Chris Betts runs the boiler room at the Lucas Law Center and Paul Lucas is nothing more than a front for Chris betts and his team Frank, Justin and about 10 others that now are selling loan modifications to unsuspecting inocent home owners who are having trouble with their mortgages. These guys are no more a Law Center than your local dry cleaners, but they will take your money and stall you for 3 months until you get tired chasing them around for a money back guarentee. Paul Lucas loves to drink all day while Chris Betts works at making the cash register ring. Betts and another team of felons were found guilty of securities fraud in N.Y. a few years ago and moved to California to try to outrun his criminal reputation. Look him up under telcore direct or Campos, another attorney he was in cahoots with. He lives in Ladera Ranch in a million dollar home with no furniture just in case he has to disapear again. Cheating hardworking people, home owners and employees alike Betts has moved from debt settlement to loan modifications. The office is nothing but a boiler room with another office supposedly that does the modifications. They advertise on the radio and telemarket internet applications and trained us to say or do anything to get $3500 or whatever you can out of the callers. Frank, the right hand man for Lucas and Betts is the closer and a convicted bank robber as well. They seemed to have copied another legitament Law Office in California as the radio adds, retainer agreements and almost everything else is the same. It's unfortunate the Attorney Generals office and the California State Bar has not got these crooks shut down yet but I know they're on the radar. Paul Lucas is an ex- loan officer that never practiced law. He is an attorney though and knowingly participates even though he's aware of Chris Betts and Company criminal background and the offices inability to modify mortgages. I invite you to really check this crew out, stop by their month to month rent office. Betts likes to be able to move fast. He will take his gang of felons and all the poor peoples money he scamed and before you know it be hustling in another buisness. Maybe back to debt or credit repair, who knows.