Hi Silvia,, I can tell you who Litton Loan Servicing is.
It is a company that will auction your home you have lived in for 12 years while your husband is dying from heart failure in the hospital, due "in part" from the stress from this "Company" and the way they operate.
It is the company that bought our loan from Washington Mutual when we were sold becuase we had to file a chapter 13 to save our house from a lying mortgage Company.
It is a Company that never sent us a statement for a year and tried repeatedly to put our entire mortgage into our chapter 13 which was not feasible, you cannot pay off $315,000 in a 3 year plan with $400 a month.
It is a Company whose bk dept, rarley answers the phones, but might get back to you sometime, good luck if you miss the call.
It is a Company that AFTER you lose your bancruptcy will mysteriously begin calling you in an attemp to collect a debt,( that's funny because for a year while we had the protection from the federal government & we couldn't get a hold of them ONCE!") will make a repayment plan with you, but leave out important details like " be sure to make a payment in the next few days or our offer is off the table", or even send you the paperwork for that matter, while weeks go by.
It is also a Company who will continue to call you in an attempt to collect a debt *After* your home has been auctioned off and is owned by someone else! How stupid is that?
Here is the cherry on top, as the market dropped and our house was worth way less than what we owed, we still offered them a pretty hefty monthly payment, they said no.
They wanted $318,000 from us to settle our loan, it was worth $220,000 when they kicked us out. I think they could have worked with us if they wanted to. We offered them $1700 a month for a 1560sq ft house, they said no.
The house auctioned and is now on the market for $179,000, I'm sure they got less at auction for it, but probably get a BIG tax break that they need for LOSSES . My Loss is their gain, right. Good Luck, jenny