- Report: #909152
Complaint Review: Loan Depot LLC
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| Loan Depot LLC 26642 Towne Centre Drive
Foothill Ranch, California United States of America |
|
Loan Depot LLC Loandepot Loan Depot LLC never did a "Contest or Desk Review / Appeal Appraisal" on a low ball Appraisal Foothill Ranch, California
*Author of original report: We received a FULL Refund because we kept records
*Author of original report: Loan Depot forced by Contract Retention by Consumer to Issue Refund
*Consumer Comment: A desk review would not have helped your value.
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We called and e-mailed over 5 times and have e-mail server receipts as well as read receipts from the Loan Originator (Sean Morales), the Loan Closer as well as his Direct Manager all through upper Management to Loan Depot LLC's President.
Also the original terms we agreed to changed through multiple GFE's. The Loan Lock broke, Rates dropped but they refused to lower our terms, Rate and Points.
All we were asking for is for the "Contest or Desk Review / Appeal Appraisal" to be processed and not with an oral statement like they told us, but to have it in writing, as real estate contract law stipulates, Everything is based on documentation in writing.
Very disapointed in the way Loan Depot LLC's rips off consumers.
This report was posted on Ripoff Report on 07/09/2012 06:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/Loan-Depot-LLC/Foothill-Ranch-California-92610/Loan-Depot-LLC-Loandepot-Loan-Depot-LLC-never-did-a-Contest-or-Desk-Review-Appeal-Appra-909152. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Author of original report
We received a FULL Refund because we kept records
AUTHOR: mike - (United States of America)
SUBMITTED: Sunday, October 28, 2012
#2 Author of original report
Loan Depot forced by Contract Retention by Consumer to Issue Refund
AUTHOR: mike - (United States of America)
SUBMITTED: Sunday, October 28, 2012
#3 Consumer Comment
A desk review would not have helped your value.
AUTHOR: KW - (United States of America)
SUBMITTED: Sunday, October 28, 2012
So, had you actually had one done, it would not have helped your cause as when a review is done, theynare Hyper Critical of everything on the original appraisal. Unfortunately, a lot of consumers don't understand how far down the appraised values of their homes have gone. And the appraisers cannot lie about the values. The days of y
Hyper inflated values are gone and we are back to reality.
I hope this helps with understanding.
