Low Pay Card I wanted to order a card, was told how much it was wanted to cancel, got hung up on. Los Angeles California

I wanted to get a credit card and one of those sites came up that was $19.95 processing fee for a credit card so I got approved. The lady called me to confirm everything and got my bank account information. I can't remember the lady's name but she told me at the end of the conversation it would be a $79.00 processing fee and $120.00 toward the card from my account. I told her I didn't have that kind of money and that the website said $19.95 for the processing fee and that was it. She said no and argued with me so I told her I had wanted to cancel the order then because I didn't have that kind of money in my account. She said thanks and hung up on me. I had e-mailed the company, called the company, and so on and had gotten charged for the $79.00 and the $120.00. I called for the 9th time and spoke to a guy named Ryan and told him that the lady hung up on me and that I had wanted it cancelled and the whole story of what happened. He told me "well, we've already sent the membership kit to you so there's nothing we can do." I told him I had cancelled in the first place but got hung up on because I didn't have the money and still got charged which caused my bank account to get closed. I talked to my bank and they told me to call the company and talk to one of them to get my money and I told them I have already e-mailed then, called 9 times, and then when I recieved the kit I had wrote a letter saying I wanted my money refunded to me. I was checking my online bank account to see how much money I had because my rent is due and notice I had $99.00 taken out of my account. I looked to see who took it out and it said the Low Pay Card Inc. I have e-mailed then several times, and called and they will not refund my money for something I didn't want to order. So totalling everything they pretty much stole $298.00 from me causing me to not be able to pay my rent and messing up my whole bank account. So I would really like to have that money refunded back to me like I had asked in the first place. I have a son to take care of and having low life companies stealing hundreds of dollars from me. Thanks.

Amanda
Braham, Minnesota
U.S.A.