I went into Team Nissan in Lithia Springs, GA just to look at used cars and not to buy that day. However, I ended up being there over 5 hours because I allowed myself to be conned by their over zealous and unscrupulous salesmen into signing a contract to buy a car I didn't want. I wanted a used Nissan van and I stressed this to him over and over. They didn't listen and kept telling me, because of my credit (high 600 beacon score) they could get me in something more reasonable. It just so happened it was a car that they were trying to get rid of. I test drove it and noticed it sounded bad and seem to need work. They quickly said oh we will fix all of that before you leave today.
Well, you can guess as soon as I signed incomplete & completed forms that they said they would fill in and give me my copy later when I got financing completed, they didn't fix nothing on the car. In fact, they closed up shop and told me to take "my" car to the nearest dealer for repairs and to let them know if they give me a hard time. What? I thought, you are the ones giving me the hard time. Next day when I saw even more car damages (like front end wreck damage) I took the car right back and demanded they fix it and sell it to someone else.
Well, they tried stalling because there was no actual financing approved and they needed me to hang on to the car until they could get me financed whether I wanted to be or not. This is a scam called "spot delivery" So watch out!
So the manager offered to put me in another car temporarily until they could fix the car I returned. He offered to lower the interest rate and all kinds of stuff so I wouldn't leave the car and continue with the contract. You see now he knw he had to find a lienholder who would finance exactly the terms I had already signed. This would take a few days. I said no sir. Then he got rude and started threatening me. He said "I'll tow your car away and you'll have numerous fees!" etc, etc.......... I smiled and asked him not to keep threatening me. I told him I wanted to know who my lienholder was. He refused to tell me so I left. I knew no lienholder then no deal!
A few days later, Long Beach Acceptance started calling me to put the loan thru on the car I had returned. No matter how many times I told them (Joe, Jessica and any other rep from LongBA) I do not want to be financed and Team Nissan has their car back, they would still try to finance me. Then they called my auto insurance company several times to force insurance on me for this car. Today they told my insurance company I had the car already fnanced through them. They said I had it at home. All kinds of lies! They lie so much it's unbelievable. They work together to defruad consumers and once they send a fat check to the dealer, then Long Beach comes after the customer to ruin your credit and garnish your money. I found out they are parented under AmeriCredit which may not be much help but I am trying to let them know I do not want this Long Beach loan and I don't have this car and am being harassed over a car I only had 16 hours. I also called a lawyer and plan to use every consumer protection agency I can. I had good enough credit all along and I brought a nice van (not a car) from CARMAX - use them if you can't get your own financing, ok!
Anyway................. don't cry and don't give up you deserve better.
Call the media on your side, use this site and others, newspaper articles, word of mouth, BBB and even your congressman to make a difference and fight back. Tell your family members, coworkers and church members to be weary of doing business with scandalous companies.
These are big companies but I believe they have no right to make money off the backs off good decent people and then put their ungrateful foots on our necks. They don't want to do business with you no, no, they want to ruin you and by messing up your credit no one else will want to do business with you. But I'm a fighter and they have messed with the wrong one cause God's on my side, the righteous! I declare, weapons may form but they won't prosper!
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