- Report: #789987
Report - Rebuttal - Arbitrate
Complaint Review: Loandepot.com, LLC
Loandepot.com, LLC26642 Towne Centre Drive Foothill Ranch, California United States of America
Loandepot.com, LLC In refinance process,they took $495.00 from my credit card,and cheated me without refinance Foothill Ranch, California
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
One of the employee (James Stopani)of Loandepot called me to offer to refinance my home, and he offer 3.375% for 10 years ARM, he told me I need to pay $495.00 to lock this interest rate and appraisal fee and credit report fee. He also told me total finance charge will be $4000.00, I paid $495.00 through credit card, Appraisal is done on 09/12/2011. After few days we got appraisal report , and home value was $220000.00, I had applied for loan $150000.00
(146000.00 Loan Amount and 4000.00 Closing cost)
After one month on 10/01/11, Kim (employee of loandepot.com) called me and said your loan amount is now $156000.00, do you want to sing papers, I told this is cheating, for what $6000.00 extra. In this way they sent me several GFE(Good faith Estimate) in order to cheat me. I requested to refund my money , they did not refund my money , they told if I wanted to refinance I have to pay closing cost $10000.00, otherwise there is no any option and I will not get my money refund. In the beginning when I paid $ 495.00, James Stopani told me if loandepot.com is unable to refinance , I will get money back. But it did not work.
This report was posted on Ripoff Report on 10/17/2011 09:00 PM and is a permanent record located here: http://www.ripoffreport.com/r/Loandepotcom-LLC/Foothill-Ranch-California-92610/Loandepotcom-LLC-In-refinance-processthey-took-49500-from-my-credit-cardand-cheated-789987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.