Lobel Financial Vanessa @ Ocean Express Auto They let the co-buyer take my car after I put a 5000.00 down payment. Didnt help me get my car back. Said she had just as much rights as I did they just want their money f*ck me as a customer paying Anaheim, California

Jim is exactly right on this issue. 

According to your post, you signed a purchase agreement with the dealership and had financing with Lobal (or a third party finance company) that required a co-buyer or co-borrower; neither the dealership nor the finance company have anything to do with the actions of you or your co-buyer after the vehicle purchase. The only time the finance co would be involved is if you or the co-borrower defaulted on the payments due or defaulted on any other term in the contract you signed with the finance company. The finance company doesn't keep track of who has possession of the vehicle, except in the case of default.  

You have a beef with your co-buyer. If you can't work out something satisfactory with the co-buyer directly, then take her/him to small claims court. However, unless you have a separate written agreement for usage or other terms directly with the co-buyer, you may not have any recourse there either.

If there was a co-buyer, then that person's name would be on the contract! Did you read the contract? If there is a co-buyer, then that person has just as much legal rights to the car as do you. The only way this could be theft is if you are the sole owner. If this is a relationship gone bad situation or if that person was simply using you then Lobel has zero responsibility in the matter. If Lobel said you needed a co-buyer due to your credit, its STILL none of Lobel's business! If you guys are co-owners/buyers then this is a civil matter not criminal. Lobel simply supplied financing on behalf of the entities on the contract. My next questions are who lied to you? The dealership? How do you know it was a lie? You said the co-buyer "arrested me". How could that happen? Was the co-buyer a police officer? The matter of the restraining order...did you state your case at the hearing? Again, this appears to be a civil matter and is between you and that other person with Lobel not an involved party.