Loan Depot BEEN RIPPED OFF! PAID $495 IN ADVANCE NO REFI!!! I am disabled, and they know this. I have excellent credit. I put in for a refi September 26, 2012. Today is November 13, 2012 and NO REFI. I hav Internet

On September 26, 2012, I gave my credit card number to a Michael Fink at Loan Depot.  This was for a $495 deposit on a refinance on my home.  I am disabled.  I have a 750 credit score.  Within a week they had an appraiser out.  I was really hurting because it was alot of me to do in such a short time.

Around October 15th, I hear from the loan processor, Dave Love.  He requested several items, which I faxed promptly.  Around the 20th, I realized it was getting close to the 30 days and I contacted both of these guys.  Next thing I know, I am being asked to provide proof of permanent disability!  I sent in a copy of my permanent disability placard signed by my doctor.  Next Dave Love stalls saying he had to check with the appraiser regarding permanent bars on a window in my garage!  I've refinanced twice in the past, never a problem.

Now, neither of them or some women named Caroline will email or call me back.  I have an email from Michael Fink assuring me the return of the $495 if I didn't receive the loan.

Disgruntled and disgusted