Litton has made my life and my family's life unbearable. Up front I need to let everyone know I have filed a counter lawsuit and suggest anyone that has gone through the harrassment that I have should do so. There are many class action suit pending against Litton Loan SVC. To make them stop their illegal practices we all must work together and hurt them where they will hurt most and that is in the pocket. People have become homeless after spending every dime they have to save their homes. People never get credit for what they paid in, and then lose their homes. When we were told that Litton had taken over our loan we were excited because we could not get credit on time for the payments we were making to Provident Bank, AKA Litton, AKA Deutsche Bank. We sent in the payment as first requested, and in good faith I sent a post-dated check for an additional $1000.00. Post dated check had a note stapled on it. This check was attached to the letter of acceptance to the forebearance agreement. I also told them that the check would not clear if they put the check in early. I made a phone call to let them know what I was doing. Nothing was said to the fact that they do not take post dated checks. Instead of returning the check and telling me that they do not take post dated checks, they processed the check 10 days earlier. I talked to my bank they told me to put a stop payment on the check because it was not my fault since I notified the company of my intentions. They also told me not to ever give a post dated check to companies. A very good lesson I learned. The agreement they set up for us was one day earlier than what we got paid. We explained this to Litton. Litton representative was rude and obnoxious. Even though we could afford the new payment, they would not adjust the payment by one day. We sent the new agreement in with the adjusted payment date. They changed the date and intialed my name and my husbands name. This was brought out at the deposition. We made a $4,000.00 payment in February 2005, and did not get credit for this as well. We asked them to stop the Escrow Program 5 different times by letter and follow up phone calls. The Escrow Program was something that we started up, not started when the loan was first taken out. The late charges and duplicate late charges are totally ridiculous.
Finally, the Real Estate Agent appearing at my house and demanding to come in with a Photographer was more than I could stand. I just about had a complete nervous breakdown.
Fortunately, we are still in my home and are fighting Litton, Deutsche Bank and Provident with everything we have.
I can make my payments easily, but when you stop taking payment for no reason at all, something has to be done and the Class Action Suit is the only way I know how.
So I say, to all that has Litton Svc, aka Deutsche Bank get on board with a good attorney that is currently working on a Class Action Suit against Litton.