quality training and competitive compensation. Joining Liberty Nationals sales team could open the door to an outstanding income and a whole new lifestyle. Liberty National Life Insurance Company has immediate needs to fill several positions. We are looking for both entry level and senior level applicants.
In summary, Ripoff Report is convinced that Liberty National Life Insurance Company is committed to quality delivery of services resulting in total client satisfaction.
Read more about why consumers should feel confident when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, its a long name for a program that does a lot for both consumers and businesses alike.
Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,.. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
SPECIAL NOTE ABOUT THE ONE REPORT THAT WAS FILED ABOUT Liberty National Life Insurance:
Liberty National Life Insurance Company recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. One company executive agreed that, if handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Reports Review of Liberty National Life Insurance Company has made organizational changes allowing its clients, employees and agents a more streamlined approach to problem resolution and a commitment to a great client experience.
As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, .. whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to. The people at Liberty National Life Insurance Company did just that.
NOW TO THE ORIGINAL REPORT THAT WAS FILED
Liberty National Life Insurance Company If we live in a democracy, then majority rules. Birmingham Alabama
What everyone is saying about the company is actually true. Most Branch Managers will say, "don't listen to anyone, but yourself"; but this is BS. A manager has to make the company sound great because they get paid from how many people 5K (monthly premiums sold has to reach a minimum of $5000) and that's nothing if you don't get your PL (permanent license).
The amount of people getting 100K a year working for liberty is less than the average joe making it to the NBA. It's just not happening. If you were told, I can give you a 6 figure income, just a couple of things will change... If you're married, you'll soon be getting a divorce (so you still won't get 100K because your x spouse will take half); if you're single, sell out your friends and family members by selling them high priced insurance and some supplementals that they really don't NEED. If you prefer to get 8 hours of sleep, then try 4 and work anywhere from 14-18 hours a day. Most people that make that money at Liberty National are (1) married (unhappily), (2) single (but never have a life, AND suicidal), (3) if you are a parent, just buy your kid everything that he/she wants and hope that it makes up for the lack of time that you spend with them.
Liberty National hires people to sign up their family and friends and once their circle is exhausted, they give you leads that are useless, When you call a lead that was paid for by the branch, the person will have no idea why you called them and will not have been expecting your call, if you get a number). If it's a face to face lead, this is because they are on the national or company's DO NOT CALL registry. Most leads come from salesgenie.com. These are the worst leads because you try to sell a no cost accidental death policy that's usually worth max, 3K. They ask that you do a survey, play a video ( the barbara's story), and then do another video to total unrealistic figures if the potential client passes away that day.
The managers training sessions are horrible. Here, I know you know nothing about insurance, but read this, sign this, sign some more, and let's go play this video! Don't forget that once you 5K and PL, your manager will abandon you and will spend much more time on new contractors (you are not eligible to be an employee until you 5K and get your PL. you are a contractor until you sign the papers).
They lie about the pay, and don't tell you that most of that money that you are supposedly making goes into a commission account that you only get paid 6% from and is for policies that lapse. If a policy lapses or you have too many Declines, Cancels, or Not taken policies, the company will decrease your bonus because they say that you are getting bad business. If you play a person the videos, it's going to make the average person think that they need a minimum of 500K worth of insurance.
If you are looking for a job where you can smell like marijuana at the interview, have on dirty jeans, and a torn up t-shirt, then liberty is the place for you! Your mom will be so proud that you found a job that will leave you in debt. The best thing to do is leave when you see 2 lapses because it will get worse.
So, the chose is yours,minority or majority? Will you be the next Michael Jordan, or will you be the next Spencer Johns? Who is Spencer Johns? The guy who wanted to be like Mike, but never made it...
So I ask the next Branch Manager that responds to this to do ONE thing right that the company hasn't done for a long time. BE HONEST...
This report was posted on Ripoff Report on 11/05/2008 08:15 PM and is a permanent record located here: http://www.ripoffreport.com/r/Liberty-National-Life-Insurance-Company/Birmingham-Alabama-35233/Liberty-National-Life-Insurance-Company-REVIEW-Liberty-National-Life-Insurance-Company-co-388413. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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