Report: #576587

Complaint Review: LoanDepot - Internet

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Ripoff Report is Xcentric Ventures

Submitted: Tue, March 02, 2010
Updated: Thu, March 04, 2010
Reported By: Ginger — Jupiter Florida United States of America

Author Not Confirmed

Why?

LoanDepot 3355 Michelson Drive Suite 300, Irvine, CA 92612 Internet United States of America

Phone: 949 399 5583
Web: www.loandepot.com
Category:

LoanDepot Promises 30 Day ReFi at Low Rates, Collects Multitude of Personal Data,Does Not Deliver and Bilks us for $350 Ap Fee. Fee Internet

*Author of original report: loanDepot Promises low rate ReFi, Collects Personal Data, Bilks Me for $395 Ap Fee, and Doesn't Deliver

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Once in receipt of all your information, the back peddling begins. Interest rates no longer as advertised, property (a condo in Florida) suddenly is not financiable by Fanny Mae (why didn't they tell us that at the get-go?, after appraisal, some "automatic computer formula kicks out the appraisal and drops it by 50 grand. Then they want 40, grand up front to refinance or an elongated process to get my homeowners association to become FHA approved.

Now out the $350 Loan Fee, and have no Re-Finance of property. Planning to file a dispute with VISA for loan fee. Am concerned about the security of my financial information...Watching everything in Jupiter.

This report was posted on Ripoff Report on 03/02/2010 08:05 AM and is a permanent record located here: https://www.ripoffreport.com/reports/loandepot/internet/loandepot-promises-30-day-refi-at-low-rates-collects-multitude-of-personal-datadoes-not-576587. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

loanDepot Promises low rate ReFi, Collects Personal Data, Bilks Me for $395 Ap Fee, and Doesn't Deliver

AUTHOR: Ginger - (USA)

SUBMITTED: Thursday, March 04, 2010

POSTED: Thursday, March 04, 2010

Loan Depot, an internet Mortgage Finance corporation promises you everything and delivers nothing! Very affable morgage bankers, slick to draw you in. Establishes a reasonable degree of trust, collecting usual data necessary to refinance a property. Once in receipt of all your information, the back peddling begins. Interest rates no longer as advertised, property (a condo in Florida) suddenly is not financiable by Fanny Mae (why didn't they tell us that at the get-go?, after appraisal, some "automatic computer formula kicks out the appraisal and drops it by 50 grand. Now they want 40, grand up front to refinance or an elongated process to get my homeowners association to become FHA approved. Now out the $395 Loan Fee, and have no Re-Finance of property. Planning to file a dispute with VISA for loan fee. Not only am concerned about the security of my financial information, but feel the banker was not honest with me regarding the terms of the re-finance. Watching everything in Jupiter.

Was told a manager would call and address possible ways of working out a solution and no follow up call to date.

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