• Report: #53889

Complaint Review: Long Beach Acceptance Corp.

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  • Submitted: Tue, April 22, 2003
  • Updated: Tue, April 22, 2003

  • Reported By:Marlton New Jersey
Long Beach Acceptance Corp.
1 Mack Centre Drive Paramus, New Jersey U.S.A.

Long Beach Acceptance Corp. Ruined my credit rating deceptive company false promises Paramus New Jersey

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In late 1997, I financed a vehicle with LBAC, with a car company that closed down soon after. I never received the tags, title, or registration, and was told by a phone message by the car company that I would be receiving them in the mail. Never came.

LBAC, Paramus, called me a month later and wondered where my money was. I asked them, where are my plates? They said they didn't know, but would work on getting them. They even sent me a letter stating that they would suspend payments and finance charges until they got the paperwork. Fast forward a year later, and they still never sent my documents. Because of my financial situation at the time, I was forced to drive the truck with EXPIRED TAGS. I was pulled over and the truck was impounded, because I couldn't prove ownership, BECAUSE I HAD NO TAGS. Vicious circle, isn't it?

Anyway, 5 years later, I still haven't heard anything about the truck or the documents, and now my credit report is stating my LBAC loan as a write-off loan, totally messing up my credit rating. That's ALL I need fixed. I don't care about the legal consequences of my uninsured driving, I want them to clear my credit report of their name. Heck, just change the "write-off loan" description to something that won't hurt my credit rating.

Dilok
Marlton, New Jersey
U.S.A.

This report was posted on Ripoff Report on 04/22/2003 07:20 AM and is a permanent record located here: http://www.ripoffreport.com/r/Long-Beach-Acceptance-Corp/Paramus-New-Jersey/Long-Beach-Acceptance-Corp-Ruined-my-credit-rating-deceptive-company-false-promises-Param-53889. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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